Making Insurance Easy, One Policy at a Time
Our Story
Tim Huber Insurance and Financial Services was established with the goal of providing comprehensive and personalized insurance solutions to individuals and businesses in the St. Augustine, FL area. We understand that insurance can be complex and daunting, so we're committed to simplifying the process and helping you find the right coverage for your unique needs.
Our Approach
We recognize that every client is different, with unique insurance needs and goals. Our experienced agents take the time to understand your individual situation and tailor a customized insurance plan that meets your specific requirements.
Our Services
We offer a wide range of insurance products and services to protect you against the unexpected, including:
Personal Insurance
- Auto Insurance
- Home Insurance
- Life Insurance
- Classic Car Insurance
- Recreational Insurance
Business Insurance
- Commercial Insurance
- Flood Insurance
Specialized Coverages
- Boat & Yacht Insurance
- RV Insurance
- ATV & Off-Road Vehicle Insurance
What Sets Us Apart
- Experienced and Independent Agents: Our agents are highly trained and independent, allowing them to access a wide range of insurance products from top-rated carriers.
- Personalized Service: We take the time to understand your unique needs and risks to provide customized recommendations.
- Local Expertise: We understand the specific challenges and opportunities of living in the St. Augustine area.
- Dedicated Client Care: We are committed to providing personalized and responsive customer service throughout the entire process.
Why Choose Tim Huber Insurance and Financial Services?
With Tim Huber Insurance and Financial Services, you get:
- Locally owned and operated
- Policies that meet and exceed expectations
- Annual policy review
- Servicing Florida
Get a Quote Today!
Contact us today for a personalized quote and to discuss your insurance needs with one of our experienced agents. We look forward to helping you find the peace of mind that comes with knowing you're protected.
Tim Huber Insurance Reviews
The majority of reviews for Tim Huber Insurance are extremely positive, with most reviewers praising the agency's excellent customer service, knowledgeable staff, and competitive insurance rates.
Customer Service
Reviewers consistently rave about the agency's customer service, citing friendly, patient, and professional staff who go above and beyond to meet their needs. Several reviewers mention specific employees, including Jennifer, Victoria, and Tammy, who are highlighted for their exceptional service.
Insurance Quotes and Options
Many reviewers praise the agency's ability to provide competitive insurance quotes and options, with some mentioning that they were able to find better rates and policies through Tim Huber Insurance.
Homeowners and Auto Insurance
Reviewers consistently praise the agency's expertise in homeowners and auto insurance, with several mentioning that they were able to find better policies and rates for their homes and cars.
Locally Owned and Operated
Several reviewers mention that Tim Huber Insurance is a locally owned and operated agency, which they appreciate for its personalized service and family-oriented atmosphere.
One Negative Review
One reviewer, Cathy B., gives the agency a 1-star review, citing poor customer service and high insurance rates. According to Cathy, she was never satisfied with her car insurance rates, and after being with the agency for over a decade, she finally switched to State Farm and saved significantly on her premiums.
Another Negative Review
Another reviewer, Ashley A., also gives the agency a 1-star review, citing poor customer service and unauthorized changes to her policy. According to Ashley, her policy was canceled without her knowledge, and she was not given the option to review the new policy before it was implemented.

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