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Business Details
17 Years
experience
Your Trusted Insurance Partner in Bastrop, TX
Founded in 2009 by brothers Gary Germer Jr. and Greg Germer, our agency combines decades of industry experience with a commitment to personalized service. We operate three strategically located offices in Bastrop, Lockhart, and San Marcos, Texas, serving clients through in-person consultations, electronic communication, and phone support. Our team blends seasoned professionals with fresh perspectives to adapt to evolving insurance needs while maintaining ethical business practices.

We prioritize client relationships over transactions, offering tailored solutions through partnerships with multiple national insurance providers. Our local expertise in central Texas enables us to address unique regional insurance requirements effectively.
Services
Home Insurance Auto Insurance Life Insurance Commercial Insurance
Details
  • Year established: 2009
Highlights and features
  • We offer over 20 years of combined experience in the insurance industry
  • Our team provides personalized service with integrity and transparency
  • We represent multiple insurance providers to find the best coverage options
  • We serve clients through flexible in-person, electronic, and phone channels
  • Our local expertise in central Texas ensures tailored insurance solutions
What people say
Patient and efficient agents Excellent customer service Helped find best coverage options Knowledgeable about local needs Professional and trustworthy
Services
Home Insurance
Protect your most valuable asset with customized home insurance policies. We offer comprehensive coverage options for homeowners in central Texas, including basic, comprehensive, and special risk policies. Our local expertise ensures proper protection for your home's unique characteristics and location while working with top-rated national insurance providers to deliver reliable coverage solutions.
Auto Insurance
Ensure complete vehicle protection with tailored auto insurance policies. We provide liability, comprehensive, and uninsured motorist coverage options that meet legal requirements while protecting your investment. Our agents help clients find affordable policies that match their driving habits, vehicle type, and budget through multiple carrier options while emphasizing personalized service and claims support.
Life Insurance
Secure your family's future with customized life insurance solutions. We offer term, whole life, and hybrid policies that adapt to changing life circumstances. Our approach focuses on understanding clients' long-term financial goals and family needs while providing access to multiple insurance providers to ensure appropriate coverage amounts and policy features for every life stage.
Commercial Insurance
Safeguard your business with comprehensive commercial insurance coverage. We provide tailored solutions including property insurance, professional liability, workers' compensation, and commercial vehicle coverage. Our agents work closely with business owners to understand industry-specific risks and implement protection strategies that cover assets, employees, and operations while maintaining compliance with regulatory requirements.
People
Gary Germer Jr.
Co-Owner
Co-owner with over 20 years in insurance. Former corporate executive at AT&T Wireless and T-Mobile. Graduated from Southwest Texas State University in 1995. Focuses on strategic growth and client relationships while maintaining company values established since 2009.
Greg Germer
Co-Owner
Co-owner bringing extensive industry experience since 1998. Managed Koehler Barton Insurance Agency before co-founding Germer Insurance. Graduated from Texas A&M University. Focuses on operational excellence and maintaining ethical business practices across all three office locations.
Corey Musick
Vice President
Vice President overseeing daily operations across all locations. Coordinates team efforts and carrier relationships while maintaining client service standards. Rotates between offices to ensure consistent service quality and organizational alignment with company values established since 2009.
Georgia Hanks
Accounting Manager
Accounting Manager with continuous service since 2009. Holds BA in Business Administration from Southwest Texas State University. Manages financial operations while maintaining family-oriented values that align with the company's people-first approach.
Issac Villarreal
Personal Lines Agent
Personal Lines Agent serving Bastrop office since 2013. Recognized for exceptional client service and teamwork. Combines technical expertise with personalized approach to meet clients' insurance needs while maintaining long-term relationships with local customers.
Questions
What types of insurance do you offer?
We provide home, auto, life, and commercial insurance solutions tailored to individual and business needs in central Texas.
How do you help clients find the best coverage?
As an independent agency, we compare policies from multiple carriers to find the optimal coverage and pricing for your specific needs.
Do you serve areas outside Bastrop County?
We primarily serve Bastrop, Lockhart, and San Marcos areas but provide coverage solutions for clients throughout central Texas.
What makes your agency different?
Our combination of local market expertise, ethical business practices, and personalized service approach distinguishes us from other insurance providers.