Our agency stands on the principles of trust, transparency, and personalized service. With over 13 years of experience at State Farm in Sandusky, OH, we've proudly served generations of families, businesses, and individuals across the state of Ohio.
Who We Are
Jeff Lucas, a proud U.S. Air Force veteran, leads our team with a keen understanding of financial and risk management. Armed with an M.B.A. and a B.S. in Business Management, Jeff has consistently earned recognition for his exceptional customer service and expertise in insurance solutions. His passion for the community extends beyond business, as he actively participates in the Erie County Chamber of Commerce and local boating clubs.
Our Expertise
Our agency offers a comprehensive range of insurance solutions to meet your diverse needs:
- Auto Insurance: Comprehensive coverage for cars, motorcycles, boats, jetskis, and more.
- Homeowners & Renters Insurance: Protection for your home, belongings, and peace of mind.
- Life & Health Insurance: Secure your health and financial future for you and your loved ones.
- Business Insurance: Customized coverage for your unique business operations.
- Financial Services: Guidance and solutions for your financial goals.
Our Approach
We believe in building personalized relationships with our clients. We take the time to understand your individual needs, risks, and goals to tailor an insurance plan that meets your specific requirements. Our dedicated team is always available to answer your questions, address your concerns, and guide you through the process.
Our Community
We are proud to be a part of the Sandusky community and actively support local organizations. Our office is conveniently located in the heart of the city, and we proudly serve the surrounding areas of Milan, Norwalk, Huron, Vermilion, Lorain, Castalia, Port Clinton, Amherst, and Berlin Heights.
Contact us today to request a free quote, discuss your insurance needs, or schedule a consultation with one of our experienced agents. We look forward to building a lasting relationship with you and providing the personalized insurance coverage you deserve.
Overall Experience
The overall experience with Jeff Lucas and his team at State Farm is exceptional, with customers raving about their professionalism, responsiveness, and personalized service.
Staff and Service
The staff, including Macala and Melinda, are highly praised for their friendly, knowledgeable, and efficient service. They are always willing to go the extra mile to ensure customers' needs are met, and they provide excellent communication and follow-up.
Insurance Options and Rates
Customers are impressed with the competitive rates offered by Jeff Lucas and his team, and they appreciate the personalized approach to finding the best insurance options for their specific needs.
Personalized Attention
Jeff Lucas and his team are commended for their personal touch, making customers feel valued and important. They take the time to understand individual circumstances and provide tailored solutions.

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