Business Details
24 Years
experience
Emergency
services
Your Trusted Insurance Partner in Kirkland, WA
First Rate Insurance Plus has proudly served the Kirkland community for over two decades, specializing in personalized insurance solutions. As part of Trucordia, we combine local insights with national resources to deliver tailored coverage options across personal and commercial lines. Our team of licensed agents works with over 20 insurance carriers to ensure competitive pricing and comprehensive protection for auto, home, boat, motorcycle, and life insurance.We prioritize client relationships, offering 24/7 service access and a commitment to transparency in all interactions. Our agents stay current with industry trends to provide expert guidance on policy adjustments, discounts, and risk management strategies. With a focus on integrity and collaboration, we aim to simplify insurance decisions while maintaining a client-centric approach to service delivery.
Services
Auto Insurance
Home Insurance
Boat Insurance
Motorcycle Insurance
Life Insurance
Details
- Year established: 2002
Highlights and features
- We offer access to 20+ insurance carriers for optimal coverage comparisons
- Our agents provide 24/7 policy management through online service portals
- We specialize in bundling discounts for combined auto, home, and umbrella policies
- Our team maintains active partnerships with regional and national insurance providers
- We guarantee personalized policy reviews with no hidden fees or obligations
What people say
Professional and responsive agents
Significant cost savings achieved
Clear policy explanations
Proactive renewal reminders
Personalized service approach
Services
Auto Insurance
Our auto insurance policies protect drivers with liability, collision, and comprehensive coverage options. We offer specialized programs for high-risk drivers, classic cars, and recreational vehicles. Our agents compare rates from multiple carriers to ensure competitive pricing while maintaining adequate protection for your specific needs.
Home Insurance
We provide comprehensive homeowners insurance covering structural damage, personal property, and liability protection. Our policies include coverage for natural disasters, theft, and personal liability claims. We also offer specialized coverage for renters, landlords, and condominium owners with customizable deductible options.
Boat Insurance
Our boat insurance policies protect watercraft owners with liability, physical damage, and emergency assistance coverage. We offer specialized protection for personal watercraft, sailboats, and fishing vessels with options for agreed value coverage and fuel spill liability protection.
Motorcycle Insurance
We provide tailored motorcycle insurance with liability, collision, and comprehensive coverage options. Our policies include protection for custom parts, roadside assistance, and specialized coverage for different bike types including Harley, Goldwing, and sport bikes.
Life Insurance
Our life insurance offerings include term, whole, universal, and variable policies to meet different financial protection needs. We help clients select appropriate death benefits, coverage durations, and investment components to create comprehensive estate planning solutions.
People
Meghan Joseph
Insurance Agent
Specializing in auto and home insurance, Meghan provides personalized policy solutions with a focus on cost-saving strategies and comprehensive coverage.
Rachel Krashowetz
Customer Service Representative
Rachel assists clients with policy management and claims processing, known for her clear communication and prompt resolution of insurance inquiries.
Venesa Nellithara
Insurance Agent
Venesa specializes in boat and recreational vehicle insurance, offering tailored coverage options with expertise in marine-specific risk management.
Laura Young
Insurance Agent
Laura focuses on auto insurance solutions, helping clients navigate coverage options and secure competitive rates through multiple carrier partnerships.
Marcella Fitzhugh
Senior Insurance Agent
With extensive industry experience, Marcella provides comprehensive insurance planning for homeowners, specializing in policy optimization and risk assessment.
Questions
What types of insurance do you offer?
We provide auto, home, boat, motorcycle, and life insurance policies with customizable coverage options for individuals and businesses.
How can I lower my insurance premiums?
Our agents specialize in bundling discounts, usage-based programs, and multi-policy savings to help clients optimize their insurance costs.
Do you offer 24/7 policy management?
Yes, our online service center allows policy adjustments, document access, and claims reporting at any time through your account portal.
How quickly can I get an insurance quote?
Most quotes are completed within 15 minutes through phone consultations or our online form submission process.
What happens during the claims process?
Our team provides direct support for claim filings, documentation requirements, and resolution timelines to ensure prompt and fair settlements.
