Business Details
39 Years
experience
Independent Insurance Solutions in Tiffin, Ohio
Founded in 1987 by Roger Smith, our agency has built a legacy of personalized insurance solutions rooted in community values. Today, led by Kyle Smith, we continue to prioritize client needs through independent representation of multiple carriers, ensuring tailored coverage for personal and commercial clients. Our commitment extends beyond insurancewe actively support local schools, youth sports, and charitable initiatives like Habitat for Humanity.Partnering with The Liberty Company Network has amplified our ability to deliver innovative solutions while maintaining the personalized service that defines us. With decades of combined experience, we specialize in auto, home, life, health, and commercial insurance, offering unbiased advice and advocacy during claims. Our mission remains unchanged: to protect what matters most to you while fostering peace of mind through integrity-driven service.
Services
Auto Insurance
Home Insurance
Life Insurance
Health Insurance
Commercial Insurance
Umbrella Insurance
Annuities
Long-Term Care
Pet Insurance
Business Owners Policy
Details
- Year established: 1987
Highlights and features
- We offer independent representation across 30+ top-rated carriers for unbiased coverage options.
- Our team provides personalized service with local knowledge of Ohio's insurance needs.
- We advocate for clients during claims to ensure fair and timely resolutions.
- Community involvement includes supporting local schools, youth programs, and charitable causes.
- Access to specialized coverage like classic car, pet, and wedding insurance unavailable through captive agents.
What people say
Saving over $1,200 annually
Thorough teaching approach
Community oriented service
Excellent local knowledge
Prompt claims assistance
Services
Auto Insurance
Auto insurance provides financial protection against vehicle-related losses from accidents, theft, or natural disasters. Our policies offer customizable liability and comprehensive coverage options across Ohio. With access to multiple carriers, we help clients secure competitive rates while ensuring adequate protection for personal and commercial vehicles.
Home Insurance
Home insurance safeguards against property damage from fire, storms, or liability claims. We offer standard and specialized policies for homeowners, renters, and landlords across Ohio. Our agents compare multiple carriers to find coverage matching your property value, location, and specific risk factors.
Life Insurance
Life insurance policies provide financial protection for dependents through term, whole life, and universal options. We help clients assess coverage needs based on income, debts, and future obligations. Our partnerships with major carriers ensure competitive rates for individuals and families.
Commercial Insurance
Commercial insurance packages protect businesses against liability claims, property damage, and operational disruptions. We offer general liability, property, and business owners policies tailored to Ohio's small and mid-sized enterprises. Our risk assessment process identifies coverage gaps in existing policies.
Health Insurance
Health insurance solutions include ACA-compliant plans, short-term policies, and Medicare options. We assist individuals and families in navigating coverage choices based on medical needs and budget constraints. Our agents provide clear explanations of benefits and network limitations.
People
Kyle Smith
President
Third-generation insurance professional with 15+ years of experience, Kyle leads the agency's strategic direction while maintaining active client relationships. He specializes in commercial risk management and community-focused insurance solutions.
Karen Brose
Agent
Licensed agent with expertise in personal insurance lines, Karen helps clients protect homes, vehicles, and families through customized coverage solutions. She focuses on simplifying insurance decisions for Ohio residents.
Lindsey Griffin
Agent
Specializing in life and health insurance, Lindsey provides personalized guidance to individuals and families navigating complex coverage options. She prioritizes client education and long-term financial protection strategies.
Questions
What types of insurance do you offer?
We provide auto, home, life, health, commercial, umbrella, annuities, pet, and specialty insurance for classic cars, weddings, and more across Ohio.
Why choose an independent agent?
As independent agents, we compare 30+ carriers to find optimal coverage and pricing tailored to your specific needs rather than pushing proprietary products.
Do you serve areas outside Tiffin?
We serve all of Ohio including Seneca County, Sandusky, Hancock, and Wyandot Counties with both personal and commercial insurance solutions.
How does your claims process work?
Our team advocates for you throughout the claims process, coordinating directly with insurers to ensure timely, fair resolutions while keeping you informed.
Can I get insurance quotes online?
While we offer online resources, our agents provide personalized quotes through consultations to ensure comprehensive coverage assessment and cost optimization.
Are you involved in the local community?
We actively support local schools, youth sports teams, Habitat for Humanity, and Shop with a Cop through sponsorships, donations, and volunteer efforts.
