Business Details
26 Years
experience
Your Trusted Insurance Partner in Brighton, MI
Established in 2000, Follmer Insurance has provided comprehensive insurance solutions tailored to meet the unique needs of individuals and businesses in Brighton, Michigan, and beyond. Our approach begins with listening to your specific goals and crafting personalized insurance packages that align with your budget and risk management requirements. With decades of combined experience, our team specializes in educating clients about their coverage options while maintaining a steadfast commitment to exceptional service.We represent multiple A-rated carriers, ensuring access to competitive rates and specialized programs for niche industries. Our dedication to transparency, client education, and proactive policy management has solidified our reputation as a trusted insurance partner for homeowners, auto owners, businesses, and agricultural enterprises.
Services
Homeowners Insurance
Auto Insurance
Business Insurance
Commercial Auto Insurance
Farm Insurance
Life Insurance
Contractors Liability Insurance
Small Business Insurance
Builders Risk Insurance
Landscapers Insurance
Details
- Year established: 2000
Highlights and features
- We offer over 20 years of experience in personalized insurance solutions
- Our team provides second-to-none advice and customer service
- We specialize in niche insurance programs for contractors and landscapers
- We operate with full transparency and no hidden fees
- Our team deeply understands local market needs in southeast Michigan
What people say
Exceptional customer service
Professional and knowledgeable team
Personalized insurance solutions
Responsive and helpful
Proactive policy management
Services
Homeowners Insurance
Protect your home and family with comprehensive homeowners insurance covering structural damage, personal property, and liability risks. We offer customizable policies for single-family homes, condos, rental properties, and mobile homes. Our coverage includes protection against fire, wind damage, and natural disasters, with optional flood insurance and umbrella policies available for enhanced protection.
Business Insurance
Safeguard your business operations with tailored commercial insurance solutions. We provide property coverage, general liability protection, and specialized policies for contractors, landscapers, and agricultural businesses. Our offerings include cyber liability insurance, workers' compensation, and business interruption coverage to protect against financial losses from unexpected events affecting your commercial operations.
Auto Insurance
Secure reliable vehicle coverage for cars, trucks, RVs, and commercial fleets. Our auto insurance policies meet Michigan's minimum requirements while offering optional comprehensive coverage, collision protection, and roadside assistance. We specialize in finding cost-effective solutions for personal and business vehicle needs, including specialized coverage for high-value or unique vehicles.
Farm Insurance
Protect your agricultural investments with comprehensive farm insurance covering crops, livestock, and equipment. Our policies address unique risks faced by farmers, including weather-related damage, equipment breakdowns, and liability protection. We offer specialized coverage for crop production, livestock mortality, and farm property insurance tailored to Michigan's agricultural community.
Life Insurance
Ensure financial security for your loved ones with personalized life insurance solutions. We offer term, whole, and universal life policies, along with group life and disability insurance for businesses. Our approach focuses on creating affordable protection plans that align with your long-term financial goals and family needs.
People
Lisa Follmer-Gagnon
Owner
With over two decades of insurance experience, Lisa leads Follmer Insurance with a commitment to client education and personalized service. She specializes in commercial insurance programs for niche industries and has helped numerous businesses secure specialized coverage.
Mary Buzolits
Insurance Agent
Mary provides expert guidance on personal and business insurance solutions, known for her patient approach and thorough explanations of coverage options. She works closely with clients to ensure comprehensive protection across multiple insurance lines.
Bettina Gouaiana
Insurance Professional
Bettina brings extensive knowledge of property and casualty insurance, helping clients navigate complex coverage decisions. Her focus on clear communication and proactive policy management has earned consistent client praise.
Juliann Roose
Insurance Specialist
Juliann supports clients with personalized insurance solutions, specializing in policy reviews and risk assessment. Her attention to detail ensures clients receive optimal coverage at competitive rates.
Marcy Hornsby Mohr
Insurance Advisor
Marcy combines technical expertise with client-focused service, assisting with both personal and commercial insurance needs. Her proactive approach helps clients maintain adequate coverage as their needs evolve.
Questions
How can I lower my insurance premium?
Carrying a higher deductible or bundling multiple policies can help reduce premiums. We'll help you evaluate your risk tolerance and coverage needs to find cost-effective solutions.
What home damages aren't covered by standard policies?
Standard policies typically exclude flood damage and certain natural disasters. We'll review your specific coverage and recommend additional protections like flood insurance when needed.
Why is homeowners insurance important?
Homeowners insurance protects your significant investment by covering structural damage, personal property losses, and liability claims, while often being required by mortgage lenders.
How do I insure valuable possessions?
We offer policy endorsements or separate policies to extend coverage limits for high-value items like jewelry, artwork, and specialized equipment beyond standard policy limits.
What happens if my car is totaled?
If repair costs exceed your vehicle's value, the insurance company will pay the actual cash value of your car at the time of loss, minus any deductible.
Do you offer specialized business insurance programs?
Yes, we provide specialized programs for contractors, landscapers, and agricultural businesses, including cyber liability coverage and workers' compensation insurance tailored to specific industry needs.
