Business Details
50+ Years
experience
Your Trusted Medicare & Health Insurance Partner in Glendale, WI
FHK Insurance has been a trusted name in health insurance planning since 1970, founded by Frank H. Kravit. Our family-owned agency combines over 50 years of industry experience with a personalized approach, prioritizing professionalism and one-on-one client service. Our team of advisors, averaging over 20 years of experience, specializes in Medicare planning, individual and family coverage, and supplemental insurance solutions. We represent all major insurance providers, offering unbiased guidance tailored to each client's unique needs.Our commitment to excellence has earned us recognition as one of Wisconsin's oldest and largest insurance agencies while maintaining our core value of personalized service. We pride ourselves on simplifying complex insurance processes, providing real help from real people, and ensuring clients receive comprehensive coverage that meets their specific requirements.
Services
Medicare Planning
Individual & Family Plans
Medicare Supplement
Medicare Advantage
Prescription Drug Coverage
Short-Term Medical Insurance
Dental and Vision
Cancer Protection
Critical Illness
Final Expense Insurance
Details
- Year established: 1970
Highlights and features
- We have over 20 years of experience in health insurance planning
- We offer free Medicare and under 65 planning services
- We provide unbiased guidance representing all major companies
- We guarantee real help from real people with no automated systems
- We maintain Wisconsin's oldest family-run insurance agency legacy
What people say
Bespoke HR and Benefits expert
Dedication and care
Wisconsin-area business owner
Unmatched Medicare education
Dynamic duo hosts
Services
Medicare Planning
Our expert advisors provide comprehensive Medicare planning services, helping clients navigate Parts A, B, C, and D options. We offer personalized consultations to determine enrollment eligibility, coverage gaps, and optimal plan selections. With our deep understanding of Medicare regulations and over 50 years of experience, we ensure clients receive cost-effective solutions that meet their specific healthcare needs while avoiding common enrollment pitfalls.
Medicare Supplement
We specialize in Medicare Supplement insurance that covers deductibles and coinsurance costs. Our agents help clients select plans that provide nationwide access to Medicare-accepting providers while ensuring guaranteed renewable coverage. We explain how these plans work with original Medicare benefits and help compare monthly premium costs based on age and coverage requirements.
Medicare Advantage
Our team provides expert guidance on Medicare Advantage plans that combine Parts A, B, and D benefits. We help clients understand network requirements, prescription drug coverage, and additional benefits like dental and vision care. We compare plan options to find solutions with predictable copays, worldwide emergency coverage, and potential cost savings compared to traditional Medicare.
Individual & Family Plans
We assist with Affordable Care Act-compliant individual and family plans that include all 10 essential health benefits. Our advisors help clients qualify for tax credits, understand coverage for preexisting conditions, and select appropriate network providers. We provide clear explanations about out-of-pocket costs, prescription coverage, and preventive care benefits included in these comprehensive health insurance solutions.
Prescription Drug Coverage
Our RX Tool helps clients find appropriate prescription drug coverage plans. We analyze medication needs, compare formularies, and identify cost-effective options. Our experienced agents explain how Part D works with existing Medicare coverage, help avoid coverage gaps, and identify plans that include preferred pharmacies and medication cost-saving opportunities.
People
William M. Kravit
President
As President of FHK Insurance, William M. Kravit leads with over 30 years of industry experience, continuing the family legacy of personalized insurance solutions.
Jonathan J. Kravit
Vice President
Vice President Jonathan J. Kravit brings decades of expertise in Medicare education and workforce solutions, co-hosting seminars to simplify complex insurance processes.
Michael L. Johnson
General Manager
General Manager Michael L. Johnson oversees daily operations with extensive experience in insurance solutions, ensuring clients receive comprehensive coverage guidance.
Questions
When can I enroll in Medicare?
You qualify for Medicare at age 65 with a 7-month Initial Enrollment Period around your birthday. Special enrollment options exist for working individuals.
What are the different parts of Medicare?
Medicare has four parts: A (hospital), B (medical), C (Advantage plans), and D (prescription drug coverage).
Do I need additional insurance with Medicare?
Medicare alone has coverage gaps and out-of-pocket costs. Supplement plans, Advantage plans, or prescription coverage can provide complete protection.
How do I choose between Medicare Supplement and Advantage plans?
Supplement plans cover Medicares deductibles with nationwide access, while Advantage plans offer bundled benefits with network restrictions and potential extra coverage.
Can I get help with ACA individual plans?
Yes, we help with ACA-compliant plans that include essential health benefits, preexisting condition coverage, and tax credit eligibility.
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