Protecting Your Future, One Policy at a Time.
At JMD, we are committed to providing our clients with exceptional insurance services that cater to their unique needs and circumstances. As the Hudson Valley's premier independent insurance agency, we are dedicated to understanding each client's situation, coverage needs, and budget to bring them the best possible plans at the lowest possible prices.
Our Story
Located in the heart of the Hudson Valley, JMD was founded by Peggy Dwyer in 2006 with the vision of creating a local agency that could provide unbiased guidance and access to top national carriers. With a background in marketing and management from Niagara University, Peggy has spent over 20 years in the insurance industry, first as a private client specialist at Smith Barney and later as the founder of JMD.
Our Mission
Our mission is simple: to understand each client's unique situation, coverage needs, and budget and bring them the best possible plans at the lowest possible prices. We believe that every individual and business deserves personalized service and customized solutions. That's why we take the time to get to know each client, listening to their concerns and providing expert advice and guidance every step of the way.
Our Services
At JMD, we offer a wide range of insurance services to suit the needs of our clients, including:
Auto Insurance: Get maximum coverage at the lowest cost, with discounts for accidents and ticket-free driving. We represent top national carriers and can shop your policy to ensure you receive the best rates.
Homeowners Insurance: Protect your home, condo, or rental property with affordable coverage that suits your unique needs.
Commercial Insurance: Get tailored coverage that matches your business's unique needs, with discounted rates for commercial liability and vehicle policies.
Life Insurance: Protect your loved ones with affordable coverage tailored to your family's needs, with best-value term life and permanent life policies.
Our Team
At JMD, we are proud to have a team of experienced and knowledgeable professionals who are dedicated to providing exceptional service and personalized attention. From licensed sales producers to customer service associates, our team is committed to making sure our clients feel valued and supported every step of the way.
Meet Our Team
- Peggy Dwyer, President & Founder: With over 20 years of experience in the insurance industry, Peggy has a deep understanding of the business and a passion for providing personalized service to her clients.
- Amanda Campbell, Licensed Sales Associate: With two years of experience, Amanda is a trusted advisor to our clients, providing cost-conscious and unique solutions for their insurance needs.
- Karina Sales Assistant: Karina is our bilingual sales assistant, with extensive customer service experience and a passion for helping others.
- Jennifer Customer Service: Jennifer is our bilingual customer service associate, providing exceptional service and support to our clients.
At JMD, we are committed to providing our clients with the best possible service, guidance, and support. Whether you're looking for auto, homeowners, commercial, or life insurance, we are here to help you navigate the complex world of insurance and find the right coverage for your unique needs.
Exceptional Customer Service
The reviews for JMD Insurance Agency are overwhelmingly positive, with multiple reviewers praising the agency's exceptional customer service. Reviewers have reported that the agents are professional, friendly, and efficient, making the insurance-buying process seamless and stress-free. Many reviewers have also mentioned that the agency goes above and beyond to ensure all their needs are taken care of, treating customers like family.
Insurance Services
The agency offers a range of insurance services, including auto, home, and motorcycle insurance. Reviewers have mentioned that the agency provides the best rates, especially for motorcycles, and that the agents are knowledgeable and able to find the best coverage at the best price.
Claims Process
One reviewer who was involved in a car accident reported that the agency's claims process was extremely stress-free, with an adjuster, claims representative, appraiser, and rental car provided within hours.
Communication
The agency has also received praise for its communication methods, including texting and phone availability. Reviewers have mentioned that the agency is responsive and easy to reach, with agents available to answer questions and address concerns.
Personal Touch
Many reviewers have commented on the personal touch provided by the agency, mentioning that the staff is helpful, supportive, and knowledgeable. Reviewers have also praised the agency's willingness to listen to their concerns and help them find the best coverage.

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