Neikirk Insurance

Neikirk Insurance is an esteemed insurance agency based in Somerset, Kentucky, specializing in group employee benefits, individual insurance policies, Medicare supplements, and life insurance. With over 30 years of experience, our agency has built a strong reputation for providing exceptional service and developing long-lasting relationships with clients across central Kentucky. We take pride in our dedication to helping clients navigate the complexities of the healthcare market and find the best coverage for their employees, families, and themselves.

Our Founder: William R. Neikirk

Our founder, William R. Neikirk, has been in the insurance industry since 1981. Over the years, he has cultivated robust relationships with decision-makers at all major insurance companies operating in Kentucky. As a result, Neikirk Insurance writes all its business directly through each company, without relying on third parties. This approach allows us to negotiate better renewals, resolve issues with coverage and claims more efficiently, and offer a wide range of options for businesses and individuals.

Our Commitment to Local Businesses

As a local business, Neikirk Insurance is deeply committed to serving the community of Somerset. Our office is located on Clifty Road, and our dedicated staff is available 24/7 to attend to clients' needs. We are proud to represent numerous local businesses that can testify to the quality of service our agency provides.

Our Expert Team

At Neikirk Insurance, we have a team of experienced professionals ready to meet your insurance needs. Our team members include:

• William "Bill" Neikirk: As the owner and agent of Neikirk Insurance, Bill has been in the insurance industry since 1981, offering health and life insurance to clients.
• Linda Neikirk: Co-owner and vice-president of Neikirk Insurance, Linda manages daily operations and provides excellent customer service.
• Kelly Wilson: Our office manager and claims specialist, Kelly has been with Neikirk Insurance since 2006, focusing on enrollment, billing, and claims resolution.
• Natalie Wade: A dedicated claims and individual enrollments specialist, Natalie joined Neikirk Insurance in 2017.

Our Services

At Neikirk Insurance, we offer a comprehensive range of services tailored to meet the unique needs of individuals, families, and businesses in Somerset and the surrounding areas:

• Group Employee Benefits: We provide group employee benefits, combining various options such as medical, dental, vision, basic life, voluntary life, accident, short-term disability, long-term disability, and critical illness coverage to create the perfect package for your employees.
• Individual Health Insurance: Our individual health insurance plans cater to those not on a group plan, including recent college graduates, retirees, and individuals seeking short-term coverage.
• Life Insurance for Individuals: We sell a variety of life insurance policies, ranging from term to those that build up cash value, ensuring that your loved ones are taken care of in the event of your passing.
• Medicare Supplements: Our Medicare Supplements help cover costs not covered by Medicare for those aged 65 and above.
• Claims Resolution: Our experienced team assists you in navigating the complexities of claim processing, ensuring that bills are paid accurately and that you do not pay any more out of pocket than necessary.
• Consulting for Employers and Individuals: Our licensed consultant, Bill Neikirk, offers expert advice on selecting the best coverages for your business or family, providing clarity and peace of mind in the face of confusing and overwhelming insurance options.