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50+ Years
experience
Emergency
services
Trusted Insurance Claims Adjustment Services Nationwide
Central Adjustment was founded in 1932 on the principle of professional, timely insurance claims handling. Under current President David McCullough since 1991, we've expanded from Arkansas to national operations while maintaining our commitment to excellence. Our acquisition of Regions Bank's TPA division in 2012 enhanced our capabilities to include Workers Compensation claims alongside traditional property, casualty, and automobile services. We specialize in third-party administration for self-insured entities, SIR policies, and eroding deductible programs. Our team of licensed adjusters provides same-day contact, 24/7 availability, and direct communication channels between clients and adjusters.

We utilize industry-standard tools like Xactimate and Symbility while maintaining rigorous quality control through experienced supervisors. Our comprehensive insurance coverage includes E&O, Workers Compensation, general liability, and auto liability. We've developed contingency plans for management transitions and maintain capacity for catastrophic event response. Our client-centric approach eliminates unnecessary charges by tailoring services to specific organizational needs. Through continuous innovation, we deliver efficient, effective claims management solutions that combine decades of experience with modern technology.
Services
Property Claims Workers Compensation Third Party Administration Casualty Claims Automobile Claims Heavy Equipment Claims SIR Policy Management Eroding Deductible Programs
Details
  • Year established: 1932
Highlights and features
  • 90+ years of continuous claims adjustment expertise since 1932
  • 24/7 adjuster availability with direct contact information provided
  • Customized service plans eliminating unnecessary charges
  • Licensed adjusters in all operating states with multi-state supervisors
  • Catastrophic event response capacity with contingency management plans
What people say
Prompt claims resolution Ethical team Decades of experience Personalized service Professional approach
Services
Third Party Administration
We provide comprehensive third-party administration for self-insured entities, SIR policies, and eroding deductible programs. Our services include claims processing, risk management, and customized reporting for municipalities, cooperatives, and healthcare organizations. With 24/7 adjuster availability and direct communication channels, we ensure efficient claims resolution while maintaining compliance with industry standards.
Independent Adjusting
Our independent adjusting services cover property, casualty, automobile, and heavy equipment claims nationwide. Licensed adjusters utilize Xactimate and Symbility tools while maintaining E&O, Workers Compensation, and liability insurance coverage. We guarantee same-day contact with insured parties and provide direct adjuster communication channels for transparent claims processing.
Workers Compensation
Specialized Workers Compensation claims management since 2012, handling both standard and complex cases. Our services include injury investigation, medical treatment coordination, and compliance reporting. With experienced adjusters and industry-recognized software, we ensure timely resolution while maintaining OSHA compliance and reducing employer liability exposure.
Catastrophe Response
Comprehensive catastrophe response capabilities for high-volume claim scenarios. Our preparedness includes trained personnel, contingency management plans, and scalable resources. We maintain specialized teams for large-scale events while ensuring continued service quality through documented processes and experienced leadership oversight.
Risk Management
Customized risk management solutions for self-insured entities and organizations with SIR policies. Services include deductible program administration, claims analysis, and loss control recommendations. We work directly with clients to develop tailored approaches that minimize exposure while maintaining compliance with regulatory requirements.
People
David McCullough
President
President since 1991, David McCullough has expanded Central Adjustment from regional to national operations while maintaining its founding principles of professional claims handling since acquiring the business from founder Earl Snapp.
David Kavanay
Property Supervisor/General Adjuster
Experienced property claims specialist overseeing adjustment operations, ensuring adherence to quality standards and timely resolution of complex property damage cases across multiple jurisdictions.
Wayne Geimer
Account Manager/General Adjuster
Seasoned adjuster managing client relationships and claims processing, combining technical expertise with direct communication to ensure client satisfaction and regulatory compliance in diverse insurance scenarios.
Questions
What types of insurance claims do you handle?
We handle property, casualty, automobile, heavy equipment, and Workers Compensation claims for major insurance companies nationwide.
Are your adjusters available after hours?
Yes, we provide 24/7 adjuster availability with direct contact information including cell numbers and email addresses.
How do you handle large-scale disaster claims?
Our catastrophe response team manages high-volume claims with contingency plans and scalable resources while maintaining service quality.
What sets your TPA services apart?
We offer customized third-party administration with direct client collaboration, eliminating unnecessary charges through tailored service plans.
Are your adjusters properly licensed?
All adjusters are licensed in their operating states, with senior staff holding multi-state licenses for enhanced assignment flexibility.
How can I track my claim's progress?
We provide direct adjuster contact and access to secure cloud-based software for real-time claim status updates from any location.