Affordalbe Care Act Plans

Welcome to our health insurance agency! We are a team of licensed professionals dedicated to finding the right health insurance plan for you and your family. Our mission is to simplify the process of choosing a health insurance plan by educating our clients on the key factors and offering personalized recommendations based on their needs.

Our agency is appointed with major carriers across the country, giving us the ability to shop for the best plans and prices for our clients. We understand that the world of health insurance can be overwhelming, which is why we take the time to understand your unique situation and provide you with clear and unbiased options. Our services are free to the consumer, so there is no extra cost for using our agency compared to purchasing directly from a carrier or through the marketplace.

We don't stop at just helping you purchase a plan. We are committed to being your advocates and ambassadors year-round, available to answer any questions and assist with any issues that may arise with your health plan or the marketplace. We have helped thousands of satisfied customers with a range of services, from making payments to reinstating cancelled policies. Even if you did not purchase your health insurance policy through us, we are still happy to assist you with any questions or concerns you may have.

Our Services

At our agency, we offer a variety of services to help our clients make informed decisions about their health insurance:

*Help Me Decide: We understand that choosing a health insurance plan can be confusing and time-consuming. That is why we offer a "Help Me Decide" service, where we help you identify the important factors, or "drivers, " that should be considered when purchasing a policy. These drivers include price, hospital networks/doctor networks, and medication coverage. We take the time to understand your needs and provide you with personalized options.

*Price: The cost of health insurance is often a major consideration for our clients. We help you understand the factors that affect rates, such as the size of the doctor and hospital network and the deductibles. We also help you understand the difference between co-pays and services that require you to meet your deductible before the insurance kicks in.

*Hospital Networks: Specific hospitals and hospital networks may be important for some clients, particularly if they have a planned procedure or require specific care. We help you verify that the hospitals you prefer are covered by the networks you are considering, and ensure that any emergency care will be covered in-network.

*Doctor Networks: The availability of doctor networks has been a subject of confusion and frustration for many. We help you navigate the networks and find the right plan that includes the specific doctors you need.

*Medication Coverage: We help you understand the medication coverage of the plans you are considering and ensure that any necessary medications are covered under the policy.

Summary

At our agency, we are dedicated to finding the right health insurance plan for you and your family. We understand that the process of choosing a health insurance policy can be overwhelming, which is why we offer a variety of services to help you make informed decisions. Our mission is to provide you with clear and unbiased options based on your unique needs, and to be your advocates and ambassadors year-round.