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Business Details
23 Years
experience
Trusted Insurance Solutions for Niche Sports & Recreation Businesses
At Specialty Insurance, we focus solely on serving action sports, recreation, and entertainment businesses. As part of Alliance Risk Insurance Services, we created our agency around a simple objective: to provide insurance solutions for operators whose unique activities are frequently misunderstood by the broader insurance market. Many businesses in these industries have historically been grouped into generic classifications that fail to account for their actual exposures. We chose a different approach by making these industries the center of our business. Our clients include paintball and airsoft fields, GellyBall facilities, laser tag and Nerf arenas, axe throwing venues, go-kart operations, trampoline parks, family entertainment centers, inflatable and party rental providers, special events, and seasonal attractions. Because the customer experience is the core product, we believe insurance protection should be built with that reality in mind.

We provide coverage solutions designed specifically for the operational needs of these businesses. Our programs address general liability, participant and guest injuries, property exposures, business owners policies, commercial auto coverage, and excess and umbrella protection. We work exclusively with A+ rated insurance carriers that have reviewed claims and loss trends within these classes of business, allowing coverage and pricing to reflect actual risk characteristics. We recognize the day-to-day concerns operators encounter, from participant injuries and equipment disruptions to waiver-related issues, seasonal business cycles, and contractual requirements. Licensed nationwide, including the District of Columbia, we bring more than two decades of industry knowledge and currently support over 500 active policies. We are committed to delivering timely quotes, clear explanations, and dependable guidance from policy placement through the claims process.
Services
Family Entertainment Center Insurance Climbing Wall Insurance Airsoft Field Insurance Paintball Facility Insurance Golf Course Insurance Corn Maze Insurance Go Kart Track Insurance Laser Tag Arena Insurance Axe Throwing Insurance Haunted Attraction Insurance
Served areas
  • Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
  • Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Details
  • Year established: 2003
  • Licensed
Highlights and features
  • We specialize in insurance for non-traditional sports and recreation businesses since 2003
  • Our policies are written with A-rated insurance carriers for financial security
  • We offer comprehensive coverage for niche markets nationwide
  • Our team understands the specific risks of adventure sports and entertainment facilities
  • We provide personalized policy solutions with competitive pricing
Payment methods
  • Cash
  • Debit cards
  • Credit cards
Services
General Liability Insurance
We structure our General Liability Insurance to provide foundational business protection. It responds to third-party injury claims, property damage, and associated legal defense obligations. Coverage may arise from your premises, operations, or products in use. Our specialty programs also address participant and spectator risks that traditional policies frequently exclude.
Participant Injury Insurance
We offer Participant Injury Insurance that protects paying participants with no-fault coverage for injuries, illness, or accidental death during activities. It fills a critical gap excluded from most general liability policies used in action sports, entertainment, and mobile businesses. Coverage includes medical expense reimbursement, accidental death and dismemberment benefits, and no-fault protection. It is available for events, open play, and leagues as stand-alone coverage or endorsement.
Property Insurance
We offer commercial property insurance that safeguards business property including buildings, equipment, inventory, and improvements from fire, theft, vandalism, and storm damage. This coverage is intended to reduce disruption after covered losses. For action sports businesses, we include specialized equipment like inflatables, lanes, targets, vehicles, and safety gear often overlooked by standard policies. Valuation is based on replacement cost.
Business Owners Policy
Our Business Owners Policy combines General Liability Insurance with Commercial Property Insurance into a single policy designed for operational simplicity and cost effectiveness. We provide coverage for small and mid-sized action sports and entertainment businesses with physical premises and equipment, using programs tailored exclusively to specialty recreation industries.
Commercial Auto
Mobile entertainment and service businesses rely heavily on vehicles and trailers for operations. We provide coverage for operations such as mobile paintball, laser tag, and similar services. These activities require protection because personal auto policies do not extend to commercial use. Commercial Auto Insurance is considered essential and non-negotiable for these business models.
Excess / Umbrella Insurance
Excess and Umbrella coverage provides added liability protection beyond standard insurance limits. It becomes active when underlying General Liability, auto, or employer liability policies are insufficient for a major claim. This ensures that significant losses are not fully absorbed by primary coverage alone. The policy can also extend to legal defense expenses above existing limits. It is commonly used as an affordable safeguard against catastrophic risk events.
Questions
What areas do you provide insurance coverage in?
We offer specialized insurance programs across all 50 states for sports and recreation businesses.
What types of businesses do you specialize in insuring?
We focus on non-traditional markets including adventure sports facilities, entertainment centers, and seasonal attractions.
What insurance products do you offer?
Our coverage includes general liability, property insurance, commercial auto, and specialized policies for niche operations.
What makes your insurance solutions different?
We provide customized policies through A-rated carriers specifically designed for unique sports and recreation risks.
How can I get a quote for specialty insurance?
Contact our team for a personalized consultation to create tailored coverage matching your business's specific needs.
Reviews (1)
Brandon J.
Mar 11, 2026 Report
Specialty Insurance is a great choice! I highly recommend this company for your business! They diligently take their time and work with you, making sure your business has all the correct and specific coverages you need. Cathy was a huge help, and gave me exactly what I needed, making it budget friendly and greatly affordable. Choose Specialty Insurance if you want the best service and fair treatment for your business!