Protecting what matters most, one policy at a time
Our Story
At National Risk Management and Associates, we have been serving our clients since 1981, dedicated to providing exceptional risk management and insurance services. Our journey began with Clarence B. Ray, Jr., our founder, who has extensive experience in the insurance industry, starting from 1949 to 1990. His expertise and passion for insurance led him to co-found our company.
Our Philosophy
Our philosophy is built on the cornerstone of putting our clients' interests first. We believe that our clients and their needs come before everything else. This commitment to our clients is the foundation of our business, and we strive to make it a reality every day.
Our Mission
Our mission is to serve our clients as a global leader in quality risk management, consultation, insurance acquisition, and related services. We achieve this by providing diligent attention to the needs of our clients, colleagues, industry, and community.
Our Code of Ethics
We adhere to a strict code of ethics that ensures our commitment to excellence and integrity. Our core values include:
- Avoiding conflicts of interest, always putting the client first
- Respecting the confidentiality of information and data
- Being truthful with clients, markets, and colleagues
- Respecting the dignity, well-being, and rights of all individuals
- Keeping promises and ensuring that everything we do is honest and transparent
- Knowledge of the law and compliance with regulations
- Always striving for professional excellence and community involvement
Our Team
Our team comprises experienced professionals, all licensed and certified in their respective fields. Our expertise spans multiple areas, including insurance, risk management, and consulting. We're committed to always staying up-to-date with industry developments, ensuring that our clients receive the best possible service.
Our Services
We offer a comprehensive range of services, including:
- Business insurance
- Personal insurance
- Life and health insurance
- Homeowners insurance
- Auto insurance
- Travel insurance
- International insurance
- Corporate insurance
Our experienced professionals will work closely with you to understand your unique needs and provide personalized solutions. We believe in building long-term relationships based on trust, integrity, and a deep understanding of the insurance market.
Contact Us
Please feel free to get in touch with us for any inquiries or concerns. We're here to help you navigate the complex world of insurance and ensure that your needs are met.
Excellent Customer Service and Expertise
Reviews from Carin Handsun IWebResults, Carol Pribish Lee, Damon Mays, and Tarek Samoum all praise National Risk Management Agency (NRMA) for its exceptional customer service and expertise in providing the best insurance coverage at a reasonable cost. They highlight the agency's ability to save customers' money, offer personalized assistance, and make them feel like part of the family.
Insurance Coverage and Savings
All reviewers mention significant savings on their home and auto insurance premiums, with one reviewer, Carol Pribish Lee, saving over $1000 per year. The team at NRMA is credited with being expert in finding the right coverage for their clients, ensuring they receive the best possible rates.
Personal Touch and Family-Focused Approach
The reviewers praise the agency's warm and welcoming approach, making customers feel like family. Damon Mays specifically notes that the team at NRMA "really know how to make you feel like family." This personal touch sets NRMA apart from other insurance agencies.

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