Business Details
19 Years
experience
Your Trusted Insurance Partner in Seattle
Cornerstone Insurance Group was founded in 2007 with a mission to provide clients with ethical, professional service and comprehensive insurance solutions. Our team prioritizes personalized attention, offering tailored recommendations for Medicare planning, Long-Term Care, Critical Care, and asset protection. With decades of combined experience, we represent multiple top-rated insurance carriers to ensure clients receive competitive pricing and coverage that aligns with their unique needs. Our client-centered approach emphasizes education, transparency, and long-term relationships, reflected in our high retention rates.We serve individuals navigating retirement readiness and insurance complexities, focusing on empowering informed decisions. Our principals bring specialized expertise in senior insurance products and community engagement, operating with core values of compassion and integrity. Headquartered in Seattle, we maintain a local presence while serving broader Washington communities.
Services
Medicare Planning
Long-Term Care Insurance
Critical Illness Coverage
Individual Health Insurance
Life & Annuities
Details
- Year established: 2007
Highlights and features
- We offer 15+ years of specialized expertise in senior insurance products
- Our independent agency represents 10 top-rated insurance carriers
- Client-centered approach with personalized coverage recommendations
- Free initial consultations to evaluate your specific insurance needs
- Local Seattle-based team with deep community knowledge
What people say
Personalized service
Knowledgeable agents
Effective solutions
Patient educators
Compassionate approach
Services
Medicare Planning
We provide comprehensive Medicare planning services to help clients navigate Original Medicare, Advantage plans, and supplemental coverage options. Our experts explain Part A, B, C, and D distinctions while considering prescription needs and provider networks. With personalized consultations, we help clients evaluate enrollment periods, special election options, and prescription drug coverage to create cost-effective solutions that meet their healthcare needs.
Long-Term Care Insurance
Our Long-Term Care insurance solutions help protect assets while planning for future care needs. We explain benefit amounts, elimination periods, and inflation protection options while considering home care versus facility coverage. Our specialists help clients evaluate care settings, monthly cost projections, and policy riders to create comprehensive plans that address potential nursing home, assisted living, or home health care expenses.
Critical Illness Coverage
We offer Critical Illness coverage that provides cash benefits for conditions like cancer, heart attacks, and strokes. Our policies help cover non-medical expenses during recovery, including lost income, travel, and lifestyle adjustments. We explain benefit triggers, payout structures, and how these policies coordinate with existing health insurance to provide financial security during health crises.
Individual Health Insurance
Our Individual Health Insurance services help clients navigate the health exchange marketplace and private plans. We analyze provider networks, premium costs, and tax credits to find affordable coverage options. Our specialists explain plan tiers, deductible structures, and how income impacts subsidies to help clients select policies that match their medical needs and budget.
Life & Annuities
We provide life insurance and annuity solutions for estate planning, final expense coverage, and retirement income. Our specialists explain term, whole, and universal life options alongside fixed and indexed annuities. We help clients evaluate death benefits, tax-deferred growth opportunities, and income riders to create financial security for themselves and their beneficiaries.
People
Brandy Corujo
Principal
With over 20 years in insurance, Brandy specializes in senior products and client advocacy. She founded Cornerstone to provide unbiased recommendations across multiple carriers. Active in her Seattle community, she focuses on educating clients about retirement readiness while balancing family life with her husband and two children.
Stacey McKenzie
Principal
Licensed since 2003, Stacey brings business management expertise to insurance planning. She helps clients navigate complex information while maintaining offices in Seattle and her hometown of Morton, WA. Passionate about client education, she annually assists at personal growth retreats and enjoys family travel with her husband and son.
Questions
When should I enroll in Medicare?
Initial enrollment begins 3 months before your 65th birthday. Special periods exist for employment transitions or disabilities. We provide personalized guidance for your specific situation.
How does moving affect my insurance coverage?
Relocating outside your current plan's service area qualifies for a Special Enrollment Period. Contact us to review new coverage options in your destination location.
Do I really need insurance planning?
While not always required, proper planning protects against unexpected costs. We'll help evaluate your specific needs and recommend appropriate solutions when necessary.
How are your services compensated?
We receive commissions from insurance carriers at no additional cost to you. Our expertise and time remain completely free for all clients.
What meeting options do you offer?
We accommodate client preferences with in-person meetings, phone consultations, or video calls to provide convenient access to our insurance expertise.
