Business Details
9 Years
experience
Expert Business Insurance Solutions in Southern California
Founded in 2017, Radius Insurance operates as a specialized business insurance agency and part of a top 10 insurance group. Our expertise spans workers' compensation, commercial auto, product liability, general liability, business interruption, cyber risk, marine cargo, employment practices liability, group healthcare, and bond solutions tailored to industries including construction, manufacturing, restaurants, hospitality, retail, distribution, wholesale, automotive, business services, technology, and healthcare.With a consultative approach, we prioritize long-term client relationships, combining industry-specific knowledge with competitive pricing strategies. Our team maintains deep carrier relationships to deliver customized coverage while emphasizing risk mitigation and cost efficiency. Backed by a 97% client retention rate, we focus on transparent communication, rapid response times, and innovative solutions to address evolving business insurance challenges.
Services
Workers Compensation
Commercial Auto
Product Liability
General Liability
Business Interruption
Cyber Risk
Marine Cargo
Employment Practices Liability
Group Healthcare
Bonds
Details
- Year established: 2017
Highlights and features
- We maintain a 97% client retention rate through consistent service excellence
- Our team works with more carriers than most agencies to find optimal matches
- Specialized expertise in high-risk industries like construction and manufacturing
- We provide rapid certificate delivery and 24/7 policy support
- Part of a top 10 national insurance group with extensive resources
What people say
Best insurance agency ever
Exceeded expectations on pricing
Saved us a bundle
Speed of light service
A+ rating
Services
Workers Compensation
Our workers' compensation insurance solutions focus on cost containment while ensuring comprehensive protection for employees injured on the job. We specialize in high-risk industries like construction and manufacturing, offering tailored policies that comply with California's mandatory requirements. Our approach combines competitive carrier partnerships with proactive risk management strategies to reduce claims frequency and premium costs.
Commercial Auto
We provide commercial auto insurance covering liability, collision, and comprehensive protection for business vehicles. Our policies protect fleets of all sizes, from single trucks to large commercial operations, with options for physical damage coverage and employers' non-owned vehicle liability. We work with multiple carriers to find optimal coverage for light and heavy vehicles operating across California.
Product Liability
Our product liability insurance protects manufacturers, distributors, and retailers against claims related to defective products. Coverage addresses manufacturing defects, design flaws, and failure-to-warn scenarios, with policy structures that consider business size, annual sales volume, and industry-specific risk factors. We help businesses navigate complex liability exposures in supply chain operations.
General Liability
We offer general liability coverage protecting against third-party claims for bodily injury, property damage, and personal injury. Our policies cover legal defense costs, settlements, and medical expenses arising from business operations, with customizable limits and endorsements to address specific industry risks for contractors, retailers, and service providers.
Cyber Risk
Our cyber risk insurance addresses growing threats to business data systems, covering losses from data breaches, ransomware attacks, and network security failures. Policies include coverage for business interruption, legal compliance costs, and customer notification expenses, with risk management resources to help businesses implement protective measures against evolving cyber threats.
People
Robin Schmidle
Chief Operating Officer
Robin leads operations with a balance of dedication and efficiency, managing client relationships while maintaining personal commitments to family and pet care. Her organizational skills ensure smooth agency operations.
Franklin Khalil
Chief Risk Officer
Franklin combines deep insurance expertise with client-focused relationship building, leveraging his MBA studies and operational efficiency to develop risk management strategies tailored to business clients' needs.
Sirine Boulus
Chief Financial Officer
Sirine brings international experience and organizational excellence to financial operations, having started her career at Accenture Dubai. Her structured approach ensures financial accountability and strategic growth planning.
Nick Roumi
Founder & CEO
Nick established Radius Insurance after entrepreneurial success recognized by INC 500 and Ernst & Young. He focuses on solving business challenges while maintaining family commitments and community involvement.
Questions
What business insurance types do you specialize in?
We specialize in workers' compensation, commercial auto, general liability, product liability, cyber risk, and industry-specific coverage for construction, manufacturing, and hospitality businesses.
How can I get a business insurance quote?
Request a quote through our website or call (800) 400-7283 to speak with an agent who will assess your business needs and provide customized coverage options.
Do you offer coverage outside Southern California?
While based in Southern California, we provide coverage solutions for businesses operating across California with options for multi-state operations and out-of-state projects.
What industries do you work with?
We serve construction, manufacturing, restaurants, hospitality, retail, distribution, automotive, technology, healthcare, and professional services industries with tailored insurance solutions.
How quickly can I get insurance documents?
Most certificates of insurance are delivered within one hour through our responsive account management team during regular business hours.
Are you part of a larger insurance network?
We operate as an independent agency affiliated with a top 10 national insurance group, giving us access to extensive carrier options and resources.
