Business Details
50+ Years
experience
Your Trusted Insurance Partner in Parkersburg, WV
Waters Insurance has served clients since 1964 as a family-owned, locally-operated insurance agency dedicated to providing personalized service and tailored coverage solutions. Our multi-generational team combines deep industry expertise with a commitment to client advocacy, offering access to multiple insurance carriers to ensure competitive pricing and comprehensive protection. With three convenient locations in the Mid-Ohio Valley, we specialize in personal and commercial insurance products including auto, home, business, flood, and umbrella coverage. Our team of licensed professionals holds industry designations such as Certified Professional Insurance Agent (CPIA) and Accredited Advisor of Insurance (AAI), demonstrating our commitment to professional excellence.We prioritize long-term client relationships over transactional interactions, providing ongoing policy management, renewal monitoring, and claims guidance. Our community involvement through local boards and charitable organizations reflects our dedication to the regions we serve. Backed by industry-recognized awards and affiliations with trusted insurance providers, we maintain a client-centric approach that emphasizes transparency, education, and proactive risk management.
Services
Car Insurance
Homeowners Insurance
Business Insurance
Flood Insurance
Umbrella Insurance
Renters Insurance
RV Insurance
Motorcycle Insurance
Details
- Year established: 1964
Highlights and features
- Family-owned since 1964 with multi-generational industry expertise
- Personalized support from licensed agents with professional designations
- Access to multiple insurance carriers for competitive pricing options
- Dedicated claims assistance and policy management services
- Deep local knowledge serving Mid-Ohio Valley communities
Associations and certifications
- Trusted Choice
What people say
Incredibly helpful
Great agent
Very friendly
Best deal possible
Prompt email response
Services
Car Insurance
Comprehensive car insurance solutions protect against auto accidents, theft, and property damage. Our policies include liability coverage, collision protection, and uninsured motorist options tailored to individual driving needs. With access to multiple carriers, we help clients find competitive rates while maintaining essential coverage for vehicles of all types.
Homeowners Insurance
Customizable homeowners insurance plans safeguard residential properties against fire, weather damage, and liability claims. Coverage includes dwelling protection, personal property replacement, and additional living expenses during repairs. Our agents help clients understand policy details and select appropriate coverage limits for their specific home and location.
Business Insurance
Tailored business insurance packages protect commercial enterprises against industry-specific risks. Policies include general liability, property damage, and business interruption coverage. Our experienced agents work with clients to identify potential exposures and implement comprehensive protection strategies that align with their operational needs and budget constraints.
Flood Insurance
Specialized flood insurance policies provide critical protection against water damage from natural disasters. We offer coverage through multiple private carriers, including options for both high-risk and low-risk areas. Our team helps clients understand flood zone requirements and select appropriate coverage limits to protect their property investments.
Umbrella Insurance
Umbrella insurance policies provide additional liability protection beyond standard coverage limits. These policies help protect assets from catastrophic claims that exceed primary insurance policies. Our agents assess clients' risk profiles to determine appropriate coverage amounts and ensure comprehensive protection against potential financial losses.
People
John Fanta
Agency Principal
With 15+ years in insurance, John holds the CPIA designation and specializes in personal/commercial coverage. Active in community organizations, he graduated from West Virginia University with a business degree.
Amy Caruthers
Agency Principal
Fifteen-year insurance professional with expertise in tailored solutions. Holds journalism degree from Ohio University and serves on the Parkersburg Area Community Foundation board.
Ray Fanta
Agency Owner
40-year industry veteran with AAI designation. Former Westfield Insurance Group executive who founded the agency in 1987. Active in local business and community organizations.
Rebecca Knotts
Commercial Insurance Specialist
Licensed agent with 20+ years experience in business insurance. Specializes in commercial policies and medical liability coverage. Active community volunteer in education and church organizations.
Heather DeBord
Insurance Service Representative
Certified CISR professional with 20+ years in insurance sales and service. Specializes in home, auto, and umbrella policies. Active in youth development programs through Scouting organizations.
Questions
What types of insurance do you offer?
We provide auto, home, business, flood, umbrella, renters, RV, and motorcycle insurance policies tailored to individual and commercial needs.
Do you serve areas outside West Virginia?
While based in West Virginia, we serve clients throughout the Mid-Ohio Valley and surrounding states through our three office locations.
How can I get a personalized insurance quote?
Contact us through our website or call any of our three offices to speak with a licensed agent who will assess your specific needs.
What makes your agency different from others?
As a family-owned agency since 1964, we combine local knowledge with access to multiple carriers and industry-recognized expertise for personalized service.
Do you help with insurance claims?
Yes, our team provides guidance throughout the claims process to minimize delays and paperwork while advocating for your best interests.
