Business Details
Trusted Life Insurance & Financial Planning Services in Bellevue, WA
Carrol & Associates has been a trusted name in life insurance and annuity brokerage services for over four decades. Founded in the early 1980s by Paul Carrol, a seasoned professional with 25 years of experience in the life insurance industry, our firm was built on the principles of independent distribution and ease of doing business. We remain committed to these foundational values, providing agents and clients with tailored solutions that prioritize protection-based insurance strategies. Our expertise spans life insurance, disability insurance, annuities, and long-term care insurance, with a focus on separating insurance needs from investment planning. As the insurance brokerage arm of Fortress Mega LLC, we operate independently of registered investment advisors or broker-dealers, ensuring clarity in our service offerings.Our team of certified professionals, including Certified Financial Planners and Chartered Life Underwriters, brings decades of combined experience to address complex financial planning challenges. We serve clients nationwide, emphasizing personalized relationships and a deep understanding of individual and commercial insurance requirements. Our commitment to excellence is reflected in our partnerships with leading insurance providers and our dedication to ongoing education and industry certifications. With offices in Bellevue, Washington, we continue to uphold Paul Carrol's vision of integrity, expertise, and client-centric service in an evolving financial landscape.
Services
Life Insurance
Disability Insurance
Annuities
Long-Term Care Insurance
Life Settlements
Highlights and features
- Over 40 years of specialized experience in life insurance brokerage services
- Team of certified professionals with CFP, CEBS, CLU, and ChFC designations
- Focus on protection-based insurance strategies separate from investments
- Personalized approach to individual and commercial insurance requirements
- Nationwide partnerships with leading insurance providers and distribution networks
Associations and certifications
- Certified Financial Planner (CFP)
- Certified Employee Benefits Specialist (CEBS)
- Chartered Life Underwriter (CLU)
- Chartered Financial Consultant (ChFC)
Services
Life Insurance
We offer comprehensive life insurance solutions designed to protect families and businesses. Our protection-based approach focuses on covering mortgages, income replacement, and estate planning needs. With access to multiple carriers, we help clients find policies that align with their financial goals and life events.
Disability Insurance
Our disability insurance products provide financial security by replacing lost income during unexpected disabilities. We specialize in both individual and group policies that cover long-term disabilities from illnesses like cancer or heart attacks, ensuring clients maintain financial stability during challenging times.
Annuities
We provide annuity solutions for retirement income planning, including fixed, variable, and indexed options. Our experts help clients evaluate tax-deferred growth opportunities and guaranteed income streams, balancing risk management with wealth preservation strategies for retirement.
Long-Term Care Insurance
Our long-term care insurance policies address costs not covered by health insurance or Medicare. We offer customized plans that cover home care, assisted living, and nursing home expenses, helping clients protect assets while ensuring quality care for future needs.
Life Settlements
We facilitate life settlement plans for policyholders seeking alternatives to traditional options. Our specialists evaluate existing policies, connect clients with buyers, and negotiate competitive offers, providing liquidity solutions for those no longer needing or affording their life insurance coverage.
People
Jon Erickson
Owner and President
Certified Financial Planner with 18+ years in financial services. Focuses on retirement planning for retirees and pre-retirees while maintaining broad financial expertise. Graduated from Washington State University and specializes in building client relationships.
Rob Thompson
Owner and COO
Life insurance planning expert with 20+ years in the industry. Former senior roles at Safeco and Symetra. Specializes in commercial and personal life insurance solutions. Co-founded Fortress Mega in 2014 after establishing nationwide business relationships.
Tim Adkisson
Owner and CMO
Certified Financial Planner with 30+ years in insurance. Expert in disability, long-term care, and critical illness insurance. Manages training and growth of distribution partner agents. Holds multiple industry certifications including CLU and ChFC.
Wendy Wang
Broker
Founder of Operasset with expertise in foreign national asset allocation. Former sales champion at New York Life and technology strategist at Liberty Mutual/Safeco. Holds multiple advanced degrees including an MBA from UNC Chapel Hill.
Steve Klein
Broker
Specializes in life, disability, Medicare, and long-term care insurance. Transitioned from healthcare accounting to insurance brokerage 19 years ago. Provides comprehensive coverage solutions for individual clients' evolving needs.
Questions
What types of life insurance do you offer?
We provide term life, whole life, and universal life insurance policies through multiple carriers to meet diverse protection needs.
Do you offer disability insurance for self-employed individuals?
Yes, we specialize in custom disability insurance solutions for self-employed professionals and business owners.
Can you help with long-term care planning?
Our long-term care insurance specialists design policies covering home care, assisted living, and nursing home expenses.
Are you affiliated with investment advisory firms?
We operate independently of investment advisors and focus exclusively on insurance brokerage services.
How do life settlements work?
Life settlements allow policyholders to sell existing policies for immediate cash while we negotiate competitive offers from buyers.
What areas do you serve?
We provide services nationwide with our Bellevue, WA headquarters supporting clients across the United States.
