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Your Trusted Insurance Partner in Exton, PA
At Central Penn Insurance, we approach insurance with a commitment to personalized service and strategic customization. As a broker with access to multiple carriers, we prioritize competitive pricing while eliminating unnecessary coverage that inflates costs. Our team leverages decades of combined experience to craft policies tailored to individual needs, whether for homes, vehicles, businesses, or life insurance. We emphasize transparency in explaining policy details and exclusions, ensuring clients understand their coverage.

Our service line endorsement addresses underground infrastructure risks, and we actively advocate for policyholders during claims processes. With two Pennsylvania locations and extended weekday hours, we provide accessible support. Our leadership includes industry veterans like Principal Broker Christopher Mazza, who holds licenses across eight states, and former Keystone Insurance owner Thomas Mertz. We maintain active community involvement while focusing on technological advancements to streamline policy management.
Services
Home Insurance Auto Insurance Business Insurance Life Insurance Condo Insurance Renters Insurance Flood Insurance Landlord Insurance
Highlights and features
  • We operate as independent brokers with access to multiple insurance carriers
  • Our policy customization eliminates unnecessary coverage to reduce costs
  • We offer specialized Service Line Endorsements for underground infrastructure protection
  • Our team includes multi-state licensed brokers with decades of combined experience
  • We actively re-shop existing policies annually to maintain competitive rates
What people say
Personalized service Took all the stress Peace of mind Protected valuables Competitive rates
Services
Home Insurance
Customized homeowners insurance eliminates unnecessary coverages like excessive other structures protection while maintaining essential protections. Policies include dwelling coverage, personal property protection, liability insurance, and additional living expenses during covered losses. Our brokers analyze property specifics to create cost-effective policies that address individual risk profiles.
Business Insurance
Tailored commercial insurance solutions protect businesses from industry-specific risks. Coverage includes property damage protection, liability insurance, business interruption coverage, and specialized endorsements. We assess each company's operations and financial needs to create policies that safeguard assets while maintaining cost efficiency for enterprises ranging from small businesses to large manufacturers.
Life Insurance
Life insurance policies provide death benefits and potential cash value accumulation. We offer term and permanent policies with flexible underwriting options, including no-exam availability for qualified applicants. Our brokers compare offerings from over 30 carriers to find appropriate coverage for clients with diverse health profiles and financial goals.
Flood Insurance
Separate flood insurance policies protect against water damage excluded from standard homeowners policies. We offer both FEMA-backed and private carrier options with comparable coverage at competitive rates. Our specialists help clients navigate flood zone requirements and coordinate coverage with mortgage providers for residential and commercial properties.
Service Line Endorsement
This specialized endorsement covers repair or replacement of underground utility lines including water, sewer, gas, and electrical. Coverage extends to landscaping and concrete restoration required for line access. The affordable endorsement addresses a common gap in standard policies, protecting homeowners from unexpected infrastructure failure costs.
People
Christopher Mazza
Owner/Principal Broker
Licensed in eight states with St. Joseph's University education. Former NYC business owner brings industry expertise and community leadership experience. Prior Fidelio Insurance director focuses on competitive pricing and client education.
Shirley Brobst
General Manager
Bloomsburg location manager since 2013 with banking and family business background. Community volunteer prioritizes client service. Recognized for making insurance purchasing processes straightforward and stress-free for Pennsylvania residents.
Thomas Mertz
Prior Owner
51-year insurance veteran and former Keystone Insurance owner. Transitioned practice to Central Penn while maintaining part-time advisory role. Industry expert with Columbia Life and Keystone experience, focusing on legacy client relationships and intergenerational knowledge transfer.
Questions
What makes Central Penn different from other insurance providers?
As independent brokers, we access multiple carriers to find competitive rates while customizing policies to eliminate unnecessary coverage that increases costs.
How do you help clients save money on insurance?
We analyze existing policies to remove redundant coverage, shop multiple carriers annually, and utilize specialized endorsements that address specific risk gaps efficiently.
What areas do you serve?
We primarily serve Pennsylvania clients from our Exton and Bloomsburg locations, providing coverage across residential, commercial, and specialty insurance sectors.
Do you offer flood insurance?
Yes, we provide both FEMA-backed and private carrier flood insurance options with comparable coverage at competitive rates for Pennsylvania properties.
Can you help with difficult insurance situations?
Our brokers specialize in complex cases including post-cancer coverage, marijuana/nicotine user policies, and customized commercial insurance solutions for unique business needs.
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