Business Details
30 Years
experience
Aviation Life Insurance Tailored to Your Needs
Since 1996, the Pilot Insurance Center has established itself as a premier provider of specialized life insurance solutions for aviators. With over 80 years of combined aviation experience among our team, we understand the unique underwriting challenges pilots face and have dedicated ourselves to navigating these complexities to secure personalized coverage. Our agency, owned and staffed by pilots, maintains powerful partnerships with top-rated insurers to deliver preferred rates and aviation-friendly policies. We prioritize absolute privacy of client data, offering a 10-day free look period for all policies and maintaining a streamlined application process guided by dedicated life insurance advisors.Our expertise extends to monitoring evolving underwriting criteria across major carriers, ensuring we consistently find optimal coverage for pilots' specific aviation activities. As active members of AOPA, EAA, and NBAA, we contribute to aviation safety initiatives while providing tailored insurance solutions that protect families without unnecessary financial burden.
Services
Life Insurance
Long-Term Care Insurance
Annuities
Pilot Insurance
Customized Coverage
Details
- Year established: 1996
Highlights and features
- We have over 20 years of experience in pilot life insurance
- Our team includes aviation professionals with 80+ years combined experience
- We guarantee absolute privacy of personal data
- We offer a 10-day free look period for all policies
- We provide dedicated life insurance advisors throughout the process
What people say
Great service
Quick and painless
Expertise and patience
Easy and affordable
Total experience a win
Services
Life Insurance
Specialized life insurance solutions tailored for pilots since 1996. Our policies address aviation-specific underwriting challenges, offering competitive rates without excessive surcharges or exclusion riders. We work with top-rated insurers to provide comprehensive coverage that protects families while respecting pilots' unique risk profiles and financial needs.
Long-Term Care Insurance
Comprehensive long-term care insurance with refundable premium options. Our policies protect against rising care costs while offering life insurance benefits and premium refunds if coverage is no longer needed. This solution safeguards retirement assets against unexpected medical expenses while maintaining financial flexibility.
Annuities
Tax-deferred annuity products designed for conservative long-term investing. These financial instruments offer higher interest rates than CDs, guaranteed lifetime income streams, and asset protection with growth potential. Ideal for retirement planning with predictable income options tailored to individual needs.
Customized Coverage
Personalized insurance solutions addressing unique aviation and financial circumstances. Our experienced team evaluates individual risk profiles to create coverage plans that balance protection needs with affordability, ensuring optimal policy structures for pilots at all career stages.
Expert Guidance
Professional support throughout the insurance process from aviation-knowledgeable advisors. We provide ongoing policy monitoring, underwriting guidance, and market analysis to ensure clients maintain optimal coverage as their needs evolve over time.
People
William Fanning
President
President of Pilot Insurance Center with extensive aviation experience. Specializes in life insurance solutions for pilots, combining industry knowledge with insurance expertise to develop tailored coverage options that address aviation-specific risks.
Randy Williams
Principal
Co-founder with decades of aviation and insurance experience. Focuses on underwriting criteria analysis and carrier relationship management to secure optimal coverage for pilots, leveraging industry insights to navigate complex insurance requirements.
Questions
Why do pilots need specialized life insurance?
Pilots face unique underwriting challenges with standard insurers often applying excessive aviation surcharges or exclusion riders. We specialize in finding appropriate coverage that recognizes actual aviation risks.
How much life insurance do I need?
Coverage should replace your income for dependents' lifetime needs. We recommend 7-10 times annual income, considering mortgage obligations and future financial requirements.
What is term life insurance?
Term policies provide coverage for specific periods (1-30 years) with level premiums. They pay death benefits if you die during the term but don't build cash value.
What is an Aviation Exclusion Rider?
This policy addendum voids coverage for aviation-related deaths outside scheduled airline travel. We never recommend policies containing these exclusionary clauses for pilots.
Will my information remain confidential?
We guarantee absolute privacy of personal data. Information is only disclosed for policy procurement purposes with your explicit authorization.
When does coverage begin?
Coverage starts on the effective date specified in your policy after approval and payment processing. We notify clients once policies are active.
