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JS Benefits Group partners with employers to develop, administer, and improve employee benefits and HR programs. Our work centers on managing healthcare costs, strengthening the employee experience, and advancing workforce strategies that effectively serve the organization. Under the leadership of founder Jennifer Schaefer, MBA, ChFC, CLU, RHU, REBC, SHRM-SCP, our firm offers more than 30 years of experience spanning employee benefits, health insurance, and HR strategy. We provide group health insurance along with fully insured, self-funded, and level-funded health plans. Employers can also rely on us for benefits and HR consulting, HR strategy, healthcare cost containment, health plan design, pharmacy and prescription benefit strategies, HSA, HRA, and FSA programs, COBRA, benefits administration, employee education, and compliance support.

As part of an overall employee and retiree benefits strategy, we help employers assess Medicare and supplemental benefit options. Our HR capabilities further include HR strategy, employee relations, workforce planning, employee engagement, workplace wellness, benefits administration, HR technology, and payroll integration. We work with employers across Pennsylvania, New Jersey, Delaware, Maryland, and New York, including Bucks County, Newtown, Doylestown, and the greater Philadelphia region, while also serving employers nationwide. By examining the total cost of benefits and identifying opportunities to improve plan design and HR processes, we help employers make informed decisions that support their organizations and employees.

Served areas
  • Newtown, Doylestown, Morrisville, Langhorne, Bristol, Yardley, Warminster, Warrington, New Hope, Levittown, Bensalem, Richboro, Chalfont, Perkasie, Quakertown, Fairless Hills, Feasterville-Trevose, Ivyland, Jamison, Upper Makefield, Bucks County, Montgomery County, Philadelphia County, Delaware County, Chester County, Lehigh County
Business details
  • Year established: 1993
  • Employees: 26
  • Licensed
  • Insured
Highlights and features
  • Employee Benefits Consulting
  • Group Health Insurance
  • Level Funded Health Plans
  • Self-Funded Health Plans
  • Healthcare Cost Containment
  • Employee Benefits Strategy
  • HR Consulting
  • HR Strategy
  • Corporate Wellness
  • Medicare & Supplemental Benefits
  • HSA,HRA & FSA Plans
  • COBRA Administration
  • Benefits Administration
  • Employee Education Compliance
  • Support HR Technology
  • Payroll Integration
  • Open Enrollment Support
  • Employee Wellness Programs.
Associations and certifications
  • Lower Bucks County Chamber
  • SHRM
Payment methods
  • Checks, Credit cards, Mobile payments, Bank transfers
Services
We work closely with employers to develop and manage benefits programs that address workforce needs while supporting stronger financial performance. Our services include comprehensive benefits evaluation, healthcare spending analysis, carrier negotiations, provider and physician review, and vendor optimization. Ongoing consulting further helps streamline administration, improve communication and participation, enhance utilization, and support long-term benefits management.
We provide corporate wellness programs designed to address employee health, productivity, retention, and healthcare costs. A well-developed program promotes preventive care and early intervention, helping reduce absenteeism and costly claims while supporting employee satisfaction. By creating a workplace culture that prioritizes wellness, we help employers invest in their people, improve performance, and support stronger employee retention.
We offer voluntary coverage designed to strengthen employee protection when core medical benefits leave financial gaps. Benefits are employee-paid through payroll deduction and provide group-rate access to supplemental coverage. Our available categories address hospitalization, serious illness, accidents, disability, life insurance needs, legal and identity protection, pet expenses, and long-term household financial resilience.
Our executive benefits service helps employers address limitations within qualified retirement, group disability, and group life plans. These structural gaps can become more significant as executive compensation increases. We develop customized solutions that operate outside the qualified-plan framework, including non-qualified deferred compensation, individual executive disability coverage, and high-limit executive life insurance strategies.
Our employee advocacy service gives each team member access to a dedicated JS Benefits Group advocate for benefits questions and challenges. We assist with denied claims, unexpected bills, network verification, and explanations of coverage and EOBs. When prescription denials or prior-authorization requirements arise, we also help manage the process and pursue approvals to prevent unnecessary treatment delays.
We provide comprehensive support for employers considering or managing self-insured health plans. Our approach covers claims and financial modeling, vendor selection, stop-loss placement, plan documentation, ERISA compliance, employee communications, and ongoing claims oversight. By evaluating claims experience, risk tolerance, and financial considerations, we help employers establish a structured plan that supports informed benefit management.
We help self-funded employers manage pharmacy costs through strategic PBM solutions. Our approach includes pharmacy carve-outs, transparent pass-through contracting, formulary optimization, specialty Rx management, rebate audits, and ongoing contract oversight. We begin with a detailed PBM audit, develop a tailored strategy, negotiate competitive terms, manage implementation, and monitor performance to sustain savings.
People
Jennifer Schaefer
Jennifer Schaefer
Founder | CEO
Jennifer Schaefer is the Founder and CEO of JS Benefits Group, where she partners with employers across the Philadelphia Region and Bucks County to design strategic employee benefit strategies and group health insurance programs.
Reviews (17)
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Dean Markman
Jul 10, 2026
In Jamison, PA, finding the right employee benefits partner was extremely important to us. After working with Jennifer Schaefer and the team at JS Benefits Group, I can confidently say they exceeded every expectation.

