Website Call now
Website
Call

At Specialty Insurance, we focus solely on serving action sports, recreation, and entertainment businesses. As part of Alliance Risk Insurance Services, we created our agency around a simple objective: to provide insurance solutions for operators whose unique activities are frequently misunderstood by the broader insurance market. Many businesses in these industries have historically been grouped into generic classifications that fail to account for their actual exposures. We chose a different approach by making these industries the center of our business. Our clients include paintball and airsoft fields, GellyBall facilities, laser tag and Nerf arenas, axe throwing venues, go-kart operations, trampoline parks, family entertainment centers, inflatable and party rental providers, special events, and seasonal attractions. Because the customer experience is the core product, we believe insurance protection should be built with that reality in mind.

We provide coverage solutions designed specifically for the operational needs of these businesses. Our programs address general liability, participant and guest injuries, property exposures, business owners policies, commercial auto coverage, and excess and umbrella protection. We work exclusively with A+ rated insurance carriers that have reviewed claims and loss trends within these classes of business, allowing coverage and pricing to reflect actual risk characteristics. We recognize the day-to-day concerns operators encounter, from participant injuries and equipment disruptions to waiver-related issues, seasonal business cycles, and contractual requirements. Licensed nationwide, including the District of Columbia, we bring more than two decades of industry knowledge and currently support over 500 active policies. We are committed to delivering timely quotes, clear explanations, and dependable guidance from policy placement through the claims process.

Served areas
  • Coverages: General Liability, Participant Injury, Property, Business Owners Policy (BOP), Commercial Auto, Excess / Umbrella.
  • Industries: Paintball, Airsoft, GellyBall, Laser Tag, Nerf Arena, Axe Throwing, Go-Kart, Trampoline Park, Family Entertainment Center, Special Events.
Business details
  • Licensed
Highlights and features
  • Licensed nationwide across all 50 states for coverage
  • Fast one-day quote turnaround from top-rated insurance carriers
  • Specialist underwriting tailored for action sports business risks
  • Comprehensive protection for entertainment venues and sports operators
  • Over twenty years of industry-focused insurance expertise
  • Coverage solutions designed for diverse high-risk recreation businesses
Payment methods
  • Cash
  • Debit cards
  • Credit cards
Services
We structure our General Liability Insurance to provide foundational business protection. It responds to third-party injury claims, property damage, and associated legal defense obligations. Coverage may arise from your premises, operations, or products in use. Our specialty programs also address participant and spectator risks that traditional policies frequently exclude.
We offer Participant Injury Insurance that protects paying participants with no-fault coverage for injuries, illness, or accidental death during activities. It fills a critical gap excluded from most general liability policies used in action sports, entertainment, and mobile businesses. Coverage includes medical expense reimbursement, accidental death and dismemberment benefits, and no-fault protection. It is available for events, open play, and leagues as stand-alone coverage or endorsement.
We offer commercial property insurance that safeguards business property including buildings, equipment, inventory, and improvements from fire, theft, vandalism, and storm damage. This coverage is intended to reduce disruption after covered losses. For action sports businesses, we include specialized equipment like inflatables, lanes, targets, vehicles, and safety gear often overlooked by standard policies. Valuation is based on replacement cost.
Our Business Owners Policy combines General Liability Insurance with Commercial Property Insurance into a single policy designed for operational simplicity and cost effectiveness. We provide coverage for small and mid-sized action sports and entertainment businesses with physical premises and equipment, using programs tailored exclusively to specialty recreation industries.
Mobile entertainment and service businesses rely heavily on vehicles and trailers for operations. We provide coverage for operations such as mobile paintball, laser tag, and similar services. These activities require protection because personal auto policies do not extend to commercial use. Commercial Auto Insurance is considered essential and non-negotiable for these business models.
Excess and Umbrella coverage provides added liability protection beyond standard insurance limits. It becomes active when underlying General Liability, auto, or employer liability policies are insufficient for a major claim. This ensures that significant losses are not fully absorbed by primary coverage alone. The policy can also extend to legal defense expenses above existing limits. It is commonly used as an affordable safeguard against catastrophic risk events.
Reviews (1)
Write a Review
Brandon J.
Mar 11, 2026
Specialty Insurance is a great choice! I highly recommend this company for your business! They diligently take their time and work with you, making sure your business has all the correct and specific coverages you need. Cathy was a huge help, and gave me exactly what I needed, making it budget friendly and greatly affordable. Choose Specialty Insurance if you want the best service and fair treatment for your business!