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Insurance Without the Runaround

Jon Gilroy Insurance Agency is a top-rated, locally owned insurance agency based in Waterford, Michigan. We help individuals and families protect what matters most with auto insurance, home insurance, renters insurance, condo insurance, and life insurance.

Our agency is known for responsive service, honest advice, and personalized coverage recommendations. We focus on educating our clients, identifying savings opportunities, and building coverage that fits real life, not one-size-fits-all policies. Whether you’re purchasing a new policy, reviewing your current coverage, or planning for the future, we make insurance clear, straightforward, and stress-free.

We proudly serve Waterford and surrounding Oakland County communities with the service, accountability, and accessibility only a local agency can provide.

Served areas
  • Waterford, MI, Clarkston, MI, West Bloomfield, MI, Keego Harbor, MI, Sylvan Lake, MI, White Lake, MI, Highland, MI, Milford, MI
Business details
  • Year established: 2014
  • Employees: 4
  • Licensed
  • Insured
Highlights and features
  • Locally owned and operated insurance agency
  • Auto, home, and life insurance specialists
  • Personalized coverage
  • Fast accurate quotes
  • Excellent customer service
Payment methods
  • Checks, Debit cards, Credit cards, Bank transfers
Services
Auto Insurance
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Personalized auto insurance coverage designed to protect drivers with the right balance of protection and cost. We help identify discounts, explain coverages clearly, and ensure you’re properly covered before an accident happens.
Home Insurance
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Comprehensive homeowners insurance to protect your home, belongings, and financial security. We review coverage limits, deductibles, and exclusions to ensure your policy actually protects what matters.
Renters Insurance
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Affordable renters insurance that protects your personal property and provides liability coverage, even when you don’t own the home. Ideal for apartments, condos, and rental homes.
Condo Insurance
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Condo insurance policies tailored to unit owners, covering personal property, interior improvements, and liability while coordinating properly with your association’s master policy.
Life Insurance
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Life insurance solutions designed to protect your family’s income, debts, and future. We help you choose the right type and amount of coverage based on real needs, not sales pressure.
Reviews (4)
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Brieana Segobiano
Sep 17, 2025
Im leaving this 5 star review solely for Cheryls great customer service skills! She was so patient with me and went above and beyond to find ways to help lower my monthly auto insurance payments. Truly appreciate her time and effort!
Charles Nicholson
Sep 15, 2025
Good Customer Service is the cornerstone of any great business. I appreciated the follow up, the concern, and the involvement Jon Gilroy, Owner displayed. Totally satisfied with the outcome. Thank You!!
Cindy Boschert
Sep 18, 2024
As a local Waterford resident and long-time customer, AAA - Jon Gilroy Insurance Agency has been my go to agency for all of my insurance needs. Jon and his team provide great service, they handle my auto insurance, home, and life insurance with unmatched professionalism.

Theyre quick to respond, proactive in finding the best coverage and savings, and always take the time to make sure that I fully understand my policies. Their personalized approach makes insurance as stress-free as possible. Being local to Waterford, its nice to see a local business owner like Jon that supports his community.

Whether you need help getting in touch with your claim adjuster in the AAA claims department or have questions about your policy, they handle it all with professionalism and care.

I highly recommend this insurance agency to anyone looking for reliable, personalized insurance services! Jon Gilroy is the best agent in Waterford!
William Berney
Aug 17, 2024
I just paid my insurance for 6 months. I love that they offer a discount for doing that. Actually they are constantly looking for ways to make my payment less. I also love that I can get life insurance and a credit card through them. The girls in the office are always so nice when I come in.