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Your Trusted Insurance Partner in Oklahoma City
OKC Insurance Brokers is an independent insurance agency representing multiple top-rated insurance companies. We specialize in providing personalized insurance solutions for auto, home, business, and life insurance needs across Oklahoma and Texas. With over a decade of local experience, we prioritize client satisfaction by offering competitive rates and comprehensive coverage tailored to individual circumstances. Our team of licensed professionals works directly with clients to compare policies from 20+ carriers, ensuring optimal protection at the best value.We maintain strong partnerships with nationally recognized insurers while providing localized expertise in weather-related risks specific to Oklahoma. Our services include policy customization, claims advocacy, and ongoing support through multiple communication channels. We operate with transparency, offering free consultations and prioritizing client needs over single-carrier interests.
Services
Auto Insurance
Home Insurance
Business Insurance
Flood Insurance
Landlord Insurance
Commercial Auto Insurance
Workers Compensation
Cyber Liability Insurance
Renters Insurance
Life Insurance
Highlights and features
- Customers save an average of $650 annually by comparing 10+ carriers
- Specialize in Oklahoma-specific tornado, hail, and flood coverage
- Independent agency representing 20+ top-rated insurance carriers
- Free service with no additional fees for policyholders
- 10+ years of Oklahoma-specific insurance expertise
What people say
Excellent service
Highly recommended
Efficient and pleasant
Best insurance service
Significant savings
Services
Auto Insurance
We provide comprehensive auto insurance solutions covering collision, comprehensive, liability, and uninsured motorist protections. Our policies include optional coverages like towing, roadside assistance, and rental car reimbursement. We help clients navigate Oklahoma and Texas minimum requirements while offering customized options to protect vehicles and drivers against weather-related risks and accidents.
Home Insurance
Our home insurance policies protect against tornado, hail, wind, and fire damage with customizable deductibles. We offer standard coverage for structural components and personal belongings while providing specialized options for flood, earthquake, and wind/hail deductible buy-downs. Policies include loss of use coverage for Oklahoma's extreme weather events and replacement cost options for improved financial protection.
Business Insurance
We offer tailored business insurance packages including general liability, commercial property, workers' compensation, and cyber liability protections. Our solutions address Oklahoma's unique weather risks for commercial properties and include specialized coverage for auto dealerships, contractors, real estate investors, and trucking operations. Policies help businesses maintain continuity during severe weather events and liability claims.
Flood Insurance
We provide flood insurance through both NFIP and private carriers to protect properties against water damage from storms and flash floods. Our coverage includes building and contents protection with options for replacement cost value. We specialize in Oklahoma's floodplain management requirements and help clients navigate FEMA resources while offering deductible buy-down options for improved affordability.
Landlord Insurance
Our landlord insurance policies cover property structures, liability risks, and loss of rental income from covered perils. We offer specialized protection for Oklahoma's tornado alley properties with wind/hail deductibles and flood coverage options. Policies include protection against tenant-caused damage and provide loss-of-rent reimbursement for properties rendered uninhabitable by covered events.
People
John Shawareb
Owner/Broker
Licensed insurance broker with 10+ years of Oklahoma-specific experience. Specializes in weather-related risk management and has helped thousands of clients secure optimal coverage. Holds Oklahoma License #100163563 and provides personalized insurance solutions for residential and commercial clients.
Jackie Wyne
Property & Casualty Agent
Licensed insurance professional with expertise in property and casualty coverage. Oklahoma License #100166363 holder specializing in commercial insurance solutions. Provides tailored risk management strategies for businesses across Oklahoma and Texas markets.
Ines Belman
Bilingual Agent
Spanish-speaking insurance agent serving Oklahoma's diverse communities. Oklahoma License #40090301 holder with focus on personal insurance products. Provides culturally sensitive service to clients seeking auto, home, and health insurance solutions in their preferred language.
Lance Owen
Property & Casualty Agent
Experienced insurance professional with Oklahoma License #3002675259. Specializes in personal lines insurance with particular focus on homeowners and auto policies. Provides expert guidance on Oklahoma-specific weather risk coverage and deductible management strategies.
Questions
What are the minimum auto insurance requirements in Oklahoma?
Oklahoma requires 25/50/25 coverage: $25,000 per person for injury, $50,000 per accident, and $25,000 for property damage.
Does homeowners insurance cover tornado damage in Oklahoma?
Yes, Oklahoma policies typically include tornado damage coverage but with percentage-based deductibles (often 1-5%) for wind/hail events.
What does landlord insurance cover in Oklahoma?
Landlord insurance covers property structure, liability risks, and loss of rent from covered perils but excludes tenant belongings.
How can I get flood insurance in Oklahoma?
Flood insurance requires a separate FEMA NFIP policy or private carrier coverage as it's not included in standard home insurance.
Why use OKC Insurance Brokers instead of direct insurers?
As an independent broker, we compare 20+ carriers to find your best rate rather than showing only one company's options.
Are your services free for customers?
Yes, we charge no fees as we're paid directly by insurance companies, often securing better rates than going direct.
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