Business Details
45 Years
experience
Your Trusted Insurance Partner in Bowling Green, OH
Since 1981, Kathrens Insurance has served Bowling Green and surrounding Ohio communities by providing personalized insurance solutions. Our agency prioritizes client needs through a family-oriented approach, offering access to multiple insurance carriers to ensure optimal coverage and competitive rates. With decades of combined experience, our team specializes in auto, home, business, farm, and specialty insurance products.We maintain direct client relationships, handling claims, policy reviews, and service requests with transparency and expertise. Our commitment to local communities is reflected in our tailored insurance strategies and ongoing client education initiatives. By focusing on individual needs rather than standardized solutions, we deliver insurance services that adapt to evolving personal and business requirements.
Services
Auto Insurance
Home Insurance
Business Insurance
Farm Insurance
Crop Insurance
Renters Insurance
Umbrella Insurance
Life Insurance
ATV Insurance
Motorcycle Insurance
Details
- Year established: 1981
Highlights and features
- We offer personalized insurance solutions from multiple carriers
- Our team provides direct, consistent client communication
- Family-owned agency with local community focus since 1981
- Specialized expertise in agricultural and business insurance
- Comprehensive coverage analysis and policy monitoring services
What people say
Personalized service
Competitive pricing
Quick claims processing
Knowledgeable agents
Proactive policy monitoring
Services
Auto Insurance
Our auto insurance policies provide comprehensive protection against physical damage and liability from traffic collisions. Coverage options include bodily injury liability, property damage liability, collision coverage, and comprehensive protection against theft and non-collision damages. We offer personalized policy recommendations based on driving history, vehicle type, and specific risk factors while maintaining competitive pricing through our multi-carrier network.
Home Insurance
We provide residential property coverage protecting against structural damage, personal property loss, and liability claims. Our policies include dwelling coverage, personal property protection, and loss of use benefits for temporary housing needs. Specialized options address flood risks, landlord-specific requirements, and unique property features while ensuring compliance with local building codes and ordinances.
Business Insurance
Our commercial insurance packages protect Ohio businesses from operational risks through combined property and liability coverage. Services include general liability, commercial auto, property insurance, and business owner's policy (BOP) packages. We specialize in risk assessment for small to medium enterprises, offering tailored solutions for industry-specific exposures and regulatory compliance requirements.
Farm Insurance
We offer comprehensive farm insurance solutions covering agricultural properties, equipment, and operations. Our policies protect against crop losses, livestock risks, and farm equipment damage while providing liability coverage for farm-related activities. Specialized options include crop insurance, farm liability protection, and tailored packages for both small family farms and large-scale agricultural operations.
Umbrella Insurance
Our umbrella insurance policies provide excess liability coverage beyond standard auto and home insurance limits. This additional protection covers catastrophic claims and lawsuits that exceed primary policy limits. We offer customizable umbrella policies that integrate with existing insurance packages to provide comprehensive financial protection against major liability events.
People
Brandon Morgart
Agency Owner
Licensed insurance professional with 15+ years of experience, specializing in property and casualty insurance. Purchased agency in 2010 after working under founders Bonnie and Gary Kathrens. Focuses on client relationship management and insurance product diversification.
Sara Clark
Insurance Agent
Licensed Property and Casualty agent with 8 years of experience in personal and commercial insurance. Former healthcare professional bringing analytical approach to risk assessment and policy customization. Specializes in client education and policy optimization.
Jared McElmurry
Insurance Agent
Industry professional with 6+ years of experience in insurance sales and client services. Expertise in policy analysis and comparative rating across multiple carriers. Focuses on developing customized insurance solutions for personal and business clients.
Kate Wiggins
Billing Specialist
Administrative professional managing policy billing and office operations. 5+ years experience in insurance industry financial processes. Ensures accurate policy documentation and timely premium processing while maintaining client confidentiality.
Noah Brand
Insurance Agent
Recent graduate with insurance industry experience through BGSU internship program. Specializes in new client onboarding and policy comparison services. Focuses on technology integration for improved client communication and policy management.
Questions
What types of insurance do you offer?
We provide auto, home, business, farm, crop, renters, umbrella, life, ATV, motorcycle, RV, landlords, boat, and flood insurance policies tailored to Ohio residents and businesses.
Do you handle insurance claims?
Yes, we assist with claim filing and processing for all policies we issue. Our team provides guidance throughout the claims process to ensure timely resolution.
Are you locally owned?
Yes, we're a family-owned agency serving northwest Ohio since 1981, with deep community ties and local decision-making authority.
Can you help with business insurance needs?
Our commercial insurance specialists create customized protection plans for Ohio businesses, including BOP packages, liability coverage, and industry-specific solutions.
Do you offer policy reviews?
We provide periodic policy reviews to ensure your coverage remains optimal as your insurance needs evolve over time.
