Business Details
25 Years
experience
Trusted Insurance & Retirement Planning Services in Brier, WA
Since 1997, Coordinated Benefit Plan has been a trusted partner in navigating the complexities of health insurance and retirement planning. With over 30 years of combined experience, our team specializes in delivering tailored solutions for businesses and families across Washington State. We prioritize personalized service, ensuring clients receive comprehensive benefits packages that align with their unique needs and budgetary goals.Our expertise in state-specific regulations and commitment to responsiveness have solidified our reputation as a leader in employee benefits and retirement planning services. By maintaining strong relationships with local carriers and staying abreast of industry changes, we empower clients to make informed decisions that support long-term financial stability.
Services
Group Health Plans
Retirement Planning
Individual Insurance
401(k) Solutions
Health Savings Accounts
COBRA Alternatives
Temporary Insurance Policies
Profit-Sharing Plans
Employer-Sponsored Retirement Plans
Defined Contribution Plans
Details
- Year established: 2001
Highlights and features
- We offer 24 years of specialized expertise in Washington State insurance regulations.
- Our team provides personalized attention to businesses of all sizes, from startups to established firms.
- We maintain strong partnerships with local health insurance carriers for optimal plan options.
- Our retirement planning services cover 401(k), SEP, and profit-sharing plans tailored to client needs.
- We prioritize transparent communication and rapid response times for all client inquiries.
What people say
Extremely satisfied customer
Helped us face ongoing challenges
Responsive team
Deliver value consistently
Personal attention to clients
Services
Group Health Plans
We design customized group health plans for Washington employers with one or more employees. Our solutions consider company demographics, budget constraints, and benefit priorities while ensuring compliance with state regulations. By analyzing factors like employee age distribution and zip codes, we help businesses secure cost-effective coverage that meets workforce needs.
Retirement Planning
Our retirement planning services cover 401(k), SEP, and profit-sharing plans tailored to business structures. We advise on plan design, contribution strategies, and investment options while explaining tax advantages and compliance requirements. This includes guidance on employer matching contributions and employee education about their retirement options.
Individual Insurance
We assist Washington residents in selecting individual health insurance plans through major carriers like Regence Blue Shield and Kaiser Permanente. Our support includes comparing premiums, provider networks, and benefits packages while explaining ACA compliance status for policies. We also offer temporary coverage solutions for transitional periods.
Health Savings Accounts
We provide education and implementation support for health savings accounts paired with high-deductible health plans. Our services include explaining tax benefits, contribution limits, and investment options while helping clients integrate HSAs into their overall financial strategy for medical expense management.
Defined Contribution Plans
We specialize in defined contribution plans like 401(k)s and profit-sharing arrangements. Our expertise covers plan setup, annual contribution calculations, and compliance with IRS regulations. We help employers structure matching contributions and educate employees about investment choices and retirement income planning.
People
Sara Coulter
Benefits Specialist
With 10 years in employee benefits, including 8 at CBP, Sara combines expertise from Cigna with personalized service. A Whitman College honors graduate, she volunteers for Junior Achievement and Seattle Animal Shelter while assisting clients with benefits decisions.
Pat Conroy
Founder
As founder of Coordinated Benefit Plan, Pat brings decades of experience in Washington State insurance markets. He specializes in connecting businesses with tailored benefits solutions while maintaining direct client relationships through responsive communication and industry expertise.
Questions
What group health plan options exist for small businesses in Washington?
We offer group plans compliant with WA state regulations, considering company size, employee demographics, and budget. Options vary by carrier networks and benefit structures tailored to your workforce needs.
How do retirement plans benefit both employers and employees?
Employers gain tax advantages and employee retention benefits, while workers receive structured savings opportunities. We explain contribution limits, investment choices, and compliance requirements for plans like 401(k)s and SEPs.
Can individuals get ACA-compliant health insurance through CBP?
Yes, we offer ACA-compliant plans through Regence Blue Shield, Asuris NW Health, and Kaiser Permanente, along with non-compliant temporary options for transitional coverage needs.
How does CBP help businesses compare insurance providers?
We analyze your company's specific requirements, then present options from multiple carriers, explaining differences in premiums, provider networks, and benefit structures to find your best match.
What retirement plan types work best for self-employed individuals?
We recommend SEP IRAs or Solo 401(k)s for self-employed clients, explaining contribution limits, tax benefits, and administrative requirements to optimize retirement savings while minimizing compliance burdens.
