Trusted since 1961, Protecting Your Most Valuable Assets
Rafter Insurance Agency, a family-owned and operated business since 1961, has been providing personalized insurance solutions to individuals, families, and businesses in California for over 60 years. With offices in La Habra and Elk Grove, our dedicated team of insurance professionals is committed to providing exceptional service and tailored insurance products to meet the unique needs of our clients.
Our History
Founded by Mike Rafter Sr. in 1961, Rafter Insurance Agency has established itself as a trusted and reputable independent insurance agency in California. Over the years, we have built a reputation for providing personalized service, individually tailored products, and unwavering commitment to our clients. Our agency has grown from a small office in La Habra to a thriving business with offices in both Southern and Northern California, serving multiple generations of families and businesses.
Our Mission
At Rafter Insurance Agency, our mission is to provide personalized service and individually tailored products to meet our clients' personal, commercial, and life insurance needs. We believe that every client is unique, and we strive to understand their specific needs and goals. Our team of experienced insurance professionals works closely with our clients to develop customized insurance solutions that provide the right level of protection and coverage for their assets, family, and business.
Our Services
We offer a comprehensive range of insurance products and services, including:
- Personal Insurance: Home, Auto, and Umbrella Coverage tailored to meet individualized needs and protect valuable assets.
- Commercial Insurance: Specializing in Hotel, Apartment, Montessori, Lessors Risk, Workers Compensation, and Business Auto Insurance.
- Life Insurance: Quality and affordable term life insurance products designed to protect the people who depend on you financially.
Our Commitment
At Rafter Insurance Agency, we are committed to providing exceptional service, building long-term relationships, and being a trusted partner in our clients' insurance needs. We believe in treating our clients like family, and we strive to provide personalized attention, expert advice, and tailored insurance solutions to meet their unique needs.
Customer Service
The reviewers have had an exceptional experience with Mike and Tom from Rafter Insurance. They have praised their prompt response to queries, provision of accurate information, and overall great customer service. Several reviewers have mentioned that they will be referring to Mike and Tom for future business, highlighting the importance of excellent customer service in their interactions.
Insurance Services
The reviewers have also praised the insurance services provided by Mike and Tom. They have appreciated the personalized attention, knowledgeable advice, and helpful guidance they received when switching to Rafter Insurance. Some reviewers have mentioned receiving tips on their current auto plan, while others have expressed gratitude for the excellent service and great savings they experienced.
Reputation and Referrals
Several reviewers have recommended Mike and Tom to friends and family, stressing the importance of their personalized service and great experience. One reviewer mentioned having referred many people to Tom over the years, attesting to his exceptional service.
Areas of Improvement
None of the reviewers have mentioned any areas for improvement, suggesting that Rafter Insurance has consistently delivered high-quality service and insurance solutions.

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