Business Details
50+ Years
experience
Emergency
services
Your Trusted Independent Insurance Agency in Shawnee, OK
Ford Insurance has been serving Oklahoma communities since 1963, providing personalized insurance solutions through an independent agency model. Our family-owned business combines deep local knowledge with access to multiple top-rated carriers, ensuring clients receive tailored coverage that aligns with their specific needs and budget. With decades of experience in personal and commercial risk management, we leverage advanced technology while maintaining the personal touch that defines our community-oriented approach.Our team of certified professionals prioritizes transparency, offering comprehensive guidance on policy details and coverage limitations. As active community members, we understand the unique risks faced by Oklahoma residents and businesses, delivering responsive service during both routine and emergency situations.
Services
Home Insurance
Auto Insurance
Business Insurance
Farm Insurance
Builders Risk Insurance
Commercial Insurance
Renters Insurance
Condo Insurance
Mobile Home Insurance
High Value Home Insurance
Details
- Year established: 1963
Highlights and features
- We offer independent agency access to multiple top-rated insurance carriers
- Our team provides personalized risk management solutions tailored to Oklahoma's unique needs
- 24/7 customer support for emergency insurance needs and claims assistance
- Decades of local expertise serving Oklahoma communities since JFK's presidency
- Transparent policy explanations with clear coverage limitations and exclusions
What people say
Best insurance for you
Knowledgeable agents
Prompt assistance
Tailored coverage
Long-term relationships
Services
Home Insurance
Protecting Oklahoma homes since 1963, our home insurance covers dwellings, personal property, and liability risks. We specialize in HO5 high-value policies, flood, tornado, and earthquake coverage while addressing common policy limitations for items like jewelry and artwork. Our independent agency model ensures competitive pricing through multiple carrier options.
Auto Insurance
Comprehensive auto insurance solutions for Oklahoma drivers since 1963. We offer liability, collision, and comprehensive coverage with options for classic cars, commercial vehicles, and specialty equipment. Our independent status allows comparison shopping across top-rated carriers to balance protection and affordability for personal and business needs.
Business Insurance
Tailored commercial insurance packages for Oklahoma businesses since 1963. We provide general liability, workers compensation, and specialized coverage for contractors, retailers, and agricultural operations. Our independent agency model accesses multiple carriers to create cost-effective risk management solutions for businesses of all sizes.
Farm Insurance
Comprehensive farm insurance solutions since 1963, covering crops, livestock, equipment, and agribusiness operations. We offer policies through ten A-rated carriers, addressing Oklahoma's unique agricultural risks including weather-related losses. Our independent agency model ensures competitive pricing for hobby farms through large-scale operations.
Builders Risk Insurance
Specialized builders risk insurance for Oklahoma construction projects since 1963. We protect structures under construction, materials in transit, and equipment with customizable policies. Our independent agency status provides access to multiple carriers offering coverage extensions for soft costs and project-specific risks.
People
Charlotte Barnett
Agency Principal
With over 8 years of experience, Charlotte Barnett specializes in commercial insurance, offering proactive coverage solutions tailored to business owners' evolving needs while maintaining personalized service standards.
Jordan Barnett Herron
Commercial Lines Agent
Jordan Barnett Herron provides expert commercial insurance guidance, leveraging industry knowledge to develop comprehensive risk management strategies for Oklahoma businesses since joining the agency.
Mary Young
Personal Lines Agent
Mary Young specializes in personal insurance solutions, delivering tailored coverage options while maintaining the agency's commitment to exceptional customer service since her appointment.
Catey Soulek
Accountant
Catey Soulek manages financial operations with precision, ensuring efficient policy administration and supporting the agency's commitment to transparent, client-focused service since joining the team.
Peggy Ford
Owner / Agent (Retired)
Peggy Ford, retired owner/agent, established the agency's community-focused values in 1963, creating a legacy of personalized service that continues through the current team.
Questions
Does my auto insurance cover rental cars?
Physical damage and liability extend to rentals, but we recommend purchasing the Collision Damage Waiver for full protection against uncovered costs.
What is Oklahoma's wrongful death statute?
Oklahoma allows wrongful death claims within two years, covering medical/burial expenses, loss of consortium, mental anguish, and pecuniary loss for surviving family members.
What does personal umbrella coverage provide?
Umbrella policies provide excess liability coverage beyond homeowners/auto policies, starting at $1 million, protecting assets in case of lawsuits.
How can I lower insurance premiums?
Combine policies for multi-policy discounts, increase deductibles, use EFT payments to avoid fees, and inquire about safety feature discounts to reduce premiums.
Are there dog breed restrictions in homeowners insurance?
Some aggressive breeds may affect eligibility. Contact us to confirm specific breed restrictions before acquiring a new dog.
Why is my home insured for more than market value?
Homes are insured for replacement cost, covering rebuilding expenses including debris removal and hidden costs not reflected in market value.
