Preferred American Insurance

Preferred American Insurance Services is a full-service commercial insurance brokerage firm that has been serving businesses in California for over 29 years. Our mission is to provide clients with excellent insurance solutions that enable the growth and success of their businesses. We are not just any broker or agent; we act as professional insurance consultants who educate our clients and help them make informed decisions for their companies. With access to more than 250 insurance companies and 30 years of noteworthy experience, we ensure that we provide insurance options that best suit our clients' needs. Our team of accomplished professionals is dedicated to providing efficient services, excellent solutions, and unmatched integrity.

Our Services

At Preferred American Insurance Services, we offer a wide range of insurance options for businesses. Our services include:

• Workers' Compensation Insurance: Our workers' compensation insurance covers your employees' medical costs if they are injured on the job. Our policies protect your business from the financial burden of workplace accidents and help your employees get the medical care they need.
• General Liability Insurance: Our general liability insurance protects your business from financial losses resulting from damages or injuries caused to third parties. Our policies cover legal fees, settlements, and medical expenses associated with accidents and lawsuits.
• Commercial Auto Insurance: Our commercial auto insurance covers your business vehicles against damages and liability lawsuits. Our policies provide protection for vehicles used in daily business operations, such as delivery trucks and service vans.
• Building Coverage: Our building coverage protects commercial properties and buildings against loss or damage. Our policies cover losses resulting from fires, storms, theft, and vandalism.
• Professional Liability Insurance: Our professional liability insurance, also known as errors and omissions insurance, covers your business against claims arising from professional mistakes or failures. Our policies protect businesses such as accounting and law firms from financial losses resulting from lawsuits.
• Directors & Officers Liability Insurance: Our directors and officers liability insurance covers the personal assets of your business's directors and officers in case of lawsuits arising from their actions. Our policies provide protection for claims resulting from negligence, breach of duty, or mismanagement.
• Employment Practices Liability Insurance: Our employment practices liability insurance covers businesses against claims arising from employment-related issues. Our policies provide protection for claims resulting from harassment, discrimination, or wrongful termination.
• Group Health Benefits: Our group health benefits offer employees medical, dental, and vision coverage. Our policies help businesses attract and retain employees by providing them with affordable and comprehensive healthcare plans.
• Surety: Our surety bonds provide financial guarantees for business transactions. Our bonds ensure that obligations are fulfilled and protect against financial losses.
• Fidelity: Our fidelity bonds protect businesses from theft or embezzlement by employees. Our policies provide protection for businesses against financial losses resulting from dishonest acts.
• Commercial and Contract Bonding: Our commercial and contract bonding provides financial guarantees for contracts and agreements. Our bonds protect businesses against financial losses resulting from contractual defaults or failures.

Our Carriers

We work with the best insurance carriers in the industry, ensuring that our clients receive excellent insurance solutions from trusted and reputable companies. Our carriers include:

• Liberty Mutual
• Travelers
• Chubb
• The Hartford
• Nationwide
• CNA
• Zurich

Testimonials

Our clients describe us as reliable, competitive, friendly, helpful, and trustworthy. Here are some of their testimonials:

• "I was blown away by how quick and easy they were to work with on a regular basis. Not only did Preferred American save me money on my business, but the coverage that I got was better. I know have all of my commercial business with them and would highly recommend their team." -JDC Contracting
• "I can't say enough about the great service I get from Steve Daniels and Zach Engledow. They have been helping me with my insurance for a couple of years now and I will continue to do my insurance with them. They always get the information I need or the additional." -Mike O'Neal
• "Eddie I wanted to take a moment to thank you for the incredible service I have received from you and your company over the years. I can always count on you to take care of our company and personal insurance needs from certs to dealing with the complexity of our." -Brandon Maldonado
• "We have chosen Preferred American Insurance for their services; thoroughness, ethics, prompt attention to client needs, and full disclosure (educating the client in the intricacies of the insurance industry)