Founded in 1925, Chalk & Gibbs Insurance has proudly served families and businesses across North Carolina for over a century. Guided by a commitment to customer-centered service, we stand as an independent agency, partnering with multiple insurance companies to offer you a diverse range of coverage options.
Protecting What Matters Most
Our purpose is to simplify the process of protecting what matters most to you. Whether it's your home, your car, your health, or your business, we'll work with you to identify potential risks and tailor a customized insurance plan that addresses your unique needs and goals.
Our Expertise
Our team of experienced professionals has extensive knowledge in various insurance lines, including:
- Personal Insurance: Home insurance, Auto insurance, Wind & Hail Coverage, Flood Insurance, Secondary Home Insurance
- Business Insurance: Business Owners Insurance, Commercial Property Insurance, General Liability Insurance, Business Auto Insurance, Commercial Umbrella Insurance
- Employee Benefits: Group Health Insurance, 401(k), Group Dental & Vision Insurance, Employee Assistance Program
- Medicare Coverage: Medicare Part D, Medicare Advantage Plans, Dental & Vision Coverage for Seniors
A Trusted Partner
We understand the importance of personalized service and responsiveness. Our dedicated agents will:
- Take the time to understand your unique needs and goals.
- Answer your questions and address your concerns clearly.
- Work with you to find the most competitive rates and coverage options.
- Provide clear and concise explanations of your policy and its benefits.
- Be your advocate in the event of a claim.
Choose Chalk & Gibbs Insurance for
- Personalized attention: We take the time to understand your individual situation and provide tailored solutions.
- Multiple coverage options: Access to a wide range of insurance products from trusted providers.
- Competitive rates: We offer competitive premiums and discounts to fit your budget.
- Exceptional customer service: Responsive and personalized interaction throughout your experience.
Mixed Opinions on Insurance and Rental Experiences
Confusion and Frustration with Insurance Premiums
One reviewer expresses frustration and confusion with their insurance premiums, which have quadrupled since moving from New York to North Carolina. They feel it's unfair to be penalized for a no-fault accident in New York, and that their insurance company is taking advantage of them.
Positive Experiences with Insurance Agents
On a positive note, several reviewers praise their insurance agents for their excellent customer service, response time, and ability to handle claims flawlessly. Agents are described as knowledgeable, kind, and helpful, making clients feel valued and cared for.
Negative Experiences with Rental Properties
Several reviewers have had negative experiences with rental properties, citing unreasonably high prices, lack of amenities, and unprofessional behavior from the rental company. Tenants have reported being wrongfully evicted, lied to about deposits, and dealing with broken appliances and lack of pest control.
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