Business Details
35 Years
experience
Emergency
services
Justin Insurance | Equine & Farm Coverage Experts
Founded in 1991, Justin Insurance has established itself as a leader in equine and farm & ranch insurance solutions. Our agency was built on the vision of June Roberts McGee, a lifelong performance horse enthusiast, who recognized the need for specialized risk management in the equine industry. With over 66 years of combined team experience, we exclusively represent A.M. Best Company A-rated carriers to ensure reliable claims processing and financial security for our clients. Our team's deep equine industry expertise enables us to create tailored insurance solutions that address the unique needs of horse owners, breeders, and agricultural operations. We maintain strategic partnerships with leading insurance providers to offer competitive rates without compromising coverage quality.Our commitment to client education is demonstrated through comprehensive policy explanations and personalized service that prioritizes client needs. We operate with full transparency in all our operations, maintaining strict ethical standards while continuously adapting to industry advancements. Our 24/7 claims support ensures immediate assistance during critical situations, reflecting our dedication to client satisfaction. Through decades of industry evolution, we've maintained our founding principle of combining specialized knowledge with exceptional service. Today, we continue to serve clients nationwide while preserving the personal touch that has defined our agency since inception.
Services
Equine Mortality Insurance
Farm and Ranch Coverage
Livestock Mortality
Colic Endorsement
Loss of Use Endorsement
Medical Endorsements
Prospective Foal Insurance
Equine Event Liability
Care Custody Control
Air Transit Endorsement
Details
- Year established: 1991
Highlights and features
- Our team combines 66 years of equine industry experience with insurance expertise
- We exclusively partner with A.M. Best Company A-rated insurance carriers
- Agents possess firsthand equine discipline experience for better risk assessment
- 24/7 claims support available through dedicated emergency hotline
- Customizable coverage options for both individual horse owners and commercial operations
Associations and certifications
- A.M. Best Company
What people say
24/7 claims support
Equine expertise
Competitive rates
Personalized service
Comprehensive coverage
Services
Equine Mortality Insurance
This life insurance policy for horses covers death, theft, and humane destruction with payouts based on actual value up to scheduled limits. Coverage extends for 12 months post-policy expiration if illness/injury reported during term. Available for horses and cattle with veterinary exams required for high-value animals or specific age groups.
Medical Endorsements
Reimbursement plans covering veterinary fees for surgery, lameness, and illness treatment with deductible options starting at $550 per claim. Limits range from $7,500 to $15,000 with customizable lameness diagnostics budgets. Excludes pre-existing conditions and maintenance therapies.
Farm and Ranch Coverage
Comprehensive package covering dwellings, equipment, and liability for agricultural operations including boarding facilities and breeding farms. Includes property/casualty coverage up to $1M per occurrence with optional auto insurance for qualifying accounts.
Equine Event Liability
Protection for horse shows and clinics covering bodily injury or property damage during events. Available as short-term or annual policies with up to $1M per occurrence limits. Includes coverage for setup and takedown periods.
Prospective Foal Insurance
Covers unborn foals from 42 days gestation through one year post-birth. Requires veterinary confirmation of pregnancy and separate mortality policy. Provides financial protection against loss of prospective breeding investments.
People
June Roberts McGee
Founder and Managing Partner
Established Justin Insurance in 1991 after successful careers in barrel racing and cutting horse competitions. Combines firsthand equine industry experience with insurance expertise to lead the agency's strategic direction.
Questions
How do I report an equine insurance claim?
Call our 24/7 claims department at 800.972.0272 immediately, even for incident-only situations.
When should I consider equine insurance?
If replacing your horse would cause financial hardship, insurance becomes essential. Coverage costs often equal less than one horse show.
What veterinary requirements exist for coverage?
Vet exams required for horses owned over 60 days, foals under one year, or animals valued above $50,000.
How are mortality rates determined?
Rates based on horse's breed, age, and use with discounts available for multi-policy holders.
Can I get liability coverage without farm ownership?
Yes, our Individual Horse Owner Liability policy covers non-commercial owners with horses boarded elsewhere.
What's covered under medical endorsements?
Surgical procedures, lameness treatment, and illness care with customizable limits and deductible options.
