Heald Insurance

Heald Insurance has been a steadfast presence in the insurance world for over 26 years, earning a reputation built on integrity, expertise, and a commitment to client satisfaction. Over a decade ago, we recognized the unique challenges faced by property owners in the South Lake Tahoe area who offer short-term vacation rentals. Since then, we've made it our specialty to provide comprehensive insurance solutions tailored to this specific market.

We understand that short-term rentals present unique risks, and we have forged strong relationships with property management companies across the region. Our commitment to excellence has earned us the trust of these companies, who rely on us to adequately protect their clients' valuable assets. Recognizing the importance of collaboration, we offer to name property management companies as "additional insureds" at no cost to you, ensuring their peace of mind and providing an extra layer of protection.

Our Services

At Steve Heald Insurance Agency, we believe in offering a comprehensive suite of insurance products to meet the diverse needs of our clients. Whether you're an individual homeowner seeking personal coverage or a business owner looking to safeguard your enterprise, we have the expertise and resources to provide the right solution.

We offer a wide array of personal insurance options, including:

• Auto Insurance: Protect yourself and your vehicle with comprehensive coverage, including liability, collision, comprehensive, and uninsured/underinsured motorist protection.

• Home Insurance: Safeguard your home and belongings from perils such as fire, theft, vandalism, and natural disasters with a customized home insurance policy.

• Motorcycles and Watercraft Insurance: Whether you ride a motorcycle or enjoy boating, we offer specialized insurance to protect your recreational vehicles from damage or liability.

• Flood Insurance: Provide an extra layer of protection against the financial devastation of flooding with specialized flood insurance coverage.

• Life Insurance: Secure your loved ones' financial future with a life insurance policy that provides financial support in the event of your passing.

• Health Insurance: Navigate the complexities of health insurance with our expert guidance. We can help you find a plan that meets your individual needs and budget.

In addition to our personal insurance offerings, we provide a robust selection of commercial insurance solutions:

• Business Owners Policies (BOP): A comprehensive package that combines essential commercial coverages, including general liability, property, and business interruption coverage.

• General Liability Insurance: Protect your business from claims of bodily injury, property damage, libel, slander, and other potential liabilities.
• Commercial Auto Insurance: Ensure your business vehicles are adequately insured against damage, liability, and other risks.
• Commercial Real Estate Insurance: Safeguard your commercial properties from perils such as fire, theft, vandalism, and natural disasters.

Let us be your trusted partner in insurance, providing the expertise, coverage, and personalized service you deserve.

Commitment to You

At Steve Heald Insurance, we prioritize our clients' well-being and strive to build lasting relationships based on trust and transparency.

We are committed to:

• Ensuring Access to Information: We believe in empowering our clients with knowledge. We take the time to explain complex insurance concepts in clear and understandable terms.
• Providing Unwavering Support: Our experienced team is here to answer your questions, address your concerns, and guide you through the insurance process with personalized assistance.
• Tailoring Solutions to Your Needs: We understand that every client is unique. We work closely with you to identify your specific needs and develop customized insurance solutions that provide the right coverage at the right price.

We are proud to be a beacon of reliability and expertise in the insurance industry.