Business Details
50+ Years
experience
Your Trusted Insurance Partner in California
Since 1971, Pacific Educators has built long-standing relationships with leading insurance carriers to provide high-quality Life, Disability, and Cancer Insurance plans tailored for California School Personnel, their families, and educational institutions. Our commitment to affordability stems from low-pressure marketing strategies and minimal overhead, allowing us to pass savings directly to clients.We specialize in payroll deduction and automatic payment systems, ensuring seamless access to critical coverage. With decades of industry experience, our team prioritizes personalized service, offering direct human support to address claims and inquiries efficiently. Our focus remains on delivering reliable, cost-effective solutions that meet the unique needs of educators and their communities.
Services
Life Insurance
Disability Insurance
Cancer Insurance
Student Accident Insurance
Health Insurance
International Health Insurance
Travel Insurance
Details
- Year established: 1971
Highlights and features
- 50+ years of experience serving California educators and schools
- Customized insurance plans for school personnel and educational groups
- Low overhead ensures cost-effective coverage options
- Direct, prompt customer service with no automated systems
- Partnerships with multiple top-tier insurance carriers
What people say
Prompt human attention
Excellent service
Made this difficult time easier
Saved my house
Top-notch service
Services
Disability Insurance
Our Disability Insurance plans replace income for California educators unable to work due to illness or injury. With 100% full benefits and premium waivers after six months of disability, we ensure financial stability during recovery. Policies exclude coverage for war, illegal activities, and non-work-related conditions.
Life Insurance
We offer customizable Life Insurance policies ranging from $50,000 to $1,000,000 in Level Term, Universal, or Whole Life formats. Premiums remain tax-free if paid personally, and policies include optional riders like accelerated death benefits and waiver of premium for disability.
Cancer Insurance
Affordable Cancer Insurance plans help cover treatment costs with benefits paid directly to policyholders. Coverage includes diagnostic screenings and recurring conditions, with eligibility for cancer-free applicants after a 10-year remission period.
Student Accident Insurance
Designed to meet California Education Code requirements, our Student Accident Insurance offers two benefit tiers with coverage for injuries during school activities. Policies include $500 first-expense coverage and 24/7 protection options for athletic participation.
International Health Insurance
StudentSecure and Atlas Travel Insurance plans provide worldwide health coverage for students, travelers, and groups. Features include emergency evacuation, maternity care (select plans), and short-term options starting at five days with adventure sports coverage.
Questions
What insurance plans are available for California educators?
We offer Life, Disability, Cancer, and Accident Insurance plans specifically designed for school personnel, with group rates and payroll deduction options.
How are disability benefits paid?
Benefits are paid directly to policyholders monthly, with amounts based on salary charts or customized coverage levels selected during enrollment.
Can I get coverage if I've had cancer before?
Yes, applicants cancer-free for 10 years qualify for Cancer Insurance coverage, with benefits paid in addition to existing health insurance.
Do you offer student health insurance?
Yes, we provide Student Accident Insurance meeting California requirements and international health plans like StudentSecure for studying abroad.
How does premium payment work during disability?
Premiums are waived after six months of total disability, provided the elimination period has been satisfied and benefits remain payable.
What service hours are available?
Phone support is available Monday-Friday 8AM-5PM PST, with claims assistance accessible via mail and online systems outside business hours.
