Business Details
Your Trusted Insurance Partner in Seattle
Cairns Insurance Agency has been independently owned and locally operated for over 30 years, specializing in personalized insurance solutions for Seattle residents. Our team of experienced professionals works with a wide range of reputable insurance companies to provide tailored coverage options for auto, home, life, boat, and motorcycle insurance. We prioritize customer satisfaction by offering free, no-obligation quotes and maintaining a commitment to saving clients time and money through competitive rate comparisons.Our long-standing relationships with industry partners allow us to deliver comprehensive protection while maintaining a family-like approach to client care. With decades of combined experience, we ensure clients receive expert guidance through complex insurance decisions while maintaining transparency in all our interactions.
Services
Auto Insurance
Home Insurance
Life Insurance
Boat Insurance
Motorcycle Insurance
Renters Insurance
Condo Insurance
RV Insurance
Landlord Insurance
Flood Insurance
Highlights and features
- We offer over 30 years of local insurance expertise in Seattle
- Our team provides personalized coverage comparisons from multiple carriers
- We maintain a 98% client retention rate through dedicated service
- Our staff includes certified insurance professionals with industry specializations
- We guarantee competitive pricing through independent agency partnerships
What people say
Impeccable customer service
Complex matter solution
Terrific service
THE BEST agent
Responsive team
Services
Auto Insurance
We provide comprehensive auto insurance solutions tailored to Washington drivers. Our policies cover collision, comprehensive, liability, and uninsured motorist protections while offering competitive rates through multiple carrier partnerships. Our experts help clients navigate coverage options for personal vehicles, classic cars, and specialty vehicles.
Home Insurance
Our home insurance policies protect Seattle homeowners against property damage, liability claims, and additional living expenses. We offer customizable coverage for dwellings, personal property, scheduled items, and liability protection with options for flood and earthquake endorsements.
Life Insurance
We offer term, whole, and universal life insurance policies to protect families' financial futures. Our solutions include death benefits, cash value accumulation, and estate planning components tailored to individual needs across different life stages.
Boat Insurance
Our boat insurance policies provide protection for watercraft owners with coverage for physical damage, liability, medical payments, and emergency assistance. We offer agreed value coverage and specialized protection for personal watercraft and recreational vessels.
Motorcycle Insurance
We provide comprehensive motorcycle insurance covering custom parts, roadside assistance, and liability protection. Our policies accommodate various motorcycle types while offering discounts for safety courses and multi-policy bundling.
People
Doug Cairns
Owner, Agent
Doug Cairns has served as an insurance agent for over 20 years, specializing in personal and commercial insurance solutions. He maintains a strong focus on client education and has built long-term relationships through his commitment to personalized service and competitive pricing.
Brad Nelson
Agent
Brad Nelson brings extensive insurance expertise to clients, specializing in complex policy management and risk assessment. With over 15 years in the industry, he provides tailored insurance solutions while maintaining a strong focus on customer satisfaction and policy optimization.
Questions
What insurance products do you offer?
We provide auto, home, life, boat, motorcycle, renters, condo, RV, landlord, and flood insurance policies through multiple carrier partnerships.
Do you offer free insurance quotes?
Yes, we provide free, no-obligation insurance quotes for all our products with personalized rate comparisons.
How can I file an insurance claim?
Contact our office directly at 206-368-8117 during business hours or use our online service center to initiate a claim process.
Are you licensed in Washington state?
Yes, we are a licensed insurance agency operating in Seattle, Washington with additional licensing in Oregon.
Do you offer referral incentives?
Yes, our referral program rewards clients with $25 Starbucks or Amazon gift cards for successful referrals.
What are your business hours?
Our office is open Monday through Friday from 9:00 AM to 5:00 PM Pacific Time.
