Business Details
Your Trusted Insurance Partner in Spanish Fort, AL
HRT Insurance Group has served Baldwin County for over five decades, establishing itself as a trusted provider of personal and business insurance solutions. Based in Spanish Fort, Alabama, we specialize in delivering tailored coverage options for homes, automobiles, life, and commercial enterprises across the Eastern Shore. Our commitment to client protection drives our approach to identifying risks and implementing comprehensive policies. With a focus on quality products and exceptional service, we prioritize our clients' needs in an ever-evolving insurance landscape.Our locally rooted team combines extensive experience with rapid response times to ensure clients feel confident in their coverage decisions. We work diligently to balance affordability with adequate protection, recognizing the importance of safeguarding against underinsured or uninsured incidents. From classic car policies to high-value home insurance, our offerings address diverse client requirements while maintaining a personalized touch.
Services
Auto Insurance
Business Insurance
Homeowners Insurance
Renters Insurance
Flood Insurance
Workers Compensation
Commercial Property
Life Insurance
RV Insurance
Motorcycle Insurance
Highlights and features
- We offer family-owned, locally rooted insurance expertise spanning 50+ years
- Our team provides rapid response times for urgent insurance needs
- We specialize in customized coverage for high-value homes and vehicles
- Our agents maintain deep knowledge of Eastern Shore insurance requirements
- We guarantee transparent policy explanations and competitive rate comparisons
What people say
Professional, responsive, efficient
Comprehensive coverage
Highly recommended
Services
Auto Insurance
We provide comprehensive auto insurance solutions for standard vehicles, classic cars, and luxury/exotic automobiles. Our policies protect against uninsured/underinsured motorists while balancing affordability with adequate coverage. Specialized options include RV, motorcycle, and commercial fleet insurance for Eastern Shore drivers.
Business Insurance
Our business insurance packages include liability, property, and workers' compensation coverage tailored for Alabama enterprises. We serve electricians, plumbers, healthcare professionals, and trucking companies with cyber liability, umbrella policies, and customized commercial auto solutions for local operations.
Homeowners Insurance
We offer standard and high-value homeowners insurance policies covering physical structures, personal possessions, and liability. Additional options include flood, earthquake, and identity theft protection for properties valued over $700,000 in Baldwin County.
Renters Insurance
Our renters insurance protects personal belongings in apartments, condos, and houses. Policies cover loss of use, personal liability, and medical payments while offering bundling discounts for multiple policies with the same carrier.
Workers Compensation
We provide workers' compensation insurance meeting Alabama requirements for businesses with employees. Our policies help employers cover job-related injuries through medical expenses, wage replacement, and legal protection while maintaining compliance with state regulations.
People
Harrison Horton
Agency Partner
Harrison Horton brings decades of insurance expertise to HRT Insurance Group, specializing in commercial risk management solutions for Baldwin County businesses.
Jamie Owens
Office Manager
Jamie Owens oversees daily operations and commercial insurance services, ensuring efficient policy administration and client support for business clients.
Nicole Gilmore
Personal Lines Agent
Nicole Gilmore specializes in personal insurance solutions, helping residents secure optimal home, auto, and life coverage tailored to individual needs.
Casey Owens
Personal Lines Agent
Casey Owens provides personalized insurance guidance for individuals, focusing on comprehensive protection strategies for families and personal assets.
Questions
How do I get an insurance quote?
Request a quote through our website or call (251) 445-8300 during business hours for personalized insurance recommendations.
What insurance types do you offer?
We provide auto, home, renters, flood, business, workers' compensation, and commercial property insurance for Baldwin County residents and businesses.
Do you handle insurance claims?
Yes, we assist with claims processing for all policies we issue, providing guidance throughout the resolution process.
Are you open on weekends?
Our office operates Monday-Friday 8:30 AM - 5:00 PM. Emergency contact options are available outside regular hours.
Do you offer payment plans?
We provide flexible payment options for insurance premiums, including installment plans for qualifying policies.
