Business Details
50+ Years
experience
Your Trusted Insurance Partner in Novi, MI
Founded in 1938, George B. Ford has established itself as a trusted provider of comprehensive insurance solutions. As a third-generation, family-owned agency and part of the FDI Group since 1991, we combine decades of industry expertise with personalized service to meet the unique needs of individuals and businesses. Our team of seasoned professionals specializes in crafting tailored insurance strategies, leveraging deep relationships with top-rated carriers to deliver customized coverage that protects assets and mitigates risks. With a commitment to excellence rooted in integrity and client-focused values, we prioritize long-term relationships built on trust, transparency, and exceptional service.Our advisors possess specialized knowledge across diverse sectors, including construction, technology, and healthcare, ensuring clients receive informed guidance aligned with evolving industry standards. By maintaining a forward-thinking approach to risk management and utilizing cutting-edge tools, we empower clients to navigate uncertainties with confidence while adhering to legal and regulatory requirements. This heritage of service, combined with a dedication to innovation, positions us as a reliable partner for safeguarding futures through comprehensive insurance planning.
Services
Business Insurance
Auto Insurance
Homeowners Insurance
Workers Compensation
Cyber Liability
Life Insurance
Renters Insurance
Commercial Property
General Liability
Umbrella Insurance
Details
- Year established: 1938
Highlights and features
- We offer 80+ years of combined industry experience in risk management
- Our team holds specialized certifications including CIC (Certified Insurance Counselor)
- We provide tailored insurance strategies for niche industries like film production and trucking
- Our third-generation family ownership ensures personalized service and accountability
- We maintain partnerships with 50+ top-rated insurance carriers for optimal coverage options
What people say
Knowledgeable advisors
Personalized solutions
Prompt service
Competitive rates
Industry expertise
Services
Business Insurance
Our business insurance solutions protect companies against industry-specific risks through customized policies. We analyze operational exposures to create comprehensive packages that include property, liability, and workers' compensation coverage. With access to specialty markets and major carriers, we ensure protection for businesses ranging from construction firms to technology startups while maintaining compliance with regulatory requirements.
Cyber Liability
Cyber liability insurance safeguards businesses against financial losses from data breaches and cyber attacks. Our policies cover legal liabilities for compromised customer information including financial records and health data. We help organizations implement risk management strategies while providing access to incident response resources and compliance guidance for evolving cybersecurity regulations across multiple industries.
Workers Compensation
Workers' compensation insurance provides financial protection for employees injured on the job. Our solutions cover medical expenses, rehabilitation costs, and lost wages while protecting employers from related legal liabilities. We work with businesses across industries to develop safety programs that reduce workplace incidents and maintain compliance with state-specific workers' compensation requirements.
Homeowners Insurance
Homeowners insurance policies protect residential properties against damage from fire, theft, and natural disasters. Our coverage includes dwelling protection, personal property replacement, and liability coverage for accidents occurring on the property. We offer customizable options for primary residences, secondary homes, and high-value properties with specialized risk management considerations.
Life Insurance
Life insurance products provide financial protection for beneficiaries through death benefit policies. We offer term, whole, and universal life options that address income replacement, estate planning, and wealth transfer needs. Our advisors help clients select appropriate coverage amounts and policy structures to align with long-term financial goals and family protection requirements.
People
Mark Churella, Sr.
Principal
Third-generation insurance professional with 30+ years of experience in commercial risk management. Specializes in construction and municipal insurance programs. Holds leadership roles in industry associations and maintains key carrier relationships.
Mark Churella, Jr.
Principal
Commercial insurance specialist focusing on technology and professional services sectors. Manages client risk assessments and policy design. Active in industry education initiatives and maintains multiple insurance designations.
Larry Churella
Senior Advisor
Experienced insurance consultant with expertise in specialty markets and alternative risk financing. Provides strategic guidance for complex insurance programs. Maintains long-standing relationships with specialty carriers and reinsurance markets.
Craig Shutich
Commercial Lines Manager
Certified Insurance Counselor with 25 years in commercial insurance. Focuses on retail and restaurant sectors. Develops customized insurance solutions while maintaining strong carrier partnerships for unique risk scenarios.
Hank Ford
Executive Advisor
Fourth-generation insurance professional specializing in legacy client relationships. Oversees personal lines operations and maintains family commitment to client service excellence across multiple Michigan locations.
Questions
What types of business insurance do you offer?
We provide general liability, commercial property, workers' compensation, cyber liability, and specialized coverage for industries like construction, technology, and healthcare.
Do you offer personal insurance policies?
Yes, we offer auto, homeowners, renters, life, and umbrella insurance policies tailored to individual needs with options for standard and high-value coverage requirements.
Are you licensed to operate in Michigan?
Yes, we hold active insurance licenses in Michigan and maintain proper registrations with the Michigan Department of Insurance and Financial Services for all offered products.
Can I get insurance for a small business?
Yes, we specialize in small business insurance packages that combine essential coverages at competitive rates while addressing specific industry risks and compliance requirements.
How do you determine insurance rates?
Rates are determined by analyzing business size, industry risk factors, claims history, and coverage limits. We compare options across multiple carriers to find competitive pricing for your specific needs.
