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Business Details
35 Years
experience
Trusted Insurance Solutions in Upland, CA
Sumner Insurance Services has been dedicated to providing quality insurance solutions since 1991. Our mission centers on offering comprehensive coverage at competitive rates without compromising service excellence. With an A rating from the Better Business Bureau, we represent top-tier carriers like Hartford, Safeco, and Liberty Mutual to meet diverse client needs. Our team of experts tailors policies for personal and commercial clients across California and beyond. Over 75,000 policies have been issued since our founding, reflecting our commitment to customer-centric service.

We prioritize understanding individual risk profiles to deliver customized protection strategies. Our agency operates as a one-stop shop for auto, home, business, and life insurance products. By maintaining partnerships with leading insurers, we ensure clients receive both affordability and reliability. Our focus remains on safeguarding clients' assets while maintaining transparent communication. With decades of experience, we continue to build trust through prompt, professional service delivery.
Services
Auto Insurance Home Insurance Business Insurance Life Insurance Renters Insurance SR-22 Insurance Commercial Auto Umbrella Policies Earthquake Insurance Flood Insurance
Details
  • Year established: 1991
Highlights and features
  • We offer over 30 years of experience in California insurance markets
  • Our BBB A-rated service guarantees transparent policy comparisons
  • We partner with top-tier carriers like Liberty Mutual and Nationwide
  • We provide 24/7 policy support and claims assistance
  • Our agents specialize in high-risk insurance solutions including SR-22 filings
Associations and certifications
  • Better Business Bureau (A Rating)
What people say
Quick professional service Great rates Easy process Thorough coverage evaluation Expert guidance
Services
Auto Insurance
We provide comprehensive auto insurance solutions including liability, collision, and comprehensive coverage. Our policies protect against bodily injury, property damage, and uninsured motorists. Specialized options include SR-22 filings and high-risk driver coverage. With partnerships across major carriers, we ensure competitive pricing without compromising protection quality. Our agents help customize policies to match individual driving needs and vehicle values.
Home Insurance
Our home insurance policies cover structural damage, personal possessions, and liability risks. Additional options include earthquake, flood, and valuable articles coverage. We offer replacement cost valuation and umbrella policy integration. Agents assess property specifics to recommend appropriate dwelling coverage limits. Policyholders receive guidance on bundling discounts and risk mitigation strategies for California's unique environmental factors.
Business Insurance
We design business insurance packages combining general liability, workers' compensation, and commercial property coverage. Specialized options include errors & omissions, tow truck insurance, and agribusiness policies. Our agents help meet state compliance requirements while protecting against lawsuits and operational disruptions. We offer risk assessments to determine appropriate coverage limits for businesses of all sizes across multiple industries.
Life Insurance
We offer term, whole, universal, and variable life insurance options with flexible premium structures. Our specialists explain policy differences to help clients choose between temporary coverage and cash-value accumulation. We provide survivorship insurance options and estate planning guidance. Policies can be structured to cover mortgages, income replacement, or final expense needs while considering long-term financial goals.
Renters Insurance
Our renters insurance covers personal property damage, liability claims, and additional living expenses. Policies protect belongings in apartments, condos, and rental houses. We educate clients about landlord policy limitations and recommend appropriate coverage limits. Additional protections include valuable item endorsements and umbrella policy integration. Claims assistance ensures prompt resolution for covered losses.
Questions
What insurance products do you offer?
We provide auto, home, business, life, and renters insurance with specialized options like SR-22 filings and flood coverage.
Do you serve businesses outside California?
While based in California, we offer commercial insurance policies to businesses in Arizona, Nevada, Texas, and Washington.
How do you help high-risk drivers?
We specialize in DUI insurance solutions and SR-22 filings with expedited processing for license reinstatement.
Can I get customized coverage?
Our agents create tailored policies by assessing individual risk profiles and combining standard with specialty coverage options.
What sets you apart from online insurers?
Our local agency provides personalized service with carrier comparisons to balance cost and coverage effectiveness.
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