They took the time to understand our company and our budget before recommending solutions. Instead of simply shopping insurance plans, they helped us develop a long-term employee benefits strategy that improved our coverage while identifying opportunities to better manage healthcare costs.

Their knowledge of group health insurance, level-funded health plans, HR consulting, compliance, employee retention, and healthcare cost management is outstanding. Whenever we have a question, their team responds quickly with practical advice and exceptional customer service.

If you're a business owner in Jamison, Bucks County, or the Greater Philadelphia area looking for an experienced employee benefits consultant, I highly recommend JS Benefits Group. They have become a trusted advisor to our business, and we couldn't be happier with the partnership.
Kayleigh LeVan
Jul 09, 2026
We recently had a claims issue that required immediate attention, and Dawn Carlisle and the entire JS Benefits Group team were outstanding. Dawn was responsive, knowledgeable, and persistent in helping us navigate the situation and work toward a resolution.

What could have been a frustrating experience was made significantly easier because of the team's professionalism and commitment to client service. They kept us informed throughout the process, answered our questions promptly, and advocated on our behalf every step of the way.
It's reassuring to know that when issues arise, we have a benefits partner that is willing to go the extra mile for their clients. I highly recommend Dawn Carlisle and the JS Benefits Group team to any employer looking for exceptional service and support.
Scott Blackburn
Jun 07, 2026
As a business owner in New Jersey, working with JS Benefits Group has been one of the best decisions we've made for our employee benefits program. Their team is professional, knowledgeable, and incredibly responsive. They took the time to understand our company's needs and helped us find cost-effective benefits solutions without sacrificing coverage for our employees.

From health insurance planning to HR support and compliance guidance, they have been a valuable resource every step of the way. Their expertise helped simplify a complicated process and gave us confidence that we were making the right decisions for our team.

If you're a New Jersey business looking for a trusted benefits advisor who genuinely cares about your success, I highly recommend JS Benefits Group. Outstanding service and exceptional results. Highly deserving of a 5-star review!
Boz
Jun 05, 2026
As a New Jersey business owner, finding a benefits partner who is knowledgeable, responsive, and truly invested in our success has made all the difference. The team at JS Benefits Group has been exceptional from day one.
Jennifer and her team took the time to understand our company's needs and helped us navigate employee benefits with confidence. They provided clear guidance, presented multiple options, and were always available to answer questions and support our employees.
What sets JS Benefits Group apart is their proactive approach and commitment to service. They don't just sell insurancethey act as a trusted advisor and strategic partner. Their expertise has helped us improve our benefits offering while managing costs effectively.
I highly recommend JS Benefits Group to any business looking for a professional, knowledgeable, and client-focused employee benefits firm.
Lorraine Young
Jun 05, 2026
Lisa Reed and the entire JS Benefits Group made the whole process easy from start to finish. They stayed on top of every detail, kept everything moving forward, and were always quick to answer questions. Their professionalism and dedication gave me confidence throughout the process, and it was clear they genuinely cared about making sure everything went smoothly.
Adam Devlin
May 09, 2026
If youre looking for employee benefits consulting in West Palm Beach, Florida, JS Benefits Group is an excellent choice. Jennifer and her team are knowledgeable, responsive, and very easy to work with. They provide guidance on group health insurance, employee benefits strategies, and HR support while making the process simple for businesses of all sizes. Highly recommend JS Benefits Group for professional and reliable employee benefits services.
Heather Keener
Apr 28, 2026
As a business owner in Pittsburgh, finding the right partner for employee benefits has always been a challengeuntil we started working with JS Benefits Group.

