Business Details
Your Trusted Insurance & Investment Partner in Fergus Falls
Security Insurance & Investments & Investments has served the Fergus Falls community for over 140 years as an independent insurance agency. Founded in 1876 as Lake & Lowry, we have maintained a legacy of personalized service through generations of ownership transitions. Our team of experienced professionals offers comprehensive insurance solutions and investment products tailored to individual and commercial needs. We pride ourselves on comparing rates from over 25 top insurance providers to deliver competitive pricing without compromising coverage quality. As a locally owned business, we prioritize community engagement and maintain deep-rooted commitments to both our clients and the region.Our services span auto, home, life, and business insurance, alongside annuities, retirement planning, and alternative investments. We combine traditional values with modern financial strategies to meet evolving client needs. Our staff includes Accredited Investment Fiduciaries and Certified Insurance Counselors with decades of combined industry experience. We maintain transparent communication and proactive policy reviews to ensure ongoing protection for our clients' assets. Our reputation for exceptional customer service has been built through consistent, reliable support across generations of families and businesses in Otter Tail County.
Services
Auto Insurance
Home Insurance
Life Insurance
Business Insurance
Investment Services
RV Insurance
Boat Insurance
Farm Insurance
Commercial Liability
Retirement Planning
Highlights and features
- 140+ years of continuous service to the Fergus Falls community
- Independent agency with access to 25+ top insurance providers
- Personalized policy comparisons to optimize coverage and cost
- Team includes Accredited Investment Fiduciaries and Certified Insurance Counselors
- Proactive approach to policy reviews and coverage adjustments
Associations and certifications
- Accredited Investment Fiduciary
- Certified Insurance Counselor
What people say
Best rates
Excellent service
Quick and easy
No surprises
Above and beyond
Services
Auto Insurance
We provide comprehensive auto insurance solutions for trucks, cars, RVs, boats, motorcycles, and snowmobiles. Our independent agency compares rates across multiple providers to ensure optimal coverage at competitive prices. Our experienced agents help clients navigate policy options and identify cost-saving opportunities while maintaining adequate protection for all vehicle types.
Home Insurance
Our home insurance services cover primary residences, rental properties, condos, and agricultural buildings. We offer tailored policies that protect against common risks while addressing unique property needs. Our team provides regular policy reviews to ensure coverage keeps pace with changing replacement costs and evolving homeowner requirements across Fergus Falls and surrounding areas.
Life Insurance
We offer term, whole, and universal life insurance products to protect families' financial futures. Our solutions include traditional policies and advanced options like indexed and variable universal life plans. Our agents work closely with clients to determine appropriate coverage levels and structure policies that align with long-term financial goals and family protection needs.
Business Insurance
Our business insurance portfolio includes property, liability, workers' compensation, and professional liability coverage for diverse industries. We provide customized risk management solutions for commercial auto, farm operations, and business owners' policies. Our experienced team helps businesses protect assets while maintaining compliance with industry-specific regulations and operational requirements.
Investment Services
We offer comprehensive investment services including annuities, retirement planning, and alternative investments. Our services cover traditional IRAs, Roth conversions, 401(k) plans, and REITs through multiple investment vehicles. Our certified professionals provide personalized financial planning to help clients achieve long-term wealth management goals while maintaining appropriate risk management strategies.
People
Keven Crabtree
Financial Consultant
With over 40 years in insurance and finance, Keven holds Accredited Investment Fiduciary and Certified Insurance Counselor designations. He provides expert guidance across all insurance and investment products while maintaining deep community ties in Fergus Falls.
Kathryn Vukonich
Owner and Agent
Kathryn joined Security Insurance & Investments & Investments after graduating with a Personal Finance degree. She obtained property/casualty and life/health licenses, and was voted best insurance agent in Otter Tail County in 2021. She specializes in personalized client service.
Debi Foss
Insurance Agent
Debi has served Security Insurance & Investments & Investments since 2015, focusing on personalized client solutions. She balances her insurance work with coaching high school volleyball and raising four children in the local community.
Paul Vukonich
Operations Specialist
Paul manages accounting, marketing, and IT operations at Security Insurance & Investments & Investments. He holds a Civil Engineering degree and brings technical expertise while maintaining dual roles in the energy sector and insurance operations.
Kara Quam
Insurance Agent
Kara serves personal and commercial insurance clients with a focus on finding optimal coverage solutions. She combines local knowledge with industry expertise to deliver personalized service to Fergus Falls residents and businesses.
Questions
What types of insurance do you offer?
We provide auto, home, life, business insurance, and investment products. Our services cover vehicles, properties, commercial operations, and personal financial planning across Otter Tail County.
Are you a local, independent agency?
Yes, we've been locally owned and operated in Fergus Falls since 1876. As an independent agency, we represent multiple insurance carriers to provide competitive comparisons for our clients.
How can you help save on insurance costs?
We compare rates from over 25 top insurance providers to find optimal coverage at competitive prices while maintaining appropriate protection levels for each client's specific needs.
Do you offer investment services?
Yes, we offer comprehensive investment services including annuities, retirement planning, and alternative investments through multiple financial vehicles to meet diverse client needs.
What are your business hours?
We're open Monday-Friday 8:00am-5:00pm. Saturday appointments available by request. We're closed on Sundays but offer emergency contact options for urgent insurance matters.
How do I get a policy review?
Contact us directly to schedule a policy review. Our agents will assess your current coverage, identify potential savings, and recommend adjustments to ensure your protection remains up-to-date.
