Business Details
28 Years
experience
Trusted Insurance Partner for Independent Agents
American Team Managers Insurance Services (ATM) has been a trusted partner for independent insurance agents since its founding in 1998. Headquartered in Southern California, ATM operates as a wholesale insurance broker and managing general agency (MGA), specializing in tailored insurance solutions for trucking, small businesses, contractors, homeowners, and professional liability. With a focus on innovation and service, ATM leverages relationships with A+ rated carriers to deliver competitive pricing, exclusive programs, and rapid quoting technology. The company serves over 5,000 agents nationwide, emphasizing no access fees, no volume commitments, and a commitment to simplifying the insurance process through cutting-edge tools and personalized support. ATMs team of experts provides 24-hour turnaround times, co-branded marketing materials, and specialized training to help agents grow their books of business.By prioritizing agent needs, ATM enables small to mid-sized agencies to compete effectively in a market dominated by direct writers. The companys exclusive programs, such as its Lloyds Bar and Tavern coverage and Cyber Wingman protection, address niche markets with precision. ATMs underwriting flexibility and access to multiple carriers ensure agents can secure optimal coverage for clients, from high-value homeowners to new construction ventures. With a foundation built on long-term partnerships and a client-first philosophy, ATM continues to expand its offerings while maintaining a focus on reliability, transparency, and industry leadership.
Services
Trucking Insurance
Contractors Insurance
Homeowners Insurance
Professional Liability
Small Business Insurance
Details
- Year established: 1998
Highlights and features
- We offer 24-hour quote turnaround times for most programs.
- Our exclusive programs are unavailable through other MGAs.
- We provide access to multiple A-rated insurance carriers.
- No volume commitments or monthly access fees required.
- Our team includes underwriters with decades of niche expertise.
Associations and certifications
- A+ rated carriers
Services
Trucking Insurance
ATMs trucking insurance provides comprehensive coverage for commercial vehicles, including auto liability, physical damage, and trailer interchange. Designed for container haulers, freight carriers, and produce transporters, policies include towing and storage benefits. Available in 12 western states with flexible reporting options for new ventures.
Contractors Insurance
Specialized insurance for general and artisan contractors with coverage up to $2 million for general liability and completed operations. Supports over 60 business classes with options for new ventures requiring identity recovery and inland marine protections in 19 states.
Homeowners Insurance
Tailored solutions for high-value homes starting at $200,000 valuation, including guaranteed replacement cost and umbrella policies. Partnerships with carriers like Chubb and Nationwide ensure concierge-level claims service and multi-line discounts up to 20%.
Professional Liability
Errors and omissions insurance for insurance agents with policy limits from $500,000 to $2 million. Features low deductibles and broad coverage for defense expenses, including specialized forms for high-net-worth client segments.
Small Business Insurance
Business owners policies combining property, liability, and business income coverage for retail, professional services, and apartment lessors. Includes inland marine and builders risk with gross revenue limits up to $15 million and 24-48 hour turnaround times.
Questions
What types of insurance programs does ATM offer?
ATM specializes in trucking, contractors, small business, homeowners, and professional liability insurance with exclusive programs for niche markets.
How quickly can I get a quote through ATM?
Most programs offer online rapid rater quotes in under 2 minutes with full submission turnaround within 24 hours.
Do you charge access fees or require volume commitments?
No, ATM operates with no monthly access fees and no minimum volume requirements for agents.
What states do you operate in?
We serve agents in 22 states including California, Texas, Arizona, Washington, Oregon, and New Mexico.
How does ATM support agent training?
We provide co-branded marketing materials, online training modules, and live webinars for agent development.
Can new businesses qualify for coverage?
Yes, new ventures with 3+ years of industry experience may qualify for trucking and contractor programs.
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