Their team took the time to truly understand our business, our employees, and our budget. They didnt just throw generic plans at usthey built a strategy that improved our coverage while actually helping us control costs.

What really stands out is their responsiveness and expertise. Whether its renewals, compliance questions, or helping our employees understand their options, they are always available and incredibly knowledgeable.

If youre a business owner looking to get a handle on rising healthcare costs without sacrificing quality, I highly recommend JS Benefits Group.
Cindy Walsh
Apr 27, 2026
Our company has been with JS Benefits for over 10 years, and their service has been nothing but outstanding. Information at renewal time is received timely, and each year Jennifer presents us with multiple options to choose from. In addition, Jennifer always negotiates lower rates with the carrier on our behalf. The office staff is friendly, efficient and goes the whole nine yards to help resolve any billing issues with the Dr offices. I would highly recommend using JS Benefits as your health care benefits partner.
Tom Taylor
Mar 24, 2026
JS Benefits Group has been extremely helpful throughout our transition to their team, from initial setup with providers to ongoing support. Special thanks to Eileen Nelson, Dawn Rodriguez, and the entire team for their outstanding assistance.
Michael McGraw
Mar 22, 2026
Kelly Steine & Bill Capece along with the team at JS Benefits Group have been an outstanding partner for our company. They helped us navigate our group health plan renewal and provided thoughtful advice on benefits strategy and cost containment. Their expertise and responsiveness made a complex process much easier. We appreciate their consultative approach and highly recommend JS Benefits Group to other businesses.
Morgan Henry
Mar 13, 2026
Jennifer and her team are all great. Every year they take the time to explain to me our renewal options for health insurance and give me their honest opinion on what would work best for our group. I highly suggest reaching out to them for your insurance needs!
Deborah Bruno
Feb 19, 2026
I have been using JS Benefits for 20+ Years. They go above and beyond your Benefit needs. I so appreciate the staff and Jennifer the owner is available to answer any questions when needed. Very luck I found her 20+ years for my business!!! Highly recommend.
Maryia Astapenka
Feb 02, 2026
SOKOL GxP Services has really enjoyed working with JS Benefit Group, especially Eileen and Jennifer. Theyve been incredibly helpful, responsive, and easy to work with from day one.

They shared a lot of great insights, answered all of our questions, and helped us tailor our benefits options to what actually makes sense for our team. They made the whole process feel much less overwhelming and kept everything moving smoothly.

We truly appreciate their support and would absolutely recommend JS Benefit Group to any company looking for a reliable benefits partner.
Drj
Apr 06, 2025
Ive had an excellent experience working with JSBenefits Group! Their team is professional, knowledgeable, and always goes the extra mile to ensure everything is handled seamlessly. William Capece, in particular, has been fantastic to work with. His expertise and dedication make the process smooth and stress-free. Highly recommend their services!
Betty Woodring
Mar 25, 2025
Weve been with JS Benefits Group for over 16 years, and their service has always been outstanding. I get calls from agents every day trying to earn my business, but I dont even consider itI know Im already getting the best service out there. I cant give enough credit to Jennifer and Lisa for all the advice and support over the years. Ive relied heavily on their recommendations and service, and theyve never let me down. They truly go above and beyond.
Dina DiStefano
Mar 20, 2025
Highly recommend working with this group. We have a small business and met Bill Capese through The Plumbing-Heating-Cooling Contractors Association. They take handle our business insurance and our personal home, auto and umbrella policies. Bill is extremely honest and responsive! He helped us figure out what the best plans and coverages were and saved us alot of money! And once he delivers the policies, he doesn't forget you. Every year he revisits our current renewal plan and looks for ways to save money; since we all know insurance rarely goes down. Trust is huge for me and I NEVER feel like he is just selling us something to make more money. If you are looking for fair rates from an honest company, reach out to Bill at JS Benefits Group!
L. B.
Jan 31, 2025
We started using JS Benefits a few years ago and saved a good amount on our premiums. They answer calls and emails promptly and work as a team to make sure that everything is taken care of efficiently. Our Agent Bill has been amazing, and goes above and beyond to make sure that we are receiving excellent service! Would definitely recommend