Christiansen Insurance Services

Christiansen Insurance Services is an independent insurance agency that has been providing customized health plans to Wisconsin residents since 1985. Our focus is on Medicare, ACA Health, and Employee Benefits. As an independent agency, we offer the area's leading plans to our customers without any sales quotas or pressure from insurance companies. Our value-added benefit is our ability to shop one company against the other, ensuring that our customers get the best possible insurance plan at the lowest possible cost. We tailor health plan recommendations to the individual's needs, using state-of-the-art analytical tools to help select the most cost-effective plans.

Our Focus: All About Medicare

At Christiansen Insurance Services, we specialize in Medicare. With over 40 million Americans currently on Medicare, its structure and benefits can be a complex ball of confusion. Getting to the bottom of all those deductibles, co-payments, and allowable charges can be a challenging task. That's where we come in. Our goal is to help protect your hard-earned assets from the possibility of a devastating catastrophic hospital bill. We offer a no-cost or obligation consultation to review your options.

Services: Medicare Advantage Plans

Medicare Advantage Plans are a type of Medicare health plan offered by private companies that contract with Medicare to provide you with all your Part A and Part B benefits. Medicare Advantage Plans include Health Maintenance Organizations (HMO), Preferred Provider Organizations (PPO), Private Fee-for-Service Plans, Special Needs Plans, and Medicare Medical Savings Account Plans. If you're enrolled in a Medicare Advantage Plan, most Medicare services are covered through the plan, and aren't paid for under Original Medicare.

Services: Medicare Supplement Insurance Plans

Medicare Supplement Insurance Plans, also known as Medigap, are private health insurance policies that help cover some of the costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles. Some Medigap policies also cover services that Original Medicare doesn't cover, like medical care when you travel outside the U.S.

Services: Medicare Part D Prescription Plans

Medicare Part D Prescription Drug Plans are optional benefits offered by private companies to help cover the cost of prescription drugs. These plans are available to people with Medicare who live in the plan's service area and enroll in the plan.

Services: Individual Health, Employee Benefits, and Life Insurance

In addition to our Medicare services, we also provide Individual Health, Employee Benefits, and Life Insurance. Our Individual Health plans offer comprehensive coverage for people who need health insurance outside of employer-sponsored plans. Employee Benefits are a type of compensation offered by employers to their employees, in addition to their regular salary or wages. Our Life Insurance policies provide a financial safety net to help protect your family from the financial burden of funeral costs, unpaid medical bills, and other unexpected expenses.

In conclusion, Christiansen Insurance Services is an independent insurance agency that provides customized health plans to Wisconsin residents, with a primary focus on Medicare, ACA Health, and Employee Benefits. Our goal is to protect your hard-earned assets from the possibility of a devastating catastrophic hospital bill. We tailor health plan recommendations to the individual's needs and offer a no-cost or obligation consultation to review your options. Our focus is on Medicare, and we offer Medicare Advantage Plans, Medicare Supplement Insurance Plans, Medicare Part D Prescription Plans, Individual Health, Employee Benefits, and Life Insurance services.