Business Details
31 Years
experience
Your Trusted Insurance Partner in Ronkonkoma, NY
Founded in 1995 by Robert Boyd, Aspen Agency has established itself as a trusted independent insurance provider serving Long Island and New York State. Our agency was created to address a gap in the industry by prioritizing client education and personalized service over traditional sales approaches. As an independent agency, we offer access to a wide range of insurance products from A-rated carriers, allowing us to tailor coverage solutions to individual needs. With over 25 years of experience, we maintain a client-first philosophy, focusing on proactive service and in-depth industry knowledge.Our team's expertise spans auto, home, business, and specialty insurance products, with a demonstrated commitment to identifying coverage gaps and optimizing protection. We maintain direct communication channels with clients, offering personalized support through multiple contact methods. Our reputation for saving clients money while improving coverage has been built through consistent service excellence and industry-leading knowledge.
Services
Auto Insurance
Boat Insurance
Home Insurance
Contractors Insurance
Restaurant Insurance
Details
- Year established: 1995
Highlights and features
- We offer independent agency access to multiple A-rated insurance carriers
- Our team provides personalized policy analysis and coverage optimization
- 25+ years of local insurance expertise serving New York clients
- Proactive service approach with direct client communication channels
- Demonstrated history of identifying coverage gaps and saving clients money
What people say
Saved money on premiums
Quick to help
Phenomenal service
Expert coverage advice
Personal attention
Services
Auto Insurance
We provide comprehensive auto insurance solutions including collision, comprehensive, liability, and uninsured motorist coverage. Our independent agency compares policies across multiple A-rated carriers to find optimal protection at competitive rates. Specializing in standard and collector car insurance, we help clients understand coverage nuances and policy exclusions while ensuring adequate limits to protect assets.
Boat Insurance
Our boat insurance covers watercraft, personal effects, and liability risks with agreed value coverage and emergency assistance. We offer tailored policies for various watercraft types, including coverage for navigational areas, physical damage, and uninsured boaters. Policies protect against theft, damage, medical expenses, and environmental cleanup costs while providing replacement value coverage for total losses.
Home Insurance
We offer customized homeowners insurance with dwelling, personal property, liability, and loss of use coverage. Our policies protect against fire, theft, and natural disasters while addressing unique needs like scheduled personal property and specialty dwelling requirements. We conduct replacement cost analyses to ensure adequate coverage limits and help clients understand policy differences between carriers.
Contractors Insurance
Our contractors insurance provides general liability, professional liability, and business owners policies for tradespeople. Coverage includes bodily injury, property damage, completed operations, and advertising injury protection. We specialize in policies for electricians, plumbers, landscapers, and other trades, with options for workers compensation and commercial auto coverage where required.
Restaurant Insurance
We offer comprehensive restaurant insurance covering general liability, property damage, workers compensation, and business interruption. Policies protect against food contamination claims, equipment damage, and income loss from covered events. Our coverage includes crime protection, liquor liability where applicable, and tailored solutions for restaurants, food trucks, and catering operations across New York State.
People
Robert Boyd
Founder
With 25+ years in the insurance industry, Robert Boyd established Aspen Agency in 1995 to revolutionize client-agent relationships. He specializes in personalized coverage analysis and has saved clients significant amounts through policy optimization. His approach focuses on education, proactive service, and direct communication with policyholders.
Questions
What types of insurance do you offer?
We offer auto, home, boat, contractors, restaurant, and commercial insurance policies tailored to New York residents and businesses through multiple A-rated carriers.
Are you a local insurance agency?
Yes, we're based in Ronkonkoma, NY, and specialize in insurance solutions for Long Island and New York State residents and businesses.
How can you help save money on insurance?
As an independent agency, we compare policies across multiple carriers to find optimal coverage at competitive rates while identifying potential savings opportunities.
Do you offer 24/7 insurance support?
Our team provides ongoing support during business hours and offers emergency assistance options for urgent insurance needs outside regular hours.
Can you help with insurance claims?
We assist policyholders in understanding their coverage and connecting with appropriate claims services through their selected insurance carrier.
What makes you different from other agents?
As an independent agency, we offer unbiased comparisons across multiple carriers rather than pushing single-company products, with personalized service from experienced professionals.
