Business Details
Personalized Insurance Solutions in Helena, MT
Bison Insurance is a locally owned and operated independent insurance agency based in Helena, Montana. Since our founding, weve built a reputation for delivering quality insurance coverage, competitive pricing, and exceptional customer service. We partner with multiple insurance providers to offer tailored solutions for personal and business needs, ensuring clients receive comprehensive protection at affordable rates.Our team of licensed advisors prioritizes client education, simplifies complex insurance processes, and supports clients through every stage of their policy lifecycle. With deep expertise in risk management and a commitment to community values, we serve Montanans with personalized insurance strategies that adapt to evolving needs.
Services
Home Insurance
Auto Insurance
Motorcycle Insurance
Farm Insurance
Contractor Insurance
Commercial Insurance
Business Insurance
RV Insurance
Life Insurance
Umbrella Insurance
Highlights and features
- We are locally owned and deeply understand Montana's insurance needs
- We partner with multiple carriers to find you optimal coverage options
- Our licensed advisors simplify complex insurance decisions with expert guidance
- We provide personalized service from policy selection through claims support
- We offer competitive pricing through our independent agency network
What people say
Quick responses
Friendly and attentive
Great price options
Exceptional customer service
Knowledgeable professionals
Services
Home Insurance
Our home insurance protects your property and belongings against common risks like fire, theft, and natural disasters. We offer replacement cost coverage, personal property protection, and liability insurance. Policies include additional living expense coverage during repairs and can be customized with endorsements for high-value items, flood protection, and trampoline coverage. Serving Montana homeowners since 2025, our policies ensure comprehensive protection for your primary residence or secondary home.
Auto Insurance
We provide mandatory liability coverage and optional protections including collision, comprehensive, and uninsured motorist coverage. Our policies cover rental reimbursement, medical payments, and personal injury protection. With flexible deductible options and the ability to bundle coverages, we offer protection for standard vehicles, collector cars, and commercial fleets. As Montana-licensed agents, we help clients select coverage that balances legal requirements with financial security.
Farm Insurance
Our farm insurance covers property damage, equipment breakdown, and liability risks specific to agricultural operations. Policies include coverage for livestock mortality, crop loss, and equipment ingestion of foreign objects. We offer peak season coverage for grain storage, pollution protection, and commercial umbrella policies. With endorsements for custom farming activities and care custody control, our specialized coverage protects Montana's diverse agricultural enterprises.
Contractor Insurance
We provide general liability, commercial property, and equipment coverage for Montana contractors. Our policies include builders risk insurance, workers compensation, and inland marine coverage. With protection for tools in transit and equipment breakdown, we serve HVAC technicians, electricians, and construction firms. We offer contract review services to ensure proper additional insured requirements and hold harmless agreements for construction projects.
Commercial Insurance
Our commercial insurance packages protect Montana businesses with general liability, property, and umbrella coverage. We offer business owners policies, commercial auto, and professional liability insurance. Policies include protection for non-profits, restaurants, and schools, with industry-specific endorsements. Our independent agency represents multiple carriers to find customized solutions that protect business assets and operations.
People
Kadee Adams
Owner / Agent
Kadee Adams leads Bison Insurance with over 15 years of experience in Montana's insurance industry. She specializes in creating customized coverage solutions for homeowners and agricultural businesses.
Cathy Pocha
Agent
Cathy Pocha brings 12 years of insurance expertise to Bison Insurance, focusing on commercial policies for Montana's contractors and small businesses.
Grace King
Agent
Grace King specializes in personal insurance lines, helping Montana families secure comprehensive coverage for homes, vehicles, and recreational assets.
Laura Gaffield
Commercial Agent
Laura Gaffield manages commercial insurance relationships, providing risk assessment services and tailored coverage options for Montana businesses.
Melissa Hedstrom
Customer Service Representative
Melissa Hedstrom supports policyholders with claims processing and account management, maintaining Bison Insurance's commitment to responsive client service.
Questions
What types of insurance does Bison Insurance offer?
We offer personal insurance (home, auto, motorcycle), business insurance (commercial liability, property coverage), farm insurance, contractor insurance, and specialty coverages like umbrella policies and equipment protection across Montana.
Why choose an independent insurance agency?
As independent agents, we partner with multiple carriers to provide unbiased recommendations and customized coverage options that match your specific protection needs and budget.
How do I file an insurance claim?
Contact our Helena office during business hours to initiate a claim, and our team will guide you through documentation requirements and coordinate with your insurance provider for prompt resolution.
Do you offer insurance for high-risk properties?
Yes, we work with specialty carriers to provide coverage for properties with unique risks, including secondary homes, collector vehicles, and agricultural operations in Montana.
Can I get quotes online?
While we provide online quote request forms for major insurance lines, our agents recommend personalized consultations to ensure comprehensive coverage assessment and accurate pricing.
Are your rates competitive?
Our independent agency model allows comparison shopping across multiple carriers, ensuring you receive competitive pricing tailored to your specific coverage requirements.
