Business Details
10 Years
experience
Your Trusted Oklahoma Health Insurance Broker
Oklahoma Health Options was founded in 2016 to address rising health insurance costs for Oklahoma residents. Our mission is to simplify the insurance selection process by acting as a one-stop shop for all insurance needs. We specialize in health, life, Medicare, and supplemental insurance plans, working with multiple carriers to find cost-effective solutions for individuals, families, and businesses. Our team of licensed brokers provides personalized guidance, enrollment assistance, and year-round support to ensure clients understand their options and maximize benefits.With offices in Edmond and serving cities statewide, we combine local market knowledge with industry expertise to deliver tailored insurance solutions. Our commitment to transparency, ethical practices, and client education has earned us 64+ five-star reviews from satisfied customers.
Services
Health Insurance
Life Insurance
Medicare Plans
Supplemental Insurance
Dental and Vision Insurance
Details
- Year established: 2016
Highlights and features
- We offer free, personalized insurance guidance with no obligation.
- Our team has 8+ years of combined experience in Oklahoma's insurance market.
- We work with multiple carriers to provide unbiased plan comparisons.
- We provide year-round support for enrollment and claims assistance.
- Our brokers specialize in Oklahoma-specific healthcare networks and policies.
What people say
Knowledgeable and helpful
Amazing and so helpful
Process relatively painless
Dedicated and thorough
Affordable policy options
Services
Health Insurance
We help Oklahoma residents compare ACA, short-term, and alternative health insurance plans. Our brokers analyze your budget, health needs, and family size to recommend cost-effective options. We provide enrollment assistance and ongoing support for claims and policy adjustments.
Medicare Plans
Our specialists guide Medicare-eligible clients through Part A, B, C, and D options. We explain Medigap policies and Advantage Plans, helping seniors find coverage that balances premiums, deductibles, and prescription drug needs while complying with federal regulations.
Life Insurance
We offer term and whole life insurance solutions to protect families financially. Our brokers explain policy details, death benefits, and cash value components to help clients choose coverage that matches their long-term financial goals and budget.
Group Health Insurance
We assist Oklahoma employers in selecting group health plans that balance employee benefits with cost efficiency. Our services include comparing carrier networks, explaining tax advantages, and helping businesses implement coverage that attracts talent while controlling expenses.
Supplemental Insurance
We provide cancer care, dental, vision, and critical illness insurance to complement primary health plans. These policies help cover out-of-pocket costs, preventive care, and specialized treatments not fully covered by standard insurance policies.
People
Russell Grafrath
Founder and Broker
With 8 years of insurance experience, Russell founded Oklahoma Health Options to help Oklahomans navigate complex insurance markets. He specializes in connecting clients with affordable, comprehensive coverage solutions.
Sebastian Vitug
Health Insurance Broker
Licensed since 2022, Sebastian provides personalized insurance guidance, focusing on family health plans and Medicare options. He prioritizes clear communication and thorough policy explanations.
Rose Sonrise
Health Insurance Broker
A licensed broker since 2017, Rose specializes in individual and family health insurance. Clients praise her expertise in explaining policy details and finding cost-effective coverage solutions.
Questions
Is your insurance service really free?
Yes, we receive compensation from insurance carriers when clients enroll in plans, allowing us to provide our services at no cost to you.
What insurance types do you handle?
We specialize in health, life, Medicare, supplemental, and group insurance plans for Oklahoma residents and businesses.
How do you find the best plan?
We analyze your health needs, budget, and family situation while comparing options from multiple carriers to recommend personalized solutions.
Do you only serve Oklahoma City?
We assist clients statewide, including Oklahoma City, Edmond, Tulsa, and surrounding areas, with both in-person and virtual consultations.
Can you help with existing policies?
Yes, we review current coverage to identify gaps or cost-saving opportunities and assist with policy changes during open enrollment periods.
What if I need help after enrollment?
Our support continues year-round—we assist with claims issues, policy adjustments, and answering coverage questions after you've enrolled.
