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Who We Are

National Income Life Insurance Company is a premier in-home life insurance sales company serving working families in the state of New York. With a rich history of providing supplemental benefits to working families, we pride ourselves on building long-term relationships with our customers by meeting with them in the comfort of their own homes. Our mission is to become the premier in-home life insurance sales company serving working families, providing coverage for those unexpected times in life.

Our Philosophy

At National Income Life, we believe in supporting working families. We advocate for key issues and campaigns that reflect the core values important to all working people. Our commitment to social responsibility is evident in our support of various organizations that research, analyze, and propose solutions on fair trade, good jobs, environmental sustainability, and electing fair-minded candidates. We also contribute to organizations that promote worker's rights, advocate for financial reform, and champion a fair economy.

Company Growth

As a testament to our commitment to growth and stability, National Income Life has consistently earned high Financial Strength ratings. With steady growth year after year since our inception in 1999, we currently have over $7.2 billion of life insurance in force. Our ability to pay claims is a key factor in our growth, and we take pride in our consistent performance.

Advocacy

At National Income Life, we don't just insure our policyholders; we also support causes that are important to our customers. Giving back to our communities is vital to the success of our company. Our charity has awarded us the trust and loyalty of our policyholders and the respect of the community.

Labor Movement

National Income Life has a long and rich history of partnering with the labor community. We believe that the American free enterprise system needs the labor movement to guarantee democracy on the job and fairness to workers. Our partnership with labor organizations, leaders, and activists includes working with the leaders and membership of over 45 international unions.

Products

At National Income Life, we offer a range of life insurance products designed to provide peace of mind for your loved ones. Our products include:

  • Life Insurance: This is not about you; it's about protecting those you love from financial hardship. Life insurance is the only thing that stands between your loved ones and financial hardship.
  • Supplemental Health Insurance: We offer supplemental health insurance to complement your existing coverage. Our products are designed to provide additional financial support when you need it most.
  • No-Cost Products: We offer a range of no-cost products to help you navigate life's unexpected challenges.

Conclusion

At National Income Life, we pride ourselves on our commitment to supporting working families, our advocacy for key issues, and our commitment to social responsibility. Our ability to pay claims, steady growth, and partnership with labor organizations are just a few of the reasons why National Income Life is the premier in-home life insurance sales company serving working families in the state of New York.

Reviews
Positive: The majority of reviewers had a positive experience with National Income Life and praised the professionalism, knowledge, and helpfulness of their representatives.
Negative: Some reviewers had issues with claims and refunds, with delays and unresolved problems.

Professionalism and Customer Service

The reviews highlight exceptional professionalism and customer service provided by the representatives of National Income Life. Many reviewers mentioned that their representatives were knowledgeable, friendly, and courteous, making the insurance review and policy renewal process smooth and hassle-free. Examples of excellent representatives include Justin, Tyler Mauceri, Jeff, Eugene Amory, Geno, and Nicolas Micare.

Virtual Appointments

Some reviewers appreciated the option of virtual appointments, which made it convenient to review policies and receive information without having to visit an office in person. For example, Susan Corrie's virtual appointment went well, and she found it helpful to view documents and components of the presentation.

Communication and Explanation

Receivers praised the representatives' ability to explain complex insurance information in a clear and concise manner. For instance, Eugene Amory and Nicolas Micare were commended for their patience and kindness when explaining delicate topics.

Claims and Refunds

Despite some positive experiences, a few reviewers mentioned issues with claims and refunds. Sabrenia Kinne had a disastrous experience, with unresolved issues and delays in receiving a refund. Steven Tyrrell also experienced difficulty when trying to cancel a policy and receive a refund.

Overall Satisfaction

Many reviewers were extremely satisfied with their interactions with National Income Life representatives, praising their professionalism, knowledge, and helpfulness. However, a few reviewers had negative experiences, particularly with issues related to claims and refunds.

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