Smith & Associates

At Smith & Associates, we understand that securing the right insurance coverage can feel overwhelming. That's why our experienced team of professionals is dedicated to guiding you through the process, ensuring you find the perfect policies to meet your unique needs and budget. For over four decades, we have been serving families and businesses in Laura, OH, and the surrounding areas, building a reputation for reliable service and personalized attention. We take pride in taking the time to understand your individual circumstances, whether you're protecting your home, your farm, your business, or your loved ones.

Our Commitment to You

We believe in building long-lasting relationships with our clients based on trust and transparency. We work with multiple reputable insurance carriers to offer you a wide range of options, meticulously comparing coverage and costs to find the most advantageous solutions for you. We are committed to providing:

• Expert Guidance: Our team possesses extensive knowledge of insurance policies and industry regulations. We'll answer your questions thoroughly and clearly, explaining the intricacies of coverage in a way that is easy to understand.
• Personalized Service: We recognize that every individual and business has unique requirements. We take the time to listen attentively to your concerns and goals, tailoring our recommendations to your specific situation.
• Competitive Rates: We strive to secure the best possible rates for our clients by leveraging our strong relationships with insurance providers.
• Dedicated Support: We are here for you throughout your insurance journey, from the initial consultation to the claims process. We provide prompt and efficient support, ensuring your needs are met every step of the way.

Life and Health Insurance

Protecting your family's well-being is paramount. Our team specializes in helping individuals and families find comprehensive life and health insurance policies that provide peace of mind. Whether you're seeking individual or group health insurance, life insurance options like term or whole life policies, or Medicare supplement coverage, we'll work diligently to find the right plan for you and your loved ones.

Farm Insurance

Operating a farm brings its own set of unique challenges and risks. Our farm insurance specialists understand the specific needs of agricultural businesses. We offer comprehensive coverage tailored to protect your valuable equipment, livestock, and farm liability. We'll assess your individual circumstances and recommend a policy that provides adequate protection for your specialized operation.

Business Insurance

Protecting your business is essential for its success. We work with business owners of all sizes to develop customized insurance packages that meet their specific needs. Whether you need general liability coverage, property insurance, workers' compensation, or professional liability protection, we'll help you choose the right policies to safeguard your investment and mitigate potential risks.