Business Details
37 Years
experience
Your Trusted Insurance Broker in Colorado Springs
Preferred Insurance has been a trusted Colorado health insurance broker since 1989, specializing in group health insurance for small businesses and Medicare solutions. Our team of seasoned professionals prioritizes customer service, offering personalized guidance to help employers and seniors navigate complex insurance options. As an independent broker, we work with multiple carriers to provide unbiased recommendations tailored to clients' needs.We pride ourselves on transparency, expertise, and ongoing support beyond policy purchase, including claims assistance and plan management. With decades of combined experience, we serve Colorado Springs, Denver, and surrounding areas, maintaining a commitment to simplifying insurance decisions for our community.
Services
Group Health Insurance
Medicare Insurance
Individual & Family Plans
Business Insurance
Limited Benefit Medical Plans
Details
- Year established: 1989
Highlights and features
- 30+ years of local insurance expertise since 1989
- Independent broker offering unbiased multi-carrier options
- Dedicated post-sale support for claims and plan management
- Specialized in small business group health and Medicare solutions
- Local team providing personalized, face-to-face consultations
What people say
Excellent customer service
Knowledgeable brokers
Personalized guidance
Post-sale support
Local expertise
Services
Group Health Insurance
Specialized health coverage solutions for Colorado small businesses with 1+ employees. We help employers compare plans, manage enrollment, and maintain ACA compliance while balancing budget and employee needs. Our post-sale support includes claims assistance, plan adjustments, and annual reviews to ensure continued suitability as businesses grow.
Medicare Insurance
Expert guidance for Medicare beneficiaries navigating Supplement and Advantage Plans. We explain coverage options, compare local provider networks, and help clients select plans matching their medical needs and budget. Services include enrollment assistance, formulary reviews, and ongoing support throughout retirement years.
Business Insurance
Comprehensive protection for Colorado businesses including Business Owner Policies and Workers Compensation. We match companies with carriers specializing in their industry, ensuring proper liability protection and compliance with state requirements while maintaining cost-effectiveness.
Individual & Family Plans
Health insurance solutions for individuals and families outside employer coverage. We explain ACA-compliant and limited-benefit options, helping clients understand tradeoffs between coverage levels and costs while ensuring access to essential healthcare services.
Level Funded Plans
Innovative group health options combining predictable budgeting with potential cost savings. We educate Colorado businesses about self-funding alternatives that offer flexibility in plan design while maintaining financial protection through stop-loss coverage.
People
Carl Chavez
Owner/Broker
Founded Preferred Insurance in 1989 after prior insurance industry experience. Specializes in small business health insurance solutions while maintaining hands-on involvement in client service.
Julie Palmer
Licensed Broker
Licensed broker with extensive client relationship experience. Provides personalized insurance guidance while managing day-to-day operations at the Colorado Springs office.
Aaron Chavez
Licensed Broker
Second-generation insurance professional serving Colorado businesses. Focuses on connecting employers with appropriate health coverage while maintaining family business values.
Lauren LeBaron
Executive Assistant
Supports insurance operations with administrative expertise. Combines insurance industry knowledge with passion for natural medicine and community service.
Questions
What insurance services do you specialize in?
We specialize in group health insurance for small businesses, Medicare plans, individual/family coverage, and business insurance solutions in Colorado.
How do you help with Medicare enrollment?
We provide personalized Medicare guidance including plan comparisons, enrollment assistance, formulary reviews, and ongoing support for Supplement and Advantage Plans.
Are you an independent insurance broker?
Yes, we're independent brokers working with multiple carriers to provide unbiased recommendations rather than representing specific insurance companies.
Do you offer post-purchase support?
Yes, our service continues after enrollment with claims assistance, plan management, employee education, and annual coverage reviews.
What areas do you serve?
We primarily serve Colorado Springs and Denver with expertise in local healthcare networks and state-specific insurance regulations.
How can you help small businesses save on insurance?
We compare multiple plans, leverage market knowledge, and provide ongoing plan optimization to help Colorado businesses maintain affordable, effective coverage.
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