Business Details
50+ Years
experience
Emergency
services
Your Trusted Partner for Comprehensive Insurance Solutions
M3 Insurance has served Northern California communities for over 60 years, delivering tailored insurance solutions with a client-centric approach. As an independent agency, we leverage relationships with top-rated national and regional carriers to provide comprehensive coverage for personal and business needs. Our team of experienced professionals prioritizes proactive service, combining local market knowledge with industry expertise to protect clients' assets and futures.We emphasize transparency, ethical practices, and personalized support, ensuring clients receive optimal coverage at competitive rates. Our commitment to excellence is reflected in our concierge-style client experience and consistent recognition as a trusted advisor in the insurance industry.
Services
Auto Insurance
Home Insurance
Commercial Property Insurance
Workers Compensation Insurance
Landlord Insurance
Details
- Year established: 1956
Highlights and features
- 60+ years of Northern California insurance expertise
- Independent agency with access to top-rated carriers
- Personalized policy customization for unique needs
- Local market knowledge with nationwide resources
- Proactive claims support and risk management guidance
Associations and certifications
- United Valley Insurance Services
- Trusted Choice Independent Agents
What people say
Excellent service
45-50% savings
Prompt customer service
Thorough needs assessment
Marvelous support
Services
Auto Insurance
Protect your vehicle investment with comprehensive auto insurance solutions. We offer liability, collision, and comprehensive coverage options tailored to your driving habits and vehicle value. Our policies include protection against theft, weather damage, and uninsured motorists while offering rental reimbursement and roadside assistance add-ons. Clients benefit from personalized risk assessments and competitive rate comparisons across multiple insurers.
Home Insurance
Safeguard your home with customizable dwelling and personal property coverage. Our policies protect against fire, water damage, and natural disasters while offering additional living expense coverage during repairs. We provide specialized options for high-value items, flood protection, and secondary homes. Clients receive detailed policy reviews to ensure adequate rebuilding cost coverage and code compliance protections.
Commercial Property Insurance
Secure comprehensive protection for business premises and equipment. Our coverage includes fire, theft, and natural disaster damage to buildings, inventory, and essential business equipment. Policies address business interruption losses, debris removal, and ordinance compliance costs during rebuilding. We offer tailored solutions for varying property types including office spaces, retail locations, and industrial facilities.
Workers Compensation Insurance
Ensure workplace injury protection that meets state requirements while safeguarding business operations. Our policies cover medical expenses, lost wages, and rehabilitation costs for work-related injuries. We provide risk management resources including safety training, return-to-work programs, and OSHA compliance guidance to minimize claims and maintain workplace safety.
Landlord Insurance
Specialized protection for investment properties including single-family homes, condos, and apartment buildings. Coverage includes structural damage, lost rental income, and liability protection. We offer policies addressing vacant property risks, equipment breakdowns, and ordinance upgrades. Additional options cover home-sharing arrangements and tenant move-back expenses during repairs.
People
Sean McCreary
President, Sales
With over 10 years of leadership experience, Sean specializes in complex insurance solutions. He focuses on policy reviews, risk assessments, and construction-related coverage. Clients praise his ability to simplify complex policies and deliver personalized service.
Kelly Johnson
Account Manager
Experienced in client relations and policy management, Kelly provides personalized insurance guidance. She specializes in needs assessments and policy comparisons, helping clients achieve significant savings while maintaining comprehensive coverage.
Robin Trujillo
Account Manager
Supports clients with policy administration and claims coordination. Focuses on ensuring smooth policy transitions and maintaining accurate documentation for residential and commercial accounts.
Diane Gouveia
Accounting
Manages financial operations and policy billing processes. Ensures accurate premium calculations and coordinates payment arrangements for policyholders.
Karen Giamanco
Service Assistant
Provides client support with policy documentation and administrative tasks. Assists with new policy setups and maintains client communication records.
Questions
What types of insurance do you offer?
We provide auto, home, commercial property, workers' compensation, landlord rental, and specialty insurance policies tailored to Northern California residents and businesses.
Are you a local insurance agency?
Yes, we've served Tracy, Danville, and surrounding Northern California areas since 1956 with locally-based decision-making and community expertise.
How can I save on insurance policies?
Our independent agency compares multiple carriers to find competitive rates while maintaining quality coverage tailored to your specific needs.
Do you offer 24/7 claims support?
Yes, our team provides round-the-clock assistance for emergency claims situations and urgent insurance needs.
Can I manage policies online?
We offer digital client portals for convenient policy management, claims submission, and document access.
How do you handle complex insurance needs?
Our experienced agents specialize in customized solutions for unique risks, including investment properties and business operations.
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