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Business Details
50+ Years
experience
Your Trusted Insurance Partner in Needville, TX
Needville Insurance Agency has been a trusted independent insurance provider since 1903, serving clients across Texas with personalized coverage solutions. Our agency specializes in connecting clients with top-tier insurance companies to curate policies tailored to individual needs, offering a wide range of products including auto, home, life, business, and flood insurance. With a 5th generation legacy rooted in the Stavinoha, Hurta, and Kunetka families, we combine deep industry expertise with bilingual services and same-day quote delivery to simplify the insurance process.

Our team actively engages in community initiatives, including founding the RVOS Fairchild dance hall, while maintaining partnerships with carriers like Allstate, Geico, and Travelers. We prioritize client relationships over proprietary products, ensuring comprehensive protection through our extensive network of insurance providers.
Services
Auto Insurance Homeowners Insurance Life Insurance Business Insurance Flood Insurance Commercial Auto Workers Compensation Recreational Vehicle Insurance Annuities Financial Services
Details
  • Year established: 1903
Highlights and features
  • We offer 120+ years of combined insurance expertise in Texas markets
  • Our bilingual team provides personalized service in English and Spanish
  • We deliver same-day home and auto insurance quotes
  • 5th generation family legacy with deep community roots
  • We partner with multiple top-tier carriers for optimal coverage options
What people say
Very fast and friendly Attentive to my needs Exceptional customer service Saved hundreds annually Knowledgeable and professional
Services
Auto Insurance
We provide comprehensive auto insurance coverage protecting drivers from financial losses due to accidents, theft, or natural disasters. Our policies include liability, collision, and comprehensive coverage options tailored to individual driving records and vehicle types. With partnerships across major carriers, we help clients in Needville and surrounding areas secure affordable rates while ensuring compliance with Texas state requirements.
Homeowners Insurance
Our homeowners insurance policies protect property owners against financial losses from covered events like fires, storms, and liability claims. We offer customizable coverage options including additional endorsements for specialized needs. As an independent agency, we help clients evaluate their specific risks and select appropriate coverage limits while providing guidance on policy terms and exclusions.
Life Insurance
We offer term, whole, and universal life insurance solutions to provide financial security for beneficiaries. Our SPJST fraternal life insurance options and annuities help clients plan for long-term financial goals. Our team assists in selecting appropriate coverage amounts and beneficiaries while explaining policy features like cash value accumulation and payout processes.
Business Insurance
Our business insurance packages protect Texas companies from operational risks including property damage, liability claims, and business interruptions. We offer customized solutions combining general liability, property coverage, and workers compensation insurance. Our agency helps businesses evaluate industry-specific risks and select appropriate policy limits while explaining coverage exclusions.
Flood Insurance
We provide flood insurance solutions through the National Flood Insurance Program and private carriers to protect properties in high-risk areas. Our coverage options help mitigate financial losses from rising waters caused by storms, hurricanes, or overflowing rivers. We assist clients in Needville and surrounding counties with understanding flood risk assessments and selecting appropriate policy limits.
People
Bradley Stavinoha
Insurance Agent
Fifth-generation insurance professional with deep community ties, continuing family tradition in Lodge 97. Specializes in connecting clients with tailored insurance solutions while maintaining multi-generational client relationships.
Baley Stavinoha
Insurance Agent
Experienced insurance professional known for exceptional client service and expertise in finding cost-effective coverage solutions. Maintains strong client relationships through personalized attention and market knowledge.
Cecilia Stavinoha
Bilingual Agent
Spanish-speaking insurance expert with nine years of experience providing personalized service to clients. Recognized for timely responsiveness and ability to resolve insurance needs efficiently while maintaining multilingual client support.
Gabriela Midgett
Bilingual Agent
Dedicated insurance professional praised for attentive service and exceptional customer support. Specializes in helping clients maintain appropriate coverage across home, auto, and commercial policies while providing Spanish language assistance.
Alfonso Martinez
Insurance Agent
Bilingual insurance specialist with expertise in addressing client needs through personalized policy solutions. Maintains strong community connections while providing comprehensive insurance guidance in both English and Spanish.
Questions
What types of insurance do you offer?
We offer auto, home, life, business, flood, recreational vehicle, workers compensation, and commercial insurance, along with annuities and financial services.
Why choose an independent agency?
As an independent agency, we offer multiple carrier options to find the best coverage and pricing tailored to your specific needs rather than limited proprietary products.
How can I get a quote?
Request instant quotes online or contact us directly for personalized assistance with home, auto, business, or life insurance policies.
Do you serve areas outside Needville?
We serve Fort Bend, Wharton, Austin, Matagorda, and Colorado counties, including Boling, El Campo, West Columbia, Sealy, and Bay City.
Are your agents bilingual?
Yes, several team members including Cecilia, Gabriela, and Alfonso provide Spanish language support for client convenience.
What payment methods do you accept?
Please contact our office directly for current payment options and billing arrangements for your insurance policies.
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