Vosters Insurance

We are a dedicated insurance agency specializing in serving the unique needs of the Floral and Horticultural industry. Founded in 2010 by industry veteran Jim Vosters, we understand the distinct risks and challenges faced by businesses in this sector.

1. Commercial Property & Casualty Insurance

We collaborate with renowned carriers like Hortica Insurance and Employee Benefits to offer comprehensive insurance solutions for a wide range of commercial needs. This includes:

• Liability coverage for potential slips, trips, and falls
• Property insurance for your business assets and buildings
• Business Auto insurance for fleet and individual vehicles
• Umbrella and Excess Liability coverage for additional protection
• Workers Compensation insurance to safeguard your employees
• Employment Practices Liability insurance against employment-related claims

2. Nursery Crop Insurance

We administer the state-backed Nursery Crop Insurance program in partnership with Hudson Insurance. This program provides crucial financial protection for nursery growers and producers against unexpected crop losses caused by:

• Adverse weather conditions
• Plant diseases and insect damage
• Wildlife damage
• Transpiration/ desiccation
• Loss of market value due to unforeseen circumstances

We understand the intricacies of the horticultural industry and tailor our plans to your specific business needs. We serve:

• Nursery/Growers
• Garden Centers
• Flower Importers
• Wholesale Floral Distributors
• Retail Florists

Our dedication to the industry

Jim Vosters has over 30 years of experience in the Floral & Horticultural industry and has been instrumental in developing the Nursery Crop Insurance program. He is a respected leader in the community, holding various positions within industry associations.

Together, we bring extensive knowledge, personalized service, and a deep understanding of the unique challenges faced by horticultural businesses to our clients.