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35 Years
experience
Your Trusted Insurance Partner in Chico, CA
Since 1991, Matt Davis Insurance has been committed to providing comprehensive insurance solutions tailored to meet the unique needs of our clients. As a locally owned and operated independent agency in Chico, California, we prioritize personalized service and attention to detail, helping individuals and businesses mitigate risks through customized coverage. Our team works diligently to secure the best value for our clients by leveraging relationships with multiple insurance carriers. We specialize in business insurance, including Business Owners Policies, Commercial Auto, Workers' Compensation, and Bonds, as well as personal insurance options like Home, Auto, and Umbrella Policies. Our independent agency model allows us to offer unbiased advice and competitive quotes, ensuring clients receive optimal coverage without being tied to a single provider.

We pride ourselves on exceptional customer service, with a staff known for being approachable, knowledgeable, and dedicated to long-term client relationships. Our expertise extends to bundling options that maximize savings while maintaining robust protection. We actively educate clients on risk management strategies, including deductible adjustments and claim-free incentives. With decades of experience serving Northern California, we remain focused on transparency, proactive communication, and delivering peace of mind through reliable insurance solutions.
Services
Business Owners Policy Commercial Auto Insurance Workers' Compensation Home Insurance Auto Insurance Umbrella Policies Bundling Options Natural Disaster Insurance Renter's Insurance Contractor Bonds
Details
  • Year established: 1991
Highlights and features
  • We offer independent agency flexibility with access to multiple carriers.
  • Our team provides personalized risk mitigation strategies since 1991.
  • We specialize in bundling policies for maximum savings and coverage.
  • Our staff delivers unbiased advice and competitive quotes daily.
  • We maintain deep local market knowledge of Chico's insurance needs.
What people say
Always willing to help Super nice staff Personalized service Competitive quotes Quick assistance
Services
Business Owners Policy
A comprehensive Business Owners Policy combines property, liability, and specialized coverages like equipment breakdown or business income protection. This tailored solution safeguards small to mid-sized businesses against common risks while offering customizable add-ons. Our agency helps clients navigate coverage options for inventory, computer equipment, and commercial crime.
Commercial Auto Insurance
Commercial Auto Insurance protects business vehicles against physical damage and liability claims. We provide coverage for trucks, trailers, and specialized equipment, addressing higher risk exposure compared to personal auto policies. Our solutions include options for commercial fleets, heavy machinery, and agricultural vehicles.
Workers' Compensation
Workers' Compensation policies cover medical expenses and lost wages for work-related injuries or illnesses. We assist businesses in securing policies with standard limits while ensuring proper class code classifications. Our agency helps employers meet legal requirements while protecting their workforce and business assets.
Home Insurance
Home Insurance policies protect residential properties against damage, theft, and liability claims. We offer coverage for primary homes, rental properties, and unique dwellings like historical homes. Additional options include bundling with auto insurance for multi-policy discounts and enhanced liability protection through umbrella policies.
Bundling Options
Bundling Options combine multiple insurance policies for cost savings and streamlined coverage. We help clients integrate business and personal insurance products, including auto, home, and commercial policies. This approach simplifies management while maintaining comprehensive protection across all risk categories.
Questions
What types of business insurance do you offer?
We provide Business Owners Policies, Commercial Auto, Workers' Compensation, Contractor Bonds, and specialized coverage for equipment, inventory, and business income protection.
How does your independent agency model benefit clients?
Our independence allows access to multiple carriers, ensuring unbiased advice and competitive pricing tailored to your specific insurance needs.
Do you offer personal insurance options?
Yes, we offer Home, Auto, Renter's, Umbrella, and Natural Disaster Insurance with bundling options to maximize savings.
What are your office hours?
We're open Monday-Thursday 8am-5pm and Friday 9am-2pm at our Chico, California location.
How can I get a quote?
Call us at (530) 898-9960 or visit our office for a free consultation to discuss your insurance requirements.