Business Details
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Your Trusted Business & Personal Insurance Specialists in Hemet, CA
Stonehouse Insurance Services operates as a dedicated insurance agency specializing in tailored risk management solutions for businesses and individuals. Our independent agency model allows us to partner with top national insurers to create customized coverage plans for unique client needs. We employ a consultative approach that prioritizes understanding each client's specific requirements before recommending insurance strategies. Our services span commercial property, professional indemnity, business equipment, commercial auto, and risk evaluation for business clients, while personal lines include auto, home, and life/health insurance.With a foundation built on the principle of 'Uberrima Fides' (always faithful), we emphasize transparency, client education, and long-term relationship building. Our team combines extensive industry experience with a commitment to community involvement, serving clients across California's Inland Empire region. We differentiate ourselves through comprehensive portfolio reviews, strategic planning for business continuity, and specialized insurance programs for niche industries like hospitality and beverage production.
Services
Business Insurance
Personal Insurance
Workers Compensation
Commercial Property
Professional Indemnity
Business Equipment
Commercial Auto
Risk Evaluation
Auto Insurance
Homeowners Insurance
Highlights and features
- We offer independent agency access to multiple top-tier insurance carriers
- Our team provides strategic risk management planning for business continuity
- We specialize in niche industry insurance programs for hospitality businesses
- We conduct comprehensive portfolio reviews for optimal coverage efficiency
- Our consultative approach prioritizes client education and transparency
What people say
Truly professional
Cost effective insurance plan
Quick to respond
5-star service agency
Highly recommend
Services
Business Insurance
We provide comprehensive business insurance solutions tailored to specific industry needs. Our services protect against property damage, liability claims, and operational risks. Clients benefit from customized coverage plans developed through detailed risk assessments and industry-specific expertise.
Workers Compensation
Our workers' compensation insurance programs protect businesses from workplace injury liabilities. We offer coverage that meets state requirements while providing support for employee medical expenses and lost wages. Our approach includes risk management strategies to prevent workplace incidents.
Commercial Property
We specialize in commercial property insurance protecting physical assets against fire, theft, and natural disasters. Our policies cover buildings, equipment, and inventory with customizable limits. Clients receive risk assessment services to identify and mitigate potential property vulnerabilities.
Risk Evaluation
Our risk evaluation services identify potential threats to business operations. We conduct comprehensive analyses of liability exposures and recommend mitigation strategies. This proactive approach helps businesses implement cost-effective insurance solutions and preventive measures.
Personal Insurance
We offer personal insurance products including auto, home, and life insurance. Our services bundle multiple policies for cost savings while maintaining comprehensive protection. Clients receive personalized consultations to ensure coverage aligns with their specific lifestyle and asset protection needs.
People
Tom Somers
Assistant Agency Manager/Partner
Certified Financial Planner with extensive business insurance experience. Holds degrees from Pomona College and Columbia University. Pioneered international business opportunities and founded successful enterprises in Europe. Active in multiple California chambers of commerce.
Michael Emerson
Director of Strategic Operations
Economics graduate from LaTrobe University with central banking experience. Former executive director at Brookdale Senior Living. Established consulting practices in Australia and the USA. US citizen since 2016 with strategic operations expertise across multiple industries.
Questions
What types of business insurance do you offer?
We provide commercial property, professional indemnity, business equipment, commercial auto, and risk evaluation services. Our programs include specialized coverage for restaurants, breweries, and hospitality businesses.
Do you offer personal insurance services?
Yes, we offer auto, home, landlords, condo, boat, motorcycle, and life/health insurance policies. We help clients bundle multiple policies for cost savings and comprehensive protection.
How do you tailor insurance plans to specific businesses?
We conduct comprehensive risk assessments and consult with business owners to understand their unique needs. Our independent agency status allows access to multiple carriers for customized coverage solutions.
Do you serve businesses outside California?
Our primary service area includes San Diego, Orange, and Riverside counties in California. We focus on clients in Hemet, Murrieta, and Temecula with specialized programs for California hospitality businesses.
What emergency insurance resources are available?
We provide emergency resources and business continuity planning services. Our clients have access to rapid claims processing and temporary coverage solutions during unexpected events.
