Business Details
39 Years
experience
Trusted Funeral Expense Insurance Solutions
Founded in 1987 by independent funeral directors, Director's Life Assurance has specialized in providing pre-need and final expense life insurance solutions for over three decades. Our mission is to alleviate the financial burden of funeral expenses for families by offering affordable, customizable insurance products that guarantee future coverage for inevitable end-of-life costs. With a focus on conservative financial management and strict compliance with state and federal regulations, we have funded millions of dollars in funeral and cremation services across Oklahoma, Texas, Arkansas, and Kansas.Our team works closely with funeral homes and pre-arrangement advisors to ensure clients receive personalized guidance in selecting plans that meet both their emotional and financial needs. We prioritize transparency in pricing, regulatory compliance, and maintaining strong relationships with funeral service providers to deliver reliable solutions that protect families from rising funeral costs.
Services
Pre-Need Life Insurance
Final Expense Insurance
Funeral Cost Planning
Cremation Funding
Annuity Products
Details
- Year established: 1987
Highlights and features
- We have over 35 years of experience in pre-need funeral insurance since 1987
- We guarantee locked-in pricing to protect against inflation
- Our policies comply with state and federal insurance regulations
- We maintain partnerships with licensed funeral homes across four states
- Our team provides personalized guidance for end-of-life planning
Services
Pre-Need Life Insurance
Our pre-need life insurance policies guarantee funds for funeral expenses through fixed premiums. Policyholders select specific funeral arrangements in advance, locking in today's prices to protect families from inflation. Death benefits are paid directly to designated funeral homes to cover pre-selected services and merchandise.
Final Expense Insurance
This coverage specifically addresses end-of-life costs including cremation, burial, and administrative expenses. Policies provide immediate death benefits that can be used for any final expense, offering families financial flexibility during difficult times while avoiding the burden of unexpected costs.
Cremation Funding
Designed for those choosing cremation, these plans cover direct cremation services and memorial arrangements. Funds are guaranteed to cover current pricing, with options to include visitation services or private ceremonies to accommodate family preferences and cultural traditions.
Annuity Products
Our annuity products provide alternative funding options for future funeral expenses. These tax-deferred investment vehicles grow over time, ensuring sufficient funds are available for end-of-life arrangements while offering policyholders greater control over their financial planning.
Funeral Cost Planning
We help families document detailed funeral preferences and secure funding through insurance or annuities. This comprehensive planning process includes merchandise selection, service coordination, and legal documentation to ensure final wishes are honored without financial strain on surviving family members.
Questions
What is a pre-arranged funeral service?
A pre-arranged funeral service documents your final wishes and secures funding through insurance to guarantee coverage for specified funeral arrangements, protecting families from financial and emotional stress.
How does pre-funding protect against price increases?
Pre-funding locks in current prices for funeral services and merchandise, shielding families from future inflation and ensuring the policy's death benefit fully covers pre-selected arrangements.
Can I transfer my pre-arrangement if I move?
Yes, you can reassign your pre-arrangement funds to a new funeral home in your area by notifying our insurance company of the change prior to death.
What happens if the funeral home closes?
If your designated funeral home closes, your family can select a new provider who will receive the policy's death benefits to cover equivalent services.
Is cremation pre-arrangement possible?
Yes, we offer cremation-specific plans that include options for memorial services, visitation arrangements, and final disposition details to honor your specific wishes